Entrepreneur
Name
Charity
Member since
January 2015
On-time repayments
359 installments • 59%
About Me
About Me
I am Charity Asoelaa,26 years old, am married with a child and I live in Sunyani I finished high School With good grades but cold not go to the University because of finance. So I have started a clothing and bags business.
My Passion is in entrepreneurship and because of that, I have started this clothing business , I love doing business and feel so fulfilled when I am in business.
I love soccer and an ardent lover of business documentaries. I equally love reading business Inspirational books and listening to business tapes.In fact, I have come very far from being the struggle in poverty as an orphan , therefore I am not relenting to achieve my desired dream by owning a group of companies.
I believe in the possibility theory. But however one must always uphold the virtues of honesty, sincerity, genuineness and trustworthiness .
My Business
l am into the sale of clothing and bags that is all categories of bags and clothing which are of higher demand.
The goods are useful and of hire demand because they are goods of necessity which human cannot do without. This is because after eating, one must also cloth him or herself without walking naked.
I chose this type of business because it is profitable and are not perishable .
The typical cost of the goods are the purchasing cost ,transportation cost and roaming cost to clients because i do not have a store therefore operates from the house by going to my clients .since that one involve boarding a taxi from area to another. With the current cost I incur for a consignment 400 US Dollars . 350 US Dollars is the cost of buying the goods from the distributors and then 50 US Dollars for transportation to my destination of business and delivery cost to client in their various areas .
The business is so lucrative with only 0.1% risk of some items not bought on time . Some of the goods are bought at a unit price of 10 US Dollars , 8 US Dollars, 7 US Dollars and others 5 US Dollars and 2 US Dollars.
Therefore the revenue stream is as follows; A profit of 4 and 3 US Dollars is added to each of the unit price of the good depending on the type . However The profit gain is reinvested in growing the business.
Loan Proposal
My able lenders I will use this money to increase my stock level because the previous loan helped me to build a container and I have place to sell without paying any rental cost. I will solely use this loan is granted to purchase more stock into the business.
Thanks so much able lenders
Feedback
Positive
3
Neutral
None
Negative
None
Loan Info
Project Type
Classic Loan
Disbursed amount
$1,522.00
Date disbursed
May 10, 2019
Repayment status
Late
Projected term
36 months
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Summary
Amount repaid
$317.40
Amount remaining
$1,791.76
Expected completion
May 26, 2022
Status
Repaying late
Installment amount
$11.59
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| May 23, 2019 | $31.06 | May 23, 2019 | $31.06 |
| May 30, 2019 | $31.06 | May 30, 2019 | $31.06 |
| Jun 6, 2019 | $31.06 | Jun 6, 2019 | $26.92 |
| Jun 7, 2019 | $4.14 | ||
| Jun 13, 2019 | $0.00 | ||
| Jun 20, 2019 | $14.49 | Jun 18, 2019 | $6.21 |
| Jun 20, 2019 | $8.28 | ||
