Loan to pay my college fees

Everlyn Onyango

Mombasa, Kenya

100% repaid

Entrepreneur

Name

Everlyn Onyango

Member since

February 2015

On-time repayments

308 installments  •  94%

About Me

My story begins in small village called Nyakach where I grew up. I was raised in a family of five – 3 females and two males where I am the last born. Nyakach is a typical rural Kenya with no amenities worth talking about. I went to primary and later secondary school and I always knew that if given the chance to break free, I would most certainly jump at that opportunity.

This opportunity came after finishing my secondary education when I went to live with my sister in Mombasa – 800 kilometers from home. My life took a drastic change in Mombasa city where I was exposed to the comforts of urban life like tap water and electricity for the first time.
My sister was kind enough to sponsor me to a computer college where I did a short course in computer applications. I later got a job as a computer operator after finishing the course. While still working, I enrolled for a Diploma course in Business Management on part-time basis.

I secured another job after completing my Diploma course where I was employed as a Personal Assistant in a printing firm. I also started a cyber café after quitting the first job and I am still running this place with the help of one employee.

I am also hoping to do a Degree course in near future, time and finances allowing.

My Business

I run a small cyber café in Mombasa town where I deal with bureau services as well as offering cyber services like browsing and sending emails. Mombasa is big city with a large population and the demand for cyber services is quite high. I saw this opportunity while doing my first job and the business has been doing well.

Apart from cyber services, I also offer photocopying and typing services. All these activities combined give me a gross income of about $500 per month and the expenses gobble about half of that. I use the ‘take home’ amount for my upkeep and send some to my aging my parents back home.

This figure can easily go up if I introduce more services like lamination and book binding. For this reason, I decided to seek credit services hence the reason for joining Zidisha.

Loan Proposal

I am currently doing an advanced diploma in course which will later lead to a degree. I have eight months to finish the course and I will use this money to pay tuition fee and pay for my final exams.

I am optimistic that I will pass the exams which will pave way for my degree course early next year. Thank you for your continued support.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$543.58

