Name
Jane
Member since
May 2014
On-time repayments
182 installments • 82%
My name is Jane Wanja, born in Central region of Kenya. I later went to school in the same area up to secondary school. I later relocated to Mombasa in search of a job. I briefly worked for a fisheries company and later decided to start my own business after attending a short course in hair care.
I am a single mother with two children, a daughter aged 21 years and in college and a son aged 16 who is in secondary school.
I earn my living by running a hair salon that is located in Mombasa town. I am a hard working, resilient, honest and ambitious woman. I survived in the hostile world of business for many years due to the above qualities.
My business deals with hair dressing and related beauty work such as pedicure and manicure.
I also make a sell washing detergents on a small scale to supplement my income.
I make an average net income of about $280 from the business activities. I would like to expand my detergent making department if I get funding.
I normally produce about 20 liters per week of cleaning detergent which is way below the demand of my clients. If I get credit I will be able to buy more raw materials to enable me double the production hence increase my sales and profitability.
I have cleared my first loan and I am feeling like a marathoner who has just finished her race and won a medal. Even more important, I have witnessed growth of my business beyond my expectations. My profit grew exponentially as evidenced in my loan repayment pattern. I can attribute all this to the Zidisha loan that I was given in May this year.
I want to build on this momentum to expand my business even further. My dream project has always been to stock and sell beauty product so as to make my business a one stop beauty parlor. Currently, I do beauty work such as hairdressing that requires follow-up treatments where the client needs to buy extra beauty products such as shampoos to continue with the beauty process at home. I normally advise them on what and where to buy these products. I feel my business is ready to venture into this area so that I make some extra profit instead of referring this business to other players.
If granted this loan, I will spend it as follows
1. 4 dozens of Hair food at total cost of $230
2. 20 Assorted hair weaves at a total cost of $130
3. Assorted make-up products at a total cost of $120
With this stock, my project will take off and hence increase my profitability.
Positive
4
Neutral
None
Negative
None
Project Type
Classic Loan
Disbursed amount
$473.00
Date disbursed
Sep 8, 2014
Repayment status
On Time
Projected term
5 months
Other loans
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Amount repaid
$495.47
Amount remaining
$0.00
Date repaid
Feb 28, 2015
Status
Fully repaid
Expected Payments | Actual Payments | ||
---|---|---|---|
Sep 20, 2014 | $16.06 | Sep 19, 2014 | $16.06 |
Sep 27, 2014 | $16.06 | Sep 19, 2014 | $1.18 |
Sep 30, 2014 | $14.87 | ||
Oct 4, 2014 | $16.06 | Sep 30, 2014 | $8.11 |
Oct 11, 2014 | $7.94 | ||
Oct 11, 2014 | $16.06 | Oct 11, 2014 | $7.57 |
Oct 19, 2014 | $8.48 | ||
Oct 18, 2014 | $16.06 | Oct 19, 2014 | $16.06 |
Oct 25, 2014 | $16.06 | Oct 19, 2014 | $1.90 |
Oct 26, 2014 | $14.16 | ||
Nov 1, 2014 | $16.06 | Oct 26, 2014 | $8.25 |
Nov 2, 2014 | $7.80 | ||
Nov 8, 2014 | $16.06 | Nov 2, 2014 | $14.03 |
Nov 8, 2014 | $2.02 | ||
Nov 15, 2014 | $16.06 | Nov 8, 2014 | $2.57 |
Nov 21, 2014 | $13.48 | ||
Nov 22, 2014 | $16.06 | Nov 21, 2014 | $15.25 |
Nov 29, 2014 | $0.80 | ||
Nov 29, 2014 | $16.06 | Nov 29, 2014 | $16.06 |
Dec 6, 2014 | $6.10 | Nov 29, 2014 | $6.10 |
Dec 13, 2014 | $5.75 | Nov 29, 2014 | $0.02 |
Dec 19, 2014 | $5.72 | ||
Dec 20, 2014 | $5.75 | Dec 19, 2014 | $5.75 |
Dec 27, 2014 | $5.75 | Dec 19, 2014 | $0.02 |
Jan 1, 2015 | $5.72 | ||
Jan 3, 2015 | $5.75 | Jan 1, 2015 | $0.02 |
Jan 7, 2015 | $5.72 | ||
Jan 10, 2015 | $5.75 | Jan 7, 2015 | $0.02 |
Jan 17, 2015 | $5.72 | ||
Jan 17, 2015 | $5.75 | Jan 17, 2015 | $5.75 |
Jan 24, 2015 | $5.75 | Jan 17, 2015 | $2.32 |
Jan 29, 2015 | $3.43 | ||
Jan 31, 2015 | $5.75 | Jan 29, 2015 | $2.32 |
Feb 3, 2015 | $3.43 | ||
Feb 7, 2015 | $2.30 | Feb 3, 2015 | $2.30 |
Feb 14, 2015 | $97.70 | Feb 3, 2015 | $0.02 |
Feb 6, 2015 | $97.68 | ||
Feb 21, 2015 | $80.46 | Feb 6, 2015 | $0.02 |
Feb 16, 2015 | $80.44 | ||
Feb 28, 2015 | $34.48 | Feb 16, 2015 | $0.02 |
Feb 21, 2015 | $34.46 | ||
Mar 7, 2015 | $51.82 | Feb 21, 2015 | $0.02 |
Feb 28, 2015 | $51.79 |
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