Loan to start a grain store

Jemutai

Kosirwonin, Kenya

100% repaid

Entrepreneur

Name

Jemutai

Member since

December 2014

On-time repayments

319 installments  •  32%

About Me

My name is Jemutai Rutto. I am from a small town called Kabartonjo in the Rift valley. I was born in 1972 and the eldest in a family of six girls and two boys. I studied at Moi primary school Kabartonjo and proceeded to Pemwai secondary school. My dad, a bread winner by then, passed on due to heart related complications and I had to drop out of school due to lack of school fees. I met my loving husband in 1991 and we had our eldest daughter who introduced me to Zidisha. At first I thought it was a pyramid scheme but then when Zidisha sent her the first loan it all became true and it was like a miracle. I have three kids in secondary school and one at the university. My husband pays all their school fees which is a little bit challenging but he somehow manages it. My eldest daughter is paying her school fees by herself. I really hope all my kids will be successful one day and follow in the footsteps of there big sister. I love seeing other people succeed and helping them where I can and even though I did not make it in the education sector I believe that one day all my my dreams will come true through my kids.

My Business

My business is about home supplies with other combinations that help my family and I survive and still save some money. I rented a small farm and planted tomatoes, onions and vegetables which I sell during the day by going house to house.The net profit is about ksh 10000, I save khs 1500 and the rest is used for food and other home demands. Also, in the evenings from 5pm to around 8pm I sell ground nuts and roasted maize and earn about ksh 600 per day which I use to purchase clothes and shoes for my kids.

Loan Proposal

If this loan will be fully funded, I will use the money to start up a grain store which has been my dream for the past six years No one in my area has this kind of business and it becomes so hard for them to find grains like lentils, green grams and ground nuts.This is because very few people sell them on market days only and they are too expensive. I got this idea when I was looking for ground nuts in places that they are being planted. It turns out that a sack of ground nut which normally goes for around $118 is around $58 in the places where they are being grown.This is also the same for lentils and green grams as they are being grown in the same region. I will be hiring pickup to transport them to my area. I am sure it will be a huge success as I have written a business plan and the only remaining thing is to implement it. I promise to cooperate with Zidisha and I will pay back each installment on time. God bless Zidisha

Show original English  

About Me

My name is Jemutai Rutto.I am from a small town called Kabartonjo in the Rift valley.I was born in1972 and the eldest in afamily of six girls and two boys.I studied at Moi primary school Kabartonjo and proceeded to Pemwai secondary school.My dad a bread winner by then passed on due to heart related complications and I had to drop out of school due to lack of school fees.I met my loving husband in 1991 and we had our eldest daughter who introduced me to Zidisha.At first I thought it was a pyramid scheme but then when Zidisha sent her the first loan then it all became true and it was like a miracle.I have three kids in secondary school and one at the university.My husband pays all there school fees which is a little bit challenging but he somehow manages it.M y eldest daughter is paying for herself her school fees.I really hope all my kids will all be successful one day and follow in the footsteps of there big sister.I love seeing other people succeed and helping them where I can and even though I did not make it in the education sector I believe that one day All my my dreams will come true through my kids

My Business

My business is about home supplies with other combinations that help my family and I survive and still save some money.I rented a small farm and planted tomatoes,onions and vegetables then I go house to house selling them during the day.The net profit is about ksh 10000 then I save khs 1500 and the rest is used for food and other home demands.Also in the evenings I sell ground nuts and roasted maize from 5 pm to around 8 pm.In this one I get about ksh 600 per day and I use them to purchase clothes and shoes for my kids

Loan Proposal

If this loan is fully funded,I will use the money to start up a grain store which has been my dream for the past six years.No one in my area has this kind of business and it becomes so hard for them to find grains like lentils,green grams and ground nuts.This is because very few people sell them on market days only and they are to expensive.I got this idea when I was looking for ground nuts in places that they are being planted.It turns out that a suck of ground nut which normally goes for around $118 is around $58 in the places where they are being grown.This is also the same for lentils and green grams as they are being grown on the same region.I will be hiring pickup transport them to my area.I am sure it will be a huge success as I have written a business plan and the only remaining thing is to implement it.I promise to cooperate with Zidisha and I will pay back each installment on time.God bless Zidisha

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Loan Info

Project Type

Classic Loan

Disbursed amount

$100.00

Date disbursed

Dec 15, 2014

Repayment status

On Time

Projected term

3 months

Lenders

F

fisaire

Ithaca, United States

M

mark3339

San Diego, United States

mole333

Brooklyn, United States

rjb

Phnom Penh, Cambodia, United Kingdom

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