Date disbursed

Feb 5, 2017

Repayment status

On Time

Projected term

21 months

Cost to entrepreneur

Service fee: $22.95

Lenders

T

Tmann

Los Angeles, United States

investor

Candiac, Canada

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

S

SeeBiscuit

Reston, United States

S

SydneySider

Sydney, Australia

Johnny

shanghai, China

W

winfried

Seoul, Republic of Korea

S

soren

Göteborg, Sweden

ErikN

Stockholm, Sweden

Lawrence J

Winnipeg, Canada

ZlataRoy

Cheltenham, United Kingdom

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

T

timdever

Batesville, United States

C

cjmenchaca

Austin, United States

RebeccaNie

Palo Alto, United States

andreas

St. Georgen / Gusen, Austria

TK

Tim Koppel

WOLLONGONG, Australia

J

JNale

Reedsville, PA, United States

beverly

Vancouver, Canada

G D Export

Kolkata, India

G

grahamfamily

Guildford, United Kingdom

dajawein

Gladstone, Australia

indeh

London, United Kingdom

amovida

Central valley, ny, United States

B

bopsquod

Seattle, Wa, United States

Cloudways

Malta, Malta

Ellwood

Wimborne, United Kingdom

IA

Ismini and Jerry

Stamford, USA, United States

J

JoJoHouse

New Castle, United States

B

Bernhard75

Vienna, Austria

S

samuk

Nottingham, United Kingdom

H

Hello

Salisbury, United Kingdom

pentatonicscale

Niiza-shi, Japan

ads68

Melbourne, Australia

E

edgreig

Brixton, United Kingdom

D

Dionne

Pembroke, Bermuda

A

amnesiac

Adelaide, Australia

P

PetrusR

balmoral, Australia

nakamura

United States

hugomesser

Blokker, Netherlands

K

kikusin

Shanghai, China

H

HomesteadSchool

Glen Spey, United States

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

G

Goldrivermob

Gold River, Canada

M

Moonknight

Østre Gausdal, Norway

F

Fish42

Fairfax Station, United States

Zal0m0n

Atlantis!!!! x), Mauritania

H

Habroukema

Austin, United States

tonnyschonewille

Maastricht, Netherlands

dmirpuri

Bangkok, Thailand

xtrahardware

Cazenovia, United States

M

magnaculpa

Silver Spring, United States

H

haavi

Espoo, Finland

E

E

Marin county, United States

L

Lanny_Walker

Vermilllion, United States

NedRyerson

Munroe Falls, United States

MrMichigander

Marquette, United States

H

Haavard

Bergen, Norway

O

ormung13

Christchurch, New Zealand

E

emilyeaton

New York, United States

K

ksiebrandt

Omaha, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

I

Iamzwolf

Middletown, United States

S

SanderBeckers

Brussel, Belgium

R

RohitSingh

Montreal, Canada

M

Malibu

Westwood, United States

John Makongo

Kitale, Kenya

T

tomcat14

Brussels, Belgium

Justin

Connecticut, United States

A

adiipienaar

South Africa

S

spivurno

United States

DavidHS

United Kingdom

Paul Buchheit

Mountain View, United States

J

jay12

Germany

B

bugdaniel

Switzerland

Bigbenhoward

Boise, United States

larry

Sweden

K

kalei

Germany

chriseyre

Fremont, Ca, United States

TyWee

Manila, Philippines

L

luckiestmonkey

United States

A

AlphaAres

Azerbaijan

AndrewNeu

Ho Chi Minh, Vietnam

W

wesbh89

United States

J

JonAlec

United States

S

SaraNT

United States

Grant Xavier Storer

Seattle, Wa, United States

Loungin

United States

S

sarahb

United States

K

Keith

Luxembourg

K

KiraDee

United States

Otto Barten

Amsterdam, Netherlands

B

Bennphoto

United Kingdom

C

Crainster

Chapel Hill, United States

M

mcgeefamilyny

United States

E

egines

United States

SuperMario28

Cudahy, United States

Robert Long III

Bridgman, MI, United States

Kyle Hoback

Jersey City, NJ, United States

Mike and Jacqui

United Kingdom

SK

Sebastian Krohn

Amsterdam, Netherlands

Haim Si

Mexico, Mexico

Michelle

Sydney, Australia

Gab

Singapore

P

PC

United States

MW

Matt Willis

United States

W

Wade

United States

H

Hakon

Drammen, Norway

BS

Bart Sturm

Amsterdam, Brazil

Kevin

San Francisco, United States

RT

Rakesh Tondon

United States

George

Corvallis, Oregon, United States

CNV

United States

AH

Adam Hill

United States

Andri K

Baden, Switzerland, Switzerland

Framework Eyewear

Utrecht, Netherlands

Martin Nielsen

Aarhus, Denmark

PG

Paul Graham

United States

G

GS2

Germany

Aylsham Rotary

Aylsham, Norfolk, Uk, United Kingdom

N

Nick

Greater London, United Kingdom

N

Nick

United States

E

ebahlquist

United States

NB

Nancy Biasca

United States

jo

Los Angeles, United States

Joe Lamantia

Reston, Virginia, United States

Douglas St Quintin

Sydney, Australia

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Arnaud M

Sydney, Australia

AK

Achim Königs

Bonn, Germany

T

Tucker

United States

B

Bramlage

United States

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

T

Tom

United States

S

stevensau

United States

Tim Sharpe

Adelaide, Australia

YV

Yuri Vanin

United States

V

Vidar

Oslo, Norway

I

isaac

United Kingdom

DK

Danny Kelly

United States

KK

karl kerksiek

United States

B

Boris

Bern, Switzerland

Carla

United States

SB

Sue Bucholz

Sacramento, United States

M

Matthias

Australia

W

Wim

Netherlands

GC

Greger Cronquist

Göteborg, Sweden

HPK

Switzerland, Switzerland

NM

Neil M

London, United Kingdom

BW

Betty Waweru

United States

B

Brett

Australia

RG

Ravi Gadad

United States

G

Gerry

Netherlands

Bill Ballew

Kansas City, Missouri, United States

Zack Stein

United States

GA

Giovanni and Yelena

New York, Ny, United States

JA

Jan Andresen

Hamburg, Germany

SM

Sachet Marion

United States

johannes

Taipei, Taiwan

K

KH

United Kingdom

JM

Jane Mattoon

United States

E

El

United States

TO

Thomas O'Neil

United States

JA

Joe and Deb Rinella

Kansas City Metro, United States

SA

Shar Alamdari

Los Angeles, United States

SP

Svetlin Panayotov

Targovishte, Bulgaria

Ryan Keller

Hong Kong, Hong Kong

E

Elizabeth

United States

MP

Matt Patton

United States

J

Jon

United States

L

Lucy

Australia

Caitlin Campbell

Chicago, United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

JS

Jason Strauss

United States

Geoguillot

California, United States

JA

Joshua Axtell

United States

SM

Sue MacFarlane

United Kingdom

NM

Nitya Marepally

San Ramon, CA, United States

Day Family

Melbourne, Australia

MG

Morten Gade

Copenhagen, Romania

TB

Tom Bishop

United States

BP

Bill Piper

United States

E

Ejvin

United States

L

Lillian

United States

HCPSPIRIT

Helsinki, Finland

A

Anonymous

United States

The Weltys

Averill Park, NY, United States

E

ericb321

Republic of Korea

GS

Gary Sinard

Franklin, TN, United States

M

Mack

Harbor, Oregon, United States

TP

Tirzah Prince

United States

Debbie Merritt

Zebulon, North Carolina, United States

John Sercel

Florence, United States

D

David

United States

R

RMIM

United States

D

duga

United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

Paul Buchheit

Mountain View, United States

Rasmus

Norway

M

Marco

Berne, Switzerland

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

KT

K Turner

United States

L

Liz

Canada

JR

John Rhee

United States

HB

Hugo Boss

United Kingdom

A

Anonymous

United States

LM

Laurie Menke

United States

Ask Everlyn a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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