Loan to run my scratch card business

Gershon Opare

Accra, Ghana

Loan disbursed

$0 to go

100% lent of $159 goal


days left

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Gershon Opare


Accra, Ghana

On-time repayments

3 weekly installments  •  67%

About Me

Opare Gershon is my name. I stay at Legon in the Greater accra region of Ghana, Due to Financial difficulties I couldn't further my education to the tertiary level which hindered my dream of becoming a Lawyer. I was a shop attendant so I was able to save from my salary which helped me to start my mobile money and sell of scratch card business.

My Business

I sell scratch cards and am also a mobile money vendor. This business is useful because it help me to generate some income to help finance my junior brother's education. I chose this kind of business because there is none in the community I stay so all the people in my community makes their transactions from me. My cost of operation is GHS 3000 and my revenue is GHS 4000.

Loan Proposal

I will buy scratch cards with the loan and it will help me increase my stock and my customers will also get enough scratch cards to buy when the come to my shop. This loan will also help increase my profit.

Income Source

The using of phone is a necessity now so people usually buy scratch cards to be used on their phones so it is not easy to run at a loss but in case of any risk I will repay with profit from my mobile money business.






Paul Buchheit

Mountain View,  United States


San Francisco,  United States

Loan Info

Disbursed amount


Date disbursed

Apr 14, 2021

Repayment status


Projected term

1 week

Cost of loan

Service fee: 5% of $159.10 = $7.95

Credit risk payment: $20.67

Optional expediting fee: $15.90

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