Loan to stock my shop

Entrepreneur

About Me

I am Festus Baya, 30years of age. I am married to one wife and blessed with one daughter; 14 months old now. Am the 6th born in a family of 8. Grew up in a rural set up hence adhered to the hard times and tough conditions but I thank God I made it through. Attended college in the region's capital hence started having a keen interest in owning up my own business in future. Secured a job after college hence saved and took a loan to buy a piece of land and built a house later on. This was my dream and being independent is still my driving force. My hobby is watching football and visiting the needy in orphanages and hospitals whenever am free.

My Business

I started my business after struggling for long to make ends meet. A meagre pay motivated me whereby I could work for long hours a day under much pressure only to get a pittance end of the month. My major business is poultry farming. I soon managed buying a small incubator through a loan and now selling chicks from day old to month old. I chose this kind of business since I take it as my hobby and you can also get results/production within a short time compared to other lumpsum investments though am a major risk-taker in life. I also take advantage of the rapidly growing population who need to be fed. I use the business in empowering the community where I urge the youth to do anything to make themselves independent. I have a Vision that I will be able to create jobs in future through this business. I take it as my retirement benefit and a financial security to my young family. The business doesn't only benefit me Financially but also in terms of Health since I get eggs and meat for the family meal. The chicken manure also helps me in planting vegetables in my kitchen garden hence easily get vitamins. I use the little profit I get in paying for my sister's school fees hence promote Education and Empowering the Future Generations in return which satisfies me being a staunch advocate for The Girl Child.

Loan Proposal

I have always believed in being independent as a person. Am intending to use the 210USD loan in stocking my wife's shop with food stuffs. She previously used to sell clothes but now we agreed to change the boutique into a Food retail shop due to the high demand in our neighbourhood. This is a stepping stone for my family's financial independence and stability regarding current economic trends. Have laid a good market research with great penetration strategies. I appeal that lenders help me in this brilliant idea in making it calculable. I thank the lenders in helping me get my first Zidisha loan which really helped Me expand my poultry farming. I am intending to use this loan to empower my wife since am a volunteer a supporter of the girl child and women generally. I promise the shop will promote and help alleviate hunger in the society. I shall also be donating food stuffs from the shop periodically to a nearby Children's Home accommodating victims of HIV/AIDS and other orphans as my Corporate and Social Responsibility program where I promise to give prompt feedback.

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