Purchasing and supplying health products

Paul

Tema, Ghana

100% repaid

Entrepreneur

Name

Paul

Member since

June 2015

On-time repayments

263 installments  •  88%

About Me

I am Paul Hodji.
I was born in an area where people do not value education but I managed to educate myself to an average level.
I then proceeded to teach in a technical school with marketing background.
Having realized the need to create additional income , I decided to go into distribution of health products.
With the proceeds , I am able to pay children;s school fees as well as feed my family .

My Business

As extra source of income, health products distribution has been my activity for the past 4years.
I now need $950 to purchase health products such as Omega 3, Spirulina, Calcium, Vitamins, Garlic and Ginseng capsules.
I purchase these items at wholesale and distribute to my customers directly by myself and therefore have no need to pay any employee or helping hand apart from transport costs.
By this am able to make sufficient profit of 40 % to take care of my family and reinvest into the business.
The demand for health products is high and my customers respond favorably with repeat orders .

Loan Proposal

As soon as l receive this loan l will go ahead to purchase and supply the above stated items to my customers since the demand is available.
The consumption rate of liquid soap, hand sanitizer and paper napkins and face masks are very high due to the covid 19 pandemic.
My continuous appreciation to my lenders.

Income Source

Despite the collapse of many businesses, the listed items are essential to combat the corona virus and as such every tom dick and harry are compelled to use them everyday. And and payment is cash and carry. Not on credit. So therefore lam able to repay the loan as scheduled

My Videos

Jul 22, 2021: Purchasing and supply of health products

Feedback

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,065.00

Date disbursed

Jun 21, 2020

Repayment status

On Time

Projected term

7 months

Lenders

Hope2012

United Kingdom

helogr53

Abbotsford, Canada

S

Scodeb123

Huntsville, United States

ShaneS

Port Pirie, Australia

Treesforpeople

Oxfordshire, United Kingdom

L

Lolababalola

Ames, United States

Sirko

Brandenburg An Der Havel, Germany

Sodermansb

Raleigh, NC, United States

Freewolf

Salt Lake City, United States

A

akshu71

Ottawa, Canada

SBlue1

Germany

Paul Buchheit

Mountain View, United States

WhyPeace

United States

johnhudson

Washington, DC, United States

PolarBearCapital

United States

T

TZ

Singapore, Singapore

SE

Sven E

Mannheim, Germany

rjb

Phnom Penh, Cambodia, United Kingdom

Fred

Germany

Elly

Woudrichem, United Kingdom

Wendy

Los Angeles, United States

MR

Michiel Rauws

San Francisco, Netherlands

N

Nora

Germany

A

avangalen

Netherlands

Paul Smithson

Leeds, United Kingdom

M

mariamfula

United States

kt

Brush Prairie, United States

Vratik Krocik

Prague, Czech Republic

D

Dalton

San Francisco, United States

P

Petra

Switzerland

Betsy

United States

D

David

United States

GC

Gabriel Collins

United Kingdom

CA

Carles Alcolea

Barcelona, Spain

K

Katherine

United States

KJ

Karin Joy

Philadelphia, PA, USA, United States

Daveycee

The Hague, Netherlands

A

Anonymous

United States

Carrie

Arlington, MA, United States

Darren Jeppson

Denver, Colorado, United States

M

Mark

United States

LM

Lee Montecucco

Washington State, United States

Jeff Tyler

Poquoson, United States

AM

Andy Marston

United Kingdom

Claire Lewis

Wales Uk, United Kingdom

E

EJOBIV

United States

MW

Matt Wade

Switzerland

AA

Andrew and Kim

Nashville, TN, United States

PA

Peter A

New York City, United States

KP

Keith Penrod

United States

CL

Carolyn Luhn

United States

G

GWiz89

United States

Krysta

California, United States

FP

Fred Pratt

United States

G

Greg

Sydney, Australia

Elizabeth

Australia

Stefan Koshold

Mülheim, Germany

L

Lisa

United States

J

Jason

West Palm Beach, United States

A

Anne

Germany

FR

Floris R

Netherlands

DK

Daniel Kalla

Saint Paul, United States

SS

Stephen Stern

United States

Ask Paul a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Paul    Jan 4, 2022

    The sales reduced and hence repayments become difficult.