| Jun 27, 2019 | $14.49 | Jun 20, 2019 | $6.21 |
| Jun 27, 2019 | $8.28 | ||
| Jul 4, 2019 | $14.49 | Jul 7, 2019 | $14.49 |
| Jul 11, 2019 | $14.49 | Jul 7, 2019 | $0.21 |
| Jul 11, 2019 | $14.29 | ||
| Jul 18, 2019 | $0.21 | Jul 11, 2019 | $0.21 |
| Jul 25, 2019 | $0.00 | ||
| Aug 1, 2019 | $2.07 | Aug 13, 2019 | $2.07 |
| Aug 8, 2019 | $0.00 | ||
| Aug 15, 2019 | $6.21 | Aug 13, 2019 | $6.21 |
| Aug 22, 2019 | $6.21 | Sep 9, 2019 | $6.21 |
| Aug 29, 2019 | $6.21 | Sep 9, 2019 | $6.21 |
| Sep 5, 2019 | $6.21 | Sep 9, 2019 | $6.21 |
| Sep 12, 2019 | $0.00 | ||
| Sep 19, 2019 | $0.00 | ||
| Sep 26, 2019 | $0.00 | ||
| Oct 3, 2019 | $0.00 | ||
| Oct 10, 2019 | $0.00 | ||
| Oct 17, 2019 | $4.14 | Oct 17, 2019 | $4.14 |
| Oct 24, 2019 | $4.14 | Oct 28, 2019 | $4.14 |
| Oct 31, 2019 | $0.00 | ||
| Nov 7, 2019 | $0.00 | ||
| Nov 14, 2019 | $0.00 | ||
| Nov 21, 2019 | $0.00 | ||
| Nov 28, 2019 | $0.00 | ||
| Dec 5, 2019 | $4.14 | Dec 1, 2019 | $4.14 |
| Dec 12, 2019 | $2.07 | Dec 14, 2019 | $2.07 |
| Dec 19, 2019 | $2.07 | Dec 21, 2019 | $2.07 |
| Dec 26, 2019 | $2.07 | Jan 14, 2020 | $2.07 |
| Jan 2, 2020 | $2.07 | Jan 14, 2020 | $1.04 |
| Jan 25, 2020 | $1.04 | ||
| Jan 9, 2020 | $2.07 | Jan 25, 2020 | $2.07 |
| Jan 16, 2020 | $2.07 | Jan 25, 2020 | $2.07 |
| Jan 23, 2020 | $3.11 | Jan 25, 2020 | $3.11 |
| Jan 30, 2020 | $2.07 | Feb 4, 2020 | $2.07 |
| Feb 6, 2020 | $2.07 | Mar 3, 2020 | $2.07 |
| Feb 13, 2020 | $2.07 | Mar 3, 2020 | $2.07 |
| Feb 20, 2020 | $2.07 | Mar 3, 2020 | $2.07 |
| Feb 27, 2020 | $2.07 | Mar 3, 2020 | $2.07 |
| Mar 5, 2020 | $2.07 | Mar 21, 2020 | $2.07 |
| Mar 12, 2020 | $2.07 | Mar 21, 2020 | $2.07 |
| Mar 19, 2020 | $2.07 | Mar 21, 2020 | $2.07 |
| Mar 26, 2020 | $2.07 | Mar 28, 2020 | $2.07 |
| Apr 2, 2020 | $0.00 | ||
| Apr 9, 2020 | $0.00 | ||
| Apr 16, 2020 | $0.00 | ||
| Apr 23, 2020 | $0.00 | ||
| Apr 30, 2020 | $0.00 | ||
| May 7, 2020 | $2.07 | May 30, 2020 | $2.07 |
| May 14, 2020 | $0.00 | ||
| May 21, 2020 | $0.00 | ||
| May 28, 2020 | $0.00 | ||
| Jun 4, 2020 | $0.00 | ||
| Jun 11, 2020 | $0.00 | ||
| Jun 18, 2020 | $0.00 | ||
| Jun 25, 2020 | $0.00 | ||
| Jul 2, 2020 | $0.00 | ||
| Jul 9, 2020 | $1.04 | Aug 9, 2020 | $1.04 |
| Jul 16, 2020 | $1.04 | Aug 9, 2020 | $1.04 |
| Jul 23, 2020 | $0.00 | ||
| Jul 30, 2020 | $0.00 | ||
| Aug 6, 2020 | $0.00 | ||
| Aug 13, 2020 | $1.04 | Sep 13, 2020 | $1.04 |
| Aug 20, 2020 | $1.04 | Sep 13, 2020 | $1.04 |
| Aug 27, 2020 | $1.04 | Sep 13, 2020 | $1.04 |
| Sep 3, 2020 | $1.04 | Sep 13, 2020 | $1.04 |
| Sep 10, 2020 | $1.04 | Sep 13, 2020 | $1.04 |
| Sep 17, 2020 | $0.00 | ||
| Sep 24, 2020 | $0.00 | ||
| Oct 1, 2020 | $8.28 | Sep 30, 2020 | $2.07 |
| Sep 30, 2020 | $2.07 | ||
| Nov 29, 2020 | $4.14 | ||
| Oct 8, 2020 | $0.41 | Nov 29, 2020 | $0.41 |
| Oct 15, 2020 | $0.41 | Nov 29, 2020 | $0.41 |
| Oct 22, 2020 | $0.41 | Nov 29, 2020 | $0.21 |
| Dec 9, 2020 | $0.21 | ||
| Oct 29, 2020 | $0.41 | Dec 9, 2020 | $0.41 |
| Nov 5, 2020 | $0.41 | Dec 9, 2020 | $0.41 |
| Nov 12, 2020 | $0.41 | Dec 9, 2020 | $0.41 |
| Nov 19, 2020 | $0.41 | Dec 9, 2020 | $0.41 |
| Nov 26, 2020 | $0.41 | Dec 9, 2020 | $0.41 |
| Dec 3, 2020 | $0.41 | Dec 9, 2020 | $0.41 |
| Dec 10, 2020 | $4.14 | Dec 9, 2020 | $0.41 |
| Dec 23, 2020 | $1.04 | ||
| Jan 13, 2021 | $2.69 | ||
| Dec 17, 2020 | $1.04 | Jan 13, 2021 | $0.41 |
