156 installments • 41%
I am in the person of Ruth Komlah from Buipe in the Northern region of Ghana. I am a mother of 5 Children and a husband. I work and live in Buipe with all my family. My parents are Mr and Mrs Komlah of Kamira Brracks, Tamale . I am a business woman and a farmer as well and has been in business most especially buying and selling of red tomatoes. I started as a farmer in the early days , Even though I had my education well but I always and will still prefer doing business than being a government worker. This is all due to the fact that the work and gains from businesses is quite good and comfortable than the government worker because you may not be tied to one corner job at all.
But here with business, one is able to get some gains from the fruits of her labor.
I have been a devoted business woman and a farmer farming and selling of these tomatoes for both local and for industrial consumption.
The tomatoes business is good and they really make a good yield more often . More a times my harvest goes into the feeding of some infants industries here in Ghana. I make considerably good profit ranging from 2300.00 GHS to 4800.00 GHS per week. This idea indeed came as a dream when i actively took into buying some of the tomatoes for sale by my self and until I gradually started sowing and selling it out myself to large number of buyers. The tomato production has help serve as a source of income for most of us. Despite all the numerous benefits from the crop, We are face with so many challenges, some of the challenges faced are the, post-harvest, and marketing cost that we usually encounter.So due to this it has indeed affected my small holdings and that is serving as a pull factor. I wish to post a loan application here for some funds to help address the challenge in which I am currently facing . Cost of transporting the fresh tomatoes to the market is a budget on my head for my next harvest and I will be hiring a truck to carry all my harvest to the market centers and base on this I will need some funds to pay for this transport cost.
I humbly wish to state that I would like to use this loan to organize two trucks to convey my fresh tomatoes to the market centers on my next harvest which probably comes off next month. This has become necessary due to some huge marketing and post harvest challenges. I wish to make all my repayments as stipulated in the contract. Thank you.
Oct 8, 2016
Cost to entrepreneur
Service fee: $0.51
Ruth opted to pay $2.15 into the Zidisha Members Loan Fund in return for a higher starting credit limit.