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  • Paul    Oct 11, 2021

    I will very soon receive bulk goods and it means more money to pay for them. And it will keep me satisfying my customers and to remain in business hence the adjustment of my installment.
    Hope you will bear with me.

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  • Paul    Aug 6, 2021

    I write to thank my very good Lenders for the confidence reposed in me in granting me this loan to continue the purchase and supply of health products to my customers.
    By this loan it will afford me the opportunity to satisfy my customers demands and also making profit to take care of my basic responsibilities.
    I highly appreciate your goodness towards me.
    On my part l will honor in repaying back as agreed.
    Thank once more.

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  • Paul    Jul 22, 2021

    The just concluded loan repayment was successful event though business was a bit slow yet l did not run into loss since my customers were faithful in paying for the goods l supply them.
    I can also see that better changes are coming as far as health products are a must for any one that wants to be healthy.

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  • Grace    Jun 30, 2021

    I advise him to adjust his payment if he can't make all payment

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  • Alfred    May 30, 2021

    His number didn't go through

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  • Abdulai    May 28, 2021

    Paul, please let me know what is happening to you in your business ok?

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  • Yusuf    Apr 28, 2021

    He said he is facing some challenges that is why he has delayed payment.

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  • Yusuf    Mar 28, 2021

    I have talked to him and he said he will do payment very soon.

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  • Frank    Feb 19, 2021

    I called Mr paul and he said he was facing challenges with the payment system but has promised to try to repay the loan.

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  • Frank    Jan 17, 2021

    I have been assured by him to make repayment

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  • Paul    Jan 2, 2021

    Dear Support
    Since December 6, l have been making several attempts to pay my weekly repayment to no avail. Now the repayment pulled up to over 1490 Ghana Cedis. Few minutes ago l called on colleague of mine to do help me do it properly and he encountered the same issue.
    Zidisha had been very good to me and l vow within myself never to default. Am worried.
    What will l do?

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    • Frank    Jan 17, 2021

      Hi Mr Paul, you can please use the help page for clarification from the zidisha staff.

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  • Frank    Dec 17, 2020

    I spoke to a reference to Mr Paul and he has promise to inform him to make repayment on time

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  • Paul    Dec 5, 2020

    I have to adjust the payment bro enable me pay consistently because supplies have reduced a little because of the political situations that shifted people's attention to different areas as at now. All the same l believe it is a temporal issue. It will normalize. I therefore plead with my good people of Zidisha to consider me to remain in business and strengthen the bond of goodwill and cooperation that exist between us over the years.
    Thank you very much for your understanding.
    Highly appreciated.

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  • Paul    Oct 26, 2020

    All has to to with having sufficient cash on hand in satisfying the demand of my customers as soon as they make an order.

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  • Paul    Sep 11, 2020

    There is a drop in sales of the safety health products am supplying and moreso
    the price was reduced less than 50 per cent few days after l bought them and l am compelled to sell them at the current price.
    So even though the price is less l experienced a loss yet l must remain in business no matter the condition because l should not be idle. So the few money l have at hand must be available to purchase and supply the goods when the customer's request.

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  • Paul    Aug 8, 2020

    I have to reduce the amount to 100ghs so that l can conveniently keep the smooth repayment and sufficient money at hand to purchase and supply the health products to my customers at any given time that they need the items without delay.

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  • Paul    Jul 11, 2020

    My lenders, my thanks keep going to you.
    Am utilizing the loan very well and the business is in good shape.
    I just want to be sure of what l now notice in the repayment system. FLUTTEREAVE TECH SERVICES. With the contact bearing Nigeria number +2348138523047. They send verification code of which l resend then the payment is effected.
    Is it the one that replaced GENERAL PAYMENT? Am in Ghana

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  • Paul    Jun 30, 2020

    The present products profit margin are lower compared to the former ones l used to supply before. Now the advent of convid 19, the demand for the former products reduced drastically and since the present ones is in demand am compelled to supply what is demanded to address the pandemic.
    And l require more money at hand to meet up with the demand. This is my reason to adjust the installment.

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  • Paul    Jun 21, 2020

    I am joyfully happy for your rapid responses.
    With this loan l will go ahead to buy the Digital thermometer. Hand sanitizers, face masks, and Liquid soaps to supply to my customers.
    From there l also make my profits and live up to my basic responsibilities.
    I am very grateful for your support.

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