Joyce
Embakasi Estate, Kenya
100% repaid
Name
Joyce
Member since
July 2012
On-time repayments
318 installments • 60%
I am a single mother aged 39 years old. I ahve two children who depend on me since they do not have stable jobs. I got my first child at an early age when I was still at primary school. I therefore stayed at home for one and a half years and went back to school thereafter.I continued with my education and managed to join high school. Unfortunately I dropped out of school at form two after an abrupt death of my grand father who was our sole breadwinner. I therefore opted to help my grandmother with home chores as I could not go back to schools as there was no one to pay school fees for me. It reached a point when I could not depend on them any further and I therefore decided to leave the village for greener pastures. I got employed as a house-help for a three(3) years and I managed to save some money and started a green grocer. I was in this business for one year and decided to change to another business. I started a small Beauty shop which am doing upto date. I would like to expland my busines
I operate a beauty and cosmetics shop. I deal in both men and ladies products like handbags, belts, earrings, necklaces, shoes, scarfs, socks, trousers e.t.c. There is demand for this product because I sell the products which are on fashion and at a reasonable and affordable prices. I also sell to other traders at wholesale prices and they go to sell to other customers. My customers like my shop because they say the prices are good. they also say that they like my services that is the way i service them. I also give my goods on credit and they do not fail me. my business is situated at a bus stop and therefore I am able to attract many customers. i also send my son to vendor the goods in the nearby estates. He does door to door services and sometimes goes to sell them in the city center and in the offices. some customers who are not able to travel send me to Kampala to bring them their goods and charge them a fee for the services. My monthly expenditure include house rent, transport,school fe
Zidisha microfinance has been of great help to me and my business.Thank you so much for the previous loans you granted to me .I will use 90,000 kenya shillings to stock my business,30,000 kenya shillings will be used to renovate my shop and 20,000 for decorations as we are heading Decembers holidays.I will use the other part of the loan in paying the rent for the shop 20,000 kenya shillings and to my residential house which i pay 12,000 kenya shillings.I will also hold a small party of my customers as a way of appreciating them.The party will cost me about 30,000 kenya shillings.I will spend 30,000 kenya shillings to pay for my personal needs.Thank you zidisha for the support you have been giving me.I promise to be repaying my next loan promptly and without fail.Thank you my lenders.You have made me what i am today.FROM NOTHING TO SOMETHING.GOD BLESS YOU
Positive
23
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$2,561.00
Date disbursed
Nov 12, 2014
Repayment status
On Time
Projected term
14 months
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Amount repaid
$2,977.11
Amount remaining
$0.00
Date repaid
Jan 2, 2016
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Nov 23, 2014 | $53.06 | Nov 19, 2014 | $53.06 |
