Maize and beans for my ceareal shop

David

Kiptagwanyi-kenya, Kenya

29% repaid

Entrepreneur

Name

David

Member since

October 2012

On-time repayments

162 installments  •  64%

About Me

i am a husband of one wife and three children , two are schooling and the third is one year old. i live in kiptagwanyi center plot no 112. in this plot is where i have a shop trade name [ wa-gathoni shop]the shop is near chief kiptagwanyi camp, and also near riricua water project and kiptagwanyi hall.along munanda -jongoo road..kiptagwanyi is about 43 kilometer from nakuru which is the major town where i collect things to sell in my shop, also kiptagwanyi is the major town in this elementaita location.

My Business

my business entail in general item which is used in homes by people like salt flour, fat and other thing. also last year 2014 i added another business of cereal for my customers as now there is hunger in our area so that people can get maize as it is a stample food in this area the business help many old people who many are my neighbor in the plot where i am situated. my shop is very well known by every body because it is the lowest in price of commodity, so many people prefer my shop and also it is in the end from the center that made many people to prefer buying thing when returning home so no body know what somebody have bought, like woman don't like seen shopping by people like when buying wheat flour and also bread. the business is profitable, the main challenge is high price of commodity when buying from the wholesaler,poor road in this area like when there is rain ,high cost of living like to this old people who have no body to care for them only God and the well wishers.

Loan Proposal

happy new year all zidisha family,first i thank you all lenders for the last loan that you gave me all this time,i hope we have come far from the first to this sixth loan,also i thank zidisha organization and it group manager julia kurna for facilitation to be a workable micro-finance. in this loan i want to add stock of maize,beans,rice,peas to my cereal shop so that ,i can feed the near family who are starving because of the drought that have hit this area,i will get some of the item as far as busia county,the people will benefit as i will sell in a low price than other trader around because i know what thy are going through in this tough time of hunger,so i will make money only to pay my loan and sustain my business.i am expecting you to fund me as you wish,knowing that this family is suffering.thanks

