Loan to increase my cash and float

Halima

Kayole, Kenya

100% repaid

Entrepreneur

Name

Halima

Member since

May 2016

On-time repayments

229 installments  •  84%

About Me

My name is Halima. I was raised in rural Kenya where I schooled. I did my primary education in Nyanturago Primary and Secondary. I later moved to Kereri High School. I passed averagely and went to college where I undertook a diploma in information technology. I then searched for a job, but all I could get were poor-paying jobs. I opted to sell secondhand clothes in Nairobi which I did for some two years, and later opened a cyber. which did well but when I got married I quit the business. I have one child, Jayden, and I have always worked hard to give my child the best education.

My Business

The business I currently run is M-PESA services, and a shop where I sell electronics. I basically sell simple electronics that people use on a daily basis, such as: tvs, bulbs, batteries, tungsten tubes and many other things. These things are fast-moving goods because where I live the population is high, and the area is far from town so most people prefer coming to my shop. I chose this kind of business because it is not run by many people, and I sell things that people require on daily basis.
M-PESA services are convenient because people don't prefer travelling long distances to go to banks to wait in queues to send and withdraw their money.
The typical cost of this business is the cost of replenishing stock.

Loan Proposal

I have an Mpesa business, where I need to have enough cash and money in my mpesa account. This is a platform where we help customers send and receive money anywhere in the country.
So one requires to deposit money like 50000 Kenyans shillings with the service provider. And then have the same amount in cash so that customers can withdraw.

So I need 500 dollars as cash
And 500 dollars deposited to safaricom

Thanks for supporting my proposals

Show original English  

About Me

My name is Halima, raised in rural Kenya where i schooled. I did my primary education in Nyanturago primay ad secondary, i later moved to Kereri high school. I passed averagely and went to college where i undertook a diploma in information technology. I searched for a job , but all i could get were poor paying jobs. I opted to sell second hand clothes in nairobi which i did for some two years, and later opened a cyber. which did well. but when i got married i quit the business. I have one boy, jayden. and i have always worked hard to give her the best education.

My Business

The business i currently run is MPESA services, and a shop where i sell electronics. i basically sell simple electronics that people use on a daily basis, such as tvs, bulbs, batteries, tangesten tubes and many other things. This things are fast moving goods because where i live the population is high, and the area is far from town so most peiople prefer coming to my shop. I chose this kind of busines because it is not ran by many people , and sell things that people require on daily basis.
M pesa servises is convinient because, people dont prefer travelling long distances to go to banks to queue to send and withdraw moeney.
typical cost of this business is the cost of replenishing stock

Loan Proposal

I have an Mpesa business, where I need to have enough cash and money in my mpesa account. This is a platform where we help customers send and receive money anywhere in the country.
So one requires to deposit money like 50000 Kenyans shillings with the service provider. And then have the same amount in cash so that customers can withdraw.

So I need 500 dollars as cash
And 500 dollars deposited to safaricom

Thanks for supporting my proposals

Feedback

None

None

1

  • MarktheMormon    May 10, 2020

    Not paying weekly. Way behind. Has only paid 2 % and loan time is almost half over

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Loan Info

Project Type

Classic Loan

Disbursed amount

$876.00

Date disbursed

Aug 24, 2017

Repayment status

On Time

Projected term

4 months

Lenders

Richard Griebe

La Jolla, United States

MW

Mark Walmsley

Canberra, Australia

Craig Newmark

United States

Ask Halima a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Peter    Dec 10, 2021

    Halima wants to quit Zidisha and since I can't give further advice on the matter, my passive oppinion n advice fell in deaf ears

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  • Justus    Sep 12, 2021

    Repayments are being worked on

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  • Justus    Jul 25, 2021

    Halima has promised to adjust loan repayment amounts to affordable limits and readjust in future

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  • Halima    Jun 30, 2021

    I would like to be paying 500 weekly.kindly adjust.1128 is too much for me

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  • Halima    Mar 31, 2021

    Due to Corona business is not doing that good

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  • Halima    Mar 4, 2021

    My business was affected by covid 19

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  • Madesto    Mar 3, 2021

    i called her she agreed to adjust her installment and pay in the course of this week

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  • Halima    Dec 9, 2020

    My business not running well during this covid Tim

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  • Halima    Oct 15, 2020

    The business is not doing well during this covid 19 period

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  • Halima    Sep 5, 2020

    Am going to expand my business by adding equity agent,it needs alot of cash

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  • Halima    Jul 26, 2020

    Due to covid 19 my business has gone down

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  • Halima    Jun 16, 2020

    Hard econonic times

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  • Halima    May 5, 2020

    Due to the covid 19 the business has gone down

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  • Halima    Mar 26, 2020

    Due to corona virus which is affecting the world the business is also affected

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  • Halima    Feb 4, 2020

    Would like to reduce my payment because the business is not doing good this January

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  • Halima    Jan 2, 2020

    I would like to pay my children's school fee first

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  • Halima    Nov 26, 2019

    Will not be able to pay full amount since I have opened another shop

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  • Halima    Nov 9, 2019

    Thank you for funding my loan. I highly appreciate.

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  • Mark Weir    Nov 8, 2019

    Good luck Halima, I wish you well

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