Loan to keep my chop bar running

Sarah Ntsiful

Madina, Accra, Ghana, Ghana

100% repaid



Sarah Ntsiful

Member since

March 2015

On-time repayments

123 installments  •  75%

About Me

Sarah Ntsiful is my name. I am a Ghanaian. i had not all that a happy childhood but i am always grateful to my parents because anyhow they raised me was the best that they could do for me at that time given their financial strength. when i was a child i loved toys and i can still see that i love them except they are bigger toys now.
i am a high school graduate, i studied home economics in high school. so when it comes to cooking, that is my field.
My mother used to run a local chop bar, when i left school, i took it upon myself to run it for her since she was getting more older by the day. it was a decision i was scrutinized and humiliated about even by my own friends but i had faith in my own decision.
i took up this duty and today, DELIGHT CHOP BAR is one of the best if not the best in my locality. so i did not really had to start afresh i only took over from my sweet mother. Yet i had to take certain critical decisions at the work place since i have two workers helping me already. the dream is to expand it to a restaurant status and everyday when i walk in there in the morning, i remind myself of how we start with just two tables, myself and a cousin doing all the job and today, i have two workers and more than five tables with chairs for customers to sit on and eat.
i spend spare time reading books and listening to music. i love country music actually from Kenny Rodgers.
i have a dream to build the first restaurant in my locality and that quest is what has brought me on Zidisha platform today.

My Business

Delight chop bar, i operate a chop bar that serves local foods like fufu, Banku and soup and many others and also jollof rice and some few soft drinks as well.
People usually like to eat good food and the one in well hygienic environment like mine.i choose this kind of business because i saw an opportunity in growing something that my own mom have already started and also due to the high demand and the profit involved.
the truth is, since we are dealing with food, it is highly profitable. we make more than 50% profit on the expenditures we make daily. and this is a daily business. once you open the bar, people will surely come and eat.
Since i am not the sole owner of this business, although i take all the basic decisions, i am entitled to 60% of the profit and the rest goes to my mom and that is after deducting the wages of the two workers. i save 80% of my share of profit and live on 20%. i am happy for my mom since she can now fully rest whiles i run affairs at the Bar.

Loan Proposal

when my project is fully funded, i will use the entire amount to purchase goods to help me keep my mini restaurant running.
i will use $50 to buy ten bags of rice ..
i will use $20 for spices and cooking oil..
i will use $20 for local vegetables ..
i will use the remaining $ 10 for washing soap which the customers will use to wash their hands and which i will also use some to keep the place clean.
the effect of this will be that i will be kept in business and my customers that come to eat at my mini restaurant to have confidence in my business...
thank you






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

May 14, 2015

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: $2.28




United Kingdom

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