| Feb 3, 2021 | $0.62 | ||
| Dec 24, 2020 | $1.04 | Feb 3, 2021 | $1.04 |
| Dec 31, 2020 | $1.04 | Feb 3, 2021 | $1.04 |
| Jan 7, 2021 | $1.04 | Feb 3, 2021 | $1.04 |
| Jan 14, 2021 | $0.00 | ||
| Jan 21, 2021 | $0.00 | ||
| Jan 28, 2021 | $11.80 | Feb 3, 2021 | $11.80 |
| Feb 4, 2021 | $8.90 | Feb 3, 2021 | $5.18 |
| Mar 24, 2021 | $2.07 | ||
| Apr 8, 2021 | $1.66 | ||
| Feb 11, 2021 | $0.00 | ||
| Feb 18, 2021 | $0.00 | ||
| Feb 25, 2021 | $2.07 | Apr 8, 2021 | $0.41 |
| Apr 20, 2021 | $1.66 | ||
| Mar 4, 2021 | $0.00 | ||
| Mar 11, 2021 | $0.00 | ||
| Mar 18, 2021 | $4.14 | Apr 20, 2021 | $0.41 |
| Apr 20, 2021 | $0.62 | ||
| May 20, 2021 | $0.62 | ||
| May 20, 2021 | $0.41 | ||
| Jun 3, 2021 | $1.24 | ||
| Jun 4, 2021 | $0.62 | ||
| Jun 7, 2021 | $0.21 | ||
| Mar 25, 2021 | $0.00 | ||
| Apr 1, 2021 | $0.00 | ||
| Apr 8, 2021 | $0.00 | ||
| Apr 15, 2021 | $11.59 | Jun 7, 2021 | $0.21 |
| Jun 8, 2021 | $0.62 | ||
| Jun 10, 2021 | $1.04 | ||
| Jun 17, 2021 | $0.62 | ||
| Jul 6, 2021 | $3.11 | ||
| Jul 10, 2021 | $2.69 | ||
| Jul 12, 2021 | $1.86 | ||
| Jul 16, 2021 | $1.45 | ||
| Apr 22, 2021 | $11.59 | Jul 16, 2021 | $0.62 |
| Jul 26, 2021 | $3.11 | ||
| Sep 18, 2021 | $3.11 | ||
| Oct 1, 2021 | $2.07 | ||
| Oct 28, 2021 | $1.04 | ||
| Dec 9, 2021 | $1.45 | ||
| Dec 10, 2021 | $0.21 | ||
| Apr 29, 2021 | $11.59 | Dec 10, 2021 | $2.28 |
| Dec 13, 2021 | $0.62 | ||
| Dec 14, 2021 | $2.48 | ||
| Dec 18, 2021 | $1.04 | ||
| Dec 29, 2021 | $1.45 | ||
| Jan 11, 2022 | $1.04 | ||
| Feb 3, 2022 | $1.04 | ||
| Feb 9, 2022 | $0.62 | ||
| Feb 10, 2022 | $1.04 | ||
| May 6, 2021 | $11.59 | Feb 10, 2022 | $0.21 |
| Mar 8, 2022 | $1.04 | ||
| May 13, 2021 | $11.59 | ||
| May 20, 2021 | $11.59 | ||
| May 27, 2021 | $11.59 | ||
| Jun 3, 2021 | $11.59 | ||
| Jun 10, 2021 | $11.59 | ||
| Jun 17, 2021 | $58.59 | ||
| Jun 24, 2021 | $58.59 | ||
| Jul 1, 2021 | $12.01 | ||
| Jul 8, 2021 | $12.01 | ||
| Jul 15, 2021 | $12.01 | ||
| Jul 22, 2021 | $12.01 | ||
| Jul 29, 2021 | $12.01 | ||
| Aug 5, 2021 | $12.01 | ||
| Aug 12, 2021 | $12.01 | ||
| Aug 19, 2021 | $12.01 | ||
| Aug 26, 2021 | $12.01 | ||
| Sep 2, 2021 | $12.01 | ||
| Sep 9, 2021 | $58.59 | ||
| Sep 16, 2021 | $12.42 | ||
| Sep 23, 2021 | $12.42 | ||
| Sep 30, 2021 | $12.42 | ||
| Oct 7, 2021 | $12.42 | ||
| Oct 14, 2021 | $12.42 | ||
| Oct 21, 2021 | $12.42 | ||
| Oct 28, 2021 | $12.42 | ||
| Nov 4, 2021 | $12.42 | ||
| Nov 11, 2021 | $12.42 | ||
| Nov 18, 2021 | $12.42 | ||
| Nov 25, 2021 | $81.16 | ||
| Dec 2, 2021 | $13.25 | ||
| Dec 9, 2021 | $13.25 | ||
| Dec 16, 2021 | $13.25 | ||
| Dec 23, 2021 | $13.25 | ||
| Dec 30, 2021 | $13.25 | ||
| Jan 6, 2022 | $13.04 | ||
| Jan 13, 2022 | $13.04 | ||
| Jan 20, 2022 | $13.04 | ||
| Jan 27, 2022 | $13.04 | ||
| Feb 3, 2022 | $13.04 | ||
| Feb 10, 2022 | $81.16 | ||
| Feb 17, 2022 | $81.16 | ||
| Feb 24, 2022 | $13.04 | ||
| Mar 3, 2022 | $13.04 | ||
| Mar 10, 2022 | $81.16 | ||
| Mar 17, 2022 | $81.16 | ||
| Mar 24, 2022 | $81.16 | ||
| Mar 31, 2022 | $81.16 | ||
| Apr 7, 2022 | $81.16 | ||
| Apr 14, 2022 | $81.16 | ||
| Apr 21, 2022 | $81.16 | ||
| Apr 28, 2022 | $81.16 | ||
| May 5, 2022 | $81.16 | ||
| May 12, 2022 | $81.16 | ||
| May 19, 2022 | $81.16 | ||
| May 26, 2022 | $9.52 | ||
Margaret May 29, 2017
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