20 installments • 15%
I am a first born from a family of five children where by a girl is one,currently a student at the Nairobi University pursuing a bachelors degree in medicine.
about the hardships have never gone through too much straggle in life and therefore i believe when that moment comes along my way God will lead me through to overcome it all.or rather he will show me a way out.
my business started when i was given an heifer by my grand father after completing my primary level,and being a first born boy in the family my community where am born does so to there first boys during such a moment for them to know that they are grown and are men enough even to care for the young siblings when he grows big and this to me mark the uniqueness of my culture.
i come from the slopes of Mt Kenya where the environment is always conducive and the agribusiness does well too.
i would like my children to have a quality education.
i do agribusiness where by i believe even if i happen to clear my education,this business will always remain of great value to me and my future family to be.its valuable because apart from making money out of it,i also afford to eat well just from my farm where by i believe i always consume fresh goods direct from the farm.
livestock keeping being the most enjoyable i do milk my two cows three times a day,i also have some chicken and rabbit.
this business to me was not of any challenge when i started it because my first cow which is the mother to the lest i was given it by my grand father when i passed my primary education with a good marks while it was a heifer therefore when i joined my high school my parents took a good care of it till to date.where by from the milk the rest start there as in bought some chicken,rabbits and some seedling,fertilizers and other farm in puts needed.always my parent runs the business for me when am in school and in return we share the profit with them once the goods are sold.
once i get this money i will buy more food for my live stocks and have it stored since the month of February tends to be sunny ,(remember the Equatorial climate change)therefore i need enough stock during that sunny season where by after this first loan i will continue with zidisha till i construct a good zero gracing for my live- stocks.
for the chicken and rabbits i need to breed them therefore i will buy a few of the breed am looking forward keep.
Jan 12, 2015
Cost to entrepreneur
Lender interest: $100.16 at 3.00% annual rate over 4 months = $1.21
Service fee: $1.49