Nov 30, 2014 | $53.06 | Nov 19, 2014 | $0.35 |
Nov 26, 2014 | $52.70 | ||
Dec 7, 2014 | $0.70 | Nov 26, 2014 | $0.70 |
Dec 14, 2014 | $62.50 | Dec 4, 2014 | $62.50 |
Dec 21, 2014 | $62.50 | Dec 10, 2014 | $62.50 |
Dec 28, 2014 | $62.50 | Dec 18, 2014 | $62.50 |
Jan 4, 2015 | $62.50 | Dec 25, 2014 | $62.50 |
Jan 11, 2015 | $62.50 | Jan 3, 2015 | $62.50 |
Jan 18, 2015 | $62.50 | Jan 8, 2015 | $62.50 |
Jan 25, 2015 | $62.50 | Jan 19, 2015 | $62.50 |
Feb 1, 2015 | $62.50 | Jan 27, 2015 | $62.50 |
Feb 8, 2015 | $62.50 | Feb 7, 2015 | $62.50 |
Feb 15, 2015 | $62.50 | Feb 7, 2015 | $51.14 |
Feb 14, 2015 | $11.36 | ||
Feb 22, 2015 | $62.50 | Feb 14, 2015 | $62.50 |
Mar 1, 2015 | $62.50 | Feb 14, 2015 | $39.77 |
Feb 24, 2015 | $22.73 | ||
Mar 8, 2015 | $62.50 | Feb 24, 2015 | $39.77 |
Mar 8, 2015 | $22.73 | ||
Mar 15, 2015 | $0.00 | ||
Mar 22, 2015 | $39.77 | Mar 15, 2015 | $39.77 |
Mar 29, 2015 | $39.77 | Mar 15, 2015 | $22.73 |
Mar 22, 2015 | $17.05 | ||
Apr 5, 2015 | $39.77 | Mar 22, 2015 | $22.73 |
Mar 29, 2015 | $17.05 | ||
Apr 12, 2015 | $39.77 | Mar 29, 2015 | $22.73 |
Apr 5, 2015 | $17.05 | ||
Apr 19, 2015 | $39.77 | Apr 5, 2015 | $22.73 |
Apr 12, 2015 | $17.05 | ||
Apr 26, 2015 | $39.77 | Apr 12, 2015 | $22.73 |
Apr 26, 2015 | $17.05 | ||
May 3, 2015 | $39.77 | Apr 26, 2015 | $17.05 |
May 2, 2015 | $22.73 | ||
May 10, 2015 | $39.77 | May 2, 2015 | $11.36 |
May 10, 2015 | $28.41 | ||
May 17, 2015 | $39.77 | May 17, 2015 | $39.77 |
May 24, 2015 | $39.77 | May 25, 2015 | $39.77 |
May 31, 2015 | $39.77 | Jun 1, 2015 | $39.77 |
Jun 7, 2015 | $39.77 | Jun 8, 2015 | $39.77 |
Jun 14, 2015 | $39.77 | Jun 15, 2015 | $39.77 |
Jun 21, 2015 | $39.77 | Jun 22, 2015 | $39.77 |
Jun 28, 2015 | $39.77 | Jun 29, 2015 | $39.77 |
Jul 5, 2015 | $39.77 | Jul 6, 2015 | $39.77 |
Jul 12, 2015 | $39.77 | Jul 12, 2015 | $39.77 |
Jul 19, 2015 | $0.00 | ||
Jul 26, 2015 | $51.14 | Jul 19, 2015 | $39.77 |
Jul 22, 2015 | $11.36 | ||
Aug 2, 2015 | $51.14 | Jul 22, 2015 | $39.77 |
Aug 2, 2015 | $11.36 | ||
Aug 9, 2015 | $51.14 | Aug 2, 2015 | $22.73 |
Aug 9, 2015 | $28.41 | ||
Aug 16, 2015 | $51.14 | Aug 16, 2015 | $51.14 |
Aug 23, 2015 | $51.14 | Aug 23, 2015 | $51.14 |
Aug 30, 2015 | $51.14 | Aug 30, 2015 | $51.14 |
Sep 6, 2015 | $51.14 | Sep 6, 2015 | $51.14 |
Sep 13, 2015 | $51.14 | Sep 13, 2015 | $51.14 |
Sep 20, 2015 | $51.14 | Sep 20, 2015 | $51.14 |
Sep 27, 2015 | $51.14 | Sep 27, 2015 | $51.14 |
Oct 4, 2015 | $51.14 | Oct 4, 2015 | $51.14 |
Oct 11, 2015 | $51.14 | Oct 11, 2015 | $51.14 |
Oct 18, 2015 | $51.14 | Oct 19, 2015 | $51.14 |
Oct 25, 2015 | $51.14 | Oct 25, 2015 | $51.14 |
Nov 1, 2015 | $51.14 | Nov 1, 2015 | $51.14 |
Nov 8, 2015 | $51.14 | Nov 1, 2015 | $5.68 |
Nov 9, 2015 | $45.45 | ||
Nov 15, 2015 | $51.14 | Nov 9, 2015 | $11.36 |
Nov 16, 2015 | $39.77 | ||
Nov 22, 2015 | $51.14 | Nov 16, 2015 | $11.36 |
Nov 23, 2015 | $39.77 | ||
Nov 29, 2015 | $51.14 | Nov 23, 2015 | $17.05 |
Nov 30, 2015 | $34.09 | ||
Dec 6, 2015 | $51.14 | Nov 30, 2015 | $22.73 |
Dec 7, 2015 | $28.41 | ||
Dec 13, 2015 | $51.14 | Dec 7, 2015 | $28.41 |
Dec 14, 2015 | $22.73 | ||
Dec 20, 2015 | $51.14 | Dec 14, 2015 | $34.09 |
Dec 21, 2015 | $17.05 | ||
Dec 27, 2015 | $51.14 | Dec 21, 2015 | $39.77 |
Dec 27, 2015 | $11.36 | ||
Jan 3, 2016 | $45.45 | Dec 27, 2015 | $45.45 |
Jan 10, 2016 | $160.07 | Jan 2, 2016 | $160.07 |
camilberlin May 2, 2017
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