151 installments • 78%
I was previlage to have basic education through to the secondary level which I completed in may 2004,
I travel to the city where I got employed as a sales girl in mobile recharge cards.
it was here that I got the idea of starting something of my own because the income i get as a worker was not enough for me ,so I bought the shop I worked in when my employer put it on sale with the little I saved; maintaining my customers.
though i am now into a full time self employed in the telephony sector as a retailer in recharge card, i have the dream of one day taking distance course in business administration to better myself, my childhood dream i will accomplish one day.
I see this as a step closer to that dream with a stable financial backings.
My stay in business for the past year is good after the initial battle with keeping customers and staying in business.
The sale of recharge cards is fast moving venture with a low profit margin hence requires much attention and time and these cards are used by almost everybody on daily basis hence the assurance to your regaining of capital invested worst being breakeven.
This has prompt me to adding the sale of phone accessories which they (customers) ask of many a time.
I have a kid and a brother at the basic and secondary education sector respectively who depend on this recharge business.
Its a great relief to hear of this online lending and i hope to a brighter business with this opportunity.
hope this loan too is funded on time to cushion me to my dreams.
As the backbone of my sale of phone recharge cards, upon access to this loan , I will straight away invest all into buying these goods so that I can continue serving my customers. This will help maintain my custpmers who have turned tp depend on my supply for needs.
with this loan i will buy more of the cards, especially that of MTN the largest network provider to make available at all time to my clients.
this will ease the pressure of me seating customers and then rush to the nearest office to buy at same prices i retail to customers .
i hope this loan will help me meet the target set for bulk purchasers so as to get their discount at the end of every month.
Your contribution is not only to myself and business but ease the bane of customers to easily get what they want at a convenient location.
Thank you very much as this your contribution touches many life.
May 14, 2016
Cost to entrepreneur
Service fee: $18.23
Monica opted to pay $82.30 into the Zidisha Members Loan Fund in return for a higher starting credit limit.