Loan17k

Winigkin

Port Harcourt, Nigeria

100% repaid

Entrepreneur

Name

Winigkin

Member since

January 2019

On-time repayments

81 installments  •  53%

About Me

I like to see what I started completed and done well. I work well under pressure because then it seems all my tentacles are alert to receive information, though I try to see what I could do to get a job done before schedule.

My Business

I provide training and consultancy services to individuals and corporate entities. My areas of specialisation are in statistical data analysis. My greatest challenge has been to raise enough fund to achieve two things: 1. Get a good training site; and 2. Effective strategic advertisement. I am a trained economist so even though there is low flow of cash because of the constraints I mentioned, I keep on doing what I do because I love the job.

Loan Proposal

Carry massive publicity for my training programmes. Hopefully, I will get more calls both for training and for consultancy services. I expected to get about N600,000 in revenue if there is full patronage within the month.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$49.00

Date disbursed

May 28, 2019

Repayment status

On Time

Projected term

5 weeks

Lenders

MarktheMormon

Sandy, Utah, United States

Emma

Australia

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  • Samuel    Mar 7, 2021

    Promises to pay up soon

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  • Samuel    Feb 4, 2021

    Miebofa promises to complete his payment soonest

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  • Ademola    Dec 23, 2020

    He promised to pay back between now and friday

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  • Hawa    Nov 20, 2020

    He’s numbers are not going through

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  • Winigkin    Oct 6, 2020

    My major constraint has been low cash flow in business coupled with health from which I am gradually recovering. I will intensify efforts to clear my outstanding debt. Thank you for your patience and understanding.

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  • Okwukwe    Aug 4, 2020

    I called the applicant and the applicant promised he is going to make some repayment this week Thursday.

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  • Winigkin    Jul 22, 2020

    I am currently battling with cancer coupled with the lack of cash flow occasioned by the COVID-19 Pandemic. I will certainly make payments as finances improve. Thank you for your patience and understanding.

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  • Winigkin    Jun 18, 2020

    I have made a payment of N1,200 to complete my weekly payment but though I have received an alert both in my email and phone (sms), this addition is yet to reflect in my Zidisha account. I hereby attach proof of payment.

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  • Winigkin    May 31, 2020

    Reason is mainly because of low cash flow in business and serious ill-health.

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  • Okwukwe    May 25, 2020

    The applicant said he will make some repayment very soon.

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  • Okwukwe    Apr 23, 2020

    I called the applicant, he said that he is seriously ill and he is hospitalized, that when he gets better he will start making payment. And from the sound of his voice is obvious he has a stroke because one can hardly hear what he is saying.

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    • Winigkin    Apr 24, 2020

      Thanks for your diagnosis but I do not have stroke. Rather, what I have is an indeterminate growth in my throat and neck making it difficult for me to talk clearly. Also, I am at home preparing to go for surgery. Not yet hospitalized but yes, you are right that I am seriously ill and I will be better soon. Thanks for your support.

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      • (Comment deleted by author)

      • Okwukwe    Apr 24, 2020

        Okay am sorry about that Mr winigkin, now I understand the illness is a growth in your throat, the reason I wasn't hearing what you were saying clearly, which was why I didn't further the discussion, I wish you a successful surgery and speedy recovery.

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    • Michael    May 9, 2020

      Stroke keh?
      Abeg oo!
      Chief Medical Doktor Zidisha
      lolz!

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  • Winigkin    Mar 26, 2020

    There is currently a low flow of cash from customers as if everyone is a lock down financially speaking, as is the case with government pronouncement for people to stay indoors. But I will bounce back in good time. I am very sorry for this lapse.

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  • Winigkin    Mar 17, 2020

    This is to my lenders and the Zidisha Team. I am currently having difficulties with respect to cash. Debtors are slow in making payments for services I have already rendered. If only 30% is paid, I will be able to clear my current outstanding and be in line. I am sorry for this; but I am sure that within this week I shall make payment to offset the current balance and also assure that all my returns will be paid by my loan tenure due date of April 9, 2020.

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  • Olawale Noble    Mar 9, 2020

    He said that he will double his efforts to pay up.

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  • Winigkin    Feb 24, 2020

    This is to my lenders. Currently having issues with returns but I will clear in good time.

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  • Winigkin    Feb 15, 2020

    This is to my lenders. I am sorry that I have not been able to make my payment for the balance of last week and this week. I am working hard to ensure that I offset my current balance which I will certainly do. The main problem arises from jobs done for at least three customers for which I am still expecting payment and I am sure they will pay between now and my next week pay date. I still reiterate that on the overall, I shall pay off my returns in due time. Thanks for patience and understanding.

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  • Winigkin    Jan 13, 2020

    This is to confirm receipt of the sum of 102,454 NGN as my loan for the period. My intention is to use this fund and expand my publicity outreach. I wish to say Thank you very much to my lenders.

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  • Winigkin    Jan 12, 2020

    I am so grateful to my lenders for this loan. I believe that my goal is at hand with this loan. Special thanks to you Joshi, for remembering what I said about my loan and for keeping your promise to "pitch in". I will do my best to make regular repayments of this loan when due.

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  • Joshi    Jan 12, 2020

    Winigkin,
    as I said few weeks back, am pitching in for your loan! All the best for your plans to expand into more universities.

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  • Winigkin    Jan 10, 2020

    I have been able to cut a niche as the go-to-guy when it comes to training and consultancy in statistics and research. Strategic publicity which was financed with Zidisha loans has largely made that possible. I set my goal on expanding my reach beyond Port Harcourt and Rivers State to other universities in the Niger Delta region.

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