Feedback

4

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,182.00

Date disbursed

Feb 2, 2017

Repayment status

Late

Projected term

13 months

Lenders

johnfay

Lusaka, Zambia, South Africa

N

nani

austin, United States

T

Tmann

Los Angeles, United States

C

Christian

Saarbruecken, Germany

Eduardo

Zollikofen, Switzerland

J

jgpryor

Williamsport, PA, United States

A

Anna

Brussels, Belgium

investor

Candiac, Canada

eagle3

Grand Ledge, United States

BelleStarr

Albuquerque, United States

AltruisticSelfishnes

Chicago, United States

Joellen

Boulder, United States

COOPITALIST

Toronto, Canada

S

sebseb

The Hague, Netherlands

S

Simmo

Sydney, Australia

P

patfigel

Wien, Austria

Johnny

shanghai, China

O

Oliver

Geneva, Switzerland

DeanDropshot

Oslo, Norway

EHTHighSchool

Egg Harbor Township, United States

S

stroll

Stockholm, Sweden

LadyofHats

Hamburg, Germany

ErikN

Stockholm, Sweden

traciyoshiyama

Honolulu, United States

D

Debock

Dresden, Germany

artnking

College Place, United States

Kjartan

Oslo, Norway

F

faical

Cologne, Germany

T

traderjohn

Baltimore, United States

Scott

Oregon, United States

R

rcmssr

Woodbury, United States

MichaelDean

San Jose, United States

A

anonymus

Moon, United States

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

A

aliasadsj

Queens, NY, United States

T

ToddK

Indianapolis, IN, USA, United States

S

simranandtyler

London, Ontario, Canada

J

JakeA

Wellington, New Zealand

G

GLWall

Iowa, United States

quozl

Dublin, Ireland

C

cjmenchaca

Austin, United States

DaveinPerth

Perth, Australia

BJ

Brandon Joz

North Carolina, United States

T

theshots

Vancouver, Canada

N

ningli

Charlotte, NC, United States

R

rmacaw

Australia

Y

Yasha

Beer Sheva, Israel

Jeff and Marcie

Portland, OR, United States

Apmay

Melbourne, Australia

M

mrhanky1

melbourne, Australia

J

jjiffer

Seattle, United States

Sister

Kongsberg, Norway

A

AlexCheng

Seattle, United States

B

BigLender

Austin, TX, United States

TK

Tim Koppel

WOLLONGONG, Australia

RockinRobin

Centennial CO, United States

TheWhiteCat

Surrey, United Kingdom

A

Alicee

Munich, Germany

H

hilde

seattle, United States

P

proby24

Singapore, Singapore

Tavin

Ottawa, Canada

Raymondo

Dublin, Ireland

N

Nanobug

Wilton, CT, United States

G D Export

Kolkata, India

J

jjonas

berlin, Germany

T

tmsaddress

Orlando, Florida, United States

KirstenShute

Montreal, Canada

G

grahamfamily

Guildford, United Kingdom

indeh

London, United Kingdom

athomas

Chevy Chase, United States

M

missjoyy

Munich, Germany

Jonas Sweep

Utrecht, Netherlands

KM

British Columbia, Canada, Canada

Z

Zippo

Berlin, Germany

D

duckdork

De Forest, United States

Cloudways

Malta, Malta

P

Piotr

London, United Kingdom

IA

Ismini and Jerry

Stamford, USA, United States

P

penguin3694

Chicago, United States

J

jzidi

Los Angeles, United States

R

rpmccarthy

Sydney, Australia

R

rholden

glen iris, Australia

D

doinggood

Missoula, United States

A

Anna01012

Bucksport, United States

T

thomashult

Bromma, Sweden

S

samiT

Brussels, Belgium

D

dlugi

Krefeld, Germany

P

pedromaster88

torra pallavicina, Italy

M

mmcclu111

San Francisco, United States

L

loistf

Madrid, Spain

A

argos

Zurich, Switzerland

T

tuttifrutti

tulare, United States

W

wildnis

Seattle, United States

ads68

Melbourne, Australia

R

Rking

Eugene, United States

S

seatea1967

Madison, United States

P

Prysdahl

Marshall, United States

T

Travelbear

Asheville, United States

bryancain

Toluca Lake, United States

S

Scodeb123

Huntsville, United States

mraph

Virginia, United States

yorick

Springfield, United States

Alina

Amsterdam, Netherlands

Bhayl

Stavanger, Norway

W

WellingtonPFClass

Columbus, Oh, United States

Y

Yevrahs

Dallas, Texas, United States

rfriedenberg

New Jersey, United States

Bruno

São Paulo, Brazil

VALEK

Canberra, Australia

T

Tui1974

nuenen, Netherlands

HMS_5th_Grade

Honolulu, United States

hugomesser

Blokker, Netherlands

fairspirit

Utrecht, Netherlands

T

TurgayAlihos

SOUTHBANK, Australia

A

acolomitchi

Eynesbury, Australia

Winona

Yakima, United States

T

Taupe

Balzers, Liechtenstein

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

isabelv

Barcelona, Spain, Sweden

O

ommthree

Egg, Switzerland

C

Colmena

Chicago, United States

Hedwich

Gorssel, Netherlands

L

LongTallSallymander

Menomonee Falls, United States

Zal0m0n

Atlantis!!!! x), Mauritania

K

kingcamo1095

Mountain Home, United States

A

AndrewC

London, United Kingdom

gseletko

South Perth, Australia

B

bertvdlingen

utrecht, Netherlands

mojobob

Hayward, United States

P

Pavane

Kungsbacka, Sweden

L

lewisfamily

Bicester, United Kingdom

JonB

London, United Kingdom

tonnyschonewille

Maastricht, Netherlands

A

andprosper

World Peace, United States

dmirpuri

Bangkok, Thailand

D

DelapierceD

New York, United States

C

cranejoad

cazenovia, United States

xtrahardware

Cazenovia, United States

somuchjackson

Boston, United States

B

BMcDermott

Washington, DC, United States

O

OrientExpress

Tokyo, Japan

lizandsteve

guelph, Canada

Z

zidishan

Trifouillis, France

E

E

Marin county, United States

Jamesaubrey

Norman, United States

J

jlberqie

Wake Forest, United States

C

Clben7

Cincinnati, United States

M

MarkKrakow

Joliet, United States

Evan Lamos

Brussels, Belgium

G

guggl

Vienna, Austria

S

SanderBeckers

Brussel, Belgium

sderickson

Berkeley, CA, United States

M

martyb

United States

SBlue1

Germany

M

Malibu

Westwood, United States

D

drorm

United States

C

chrishol

United States

P

PietjeP

Eindhoven, Netherlands

D

DCLending

United States

S

spivurno

United States

M

meric

Australia

T

tommychheng

san francisco, United States

A

allie105

United States

N

nlane

Vietnam

M

Mal57

Australia

sgornick

Los Angeles, CA, United States

G

gerard

Netherlands

M

mevans24

United States

P

plhughes

United States

K

karthich

Austin, United States

B

bugdaniel

Switzerland

K

Karpet

Faroe Islands

joshuacollinson

Vienna, Austria

Insomnus

Cheltenham, United Kingdom

K

kalei

Germany

smastermind

Jerusalem, Israel

mepster

San Francisco, Ca, United States

TyWee

Manila, Philippines

B

bscent

Hong Kong

G

Gavin

New Zealand

Scangaid

Pittsburgh, United States

V

vbud

United States

belvi

Hoogeveen, Netherlands

W

wesbh89

United States

D

Desteli

United States

Grant Xavier Storer

Seattle, Wa, United States

I

idris

United States

Loungin

United States

S

sarahb

United States

S

shivasj

United States

K

Keith

Luxembourg

A

AlexH

United Kingdom

M

Medagan

San Franciso, United States

dpollard

United States

Otto Barten

Amsterdam, Netherlands

S

satheajay

United States

Rachael101

Brisbane, Australia

S

Schwartz

United States

G

GEMMGMT

United States

SuperMario28

Cudahy, United States

GaloLending

United States

Mike and Jacqui

United Kingdom

Haim Si

Mexico, Mexico

Arne Bachmann

Hamburg, Germany

T

TZ

Singapore, Singapore

Frank Termathe

Frankfurt Main, Germany

UN

Uwe Neumann

Frankfurt Germany, Denmark

M

Marcus86257

United States

Gab

Singapore

Jeroen Decock

Gent, Belgium

BM

Brian Mickel

United States

Dave Bogard

New York, United States

A

Andreas

Munich, Germany

Family Mueller

Petershagen, Germany

Robert

Sweden

S

Sharon

United States

HW

Hans Weiss

Kiel, in the very north of Germany, Germany

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

W

Wade

United States

JD

Jo Dane

Melbourne, Australia

G

GS

Germany

Elly

Woudrichem, United Kingdom

H

Hakon

Drammen, Norway

MB

michael breen

United Kingdom

SA

Scott Astrada

United States

KW

Kevin Wehber

United States

DF

Daniel Fehr-Krahn

Winnipeg, Canada

C

Chitti421

United States

MM

Mike Markovich

Toronto, Canada, Canada

Lou Kaucic

Sanbornton, NH, United States

JT

John Tabacchi

United States

Yustian Hartono

Singapore, Singapore

E

erica

antwerpen, Belgium

CN

Cyprien Noel

United States

Tanner Schachtel

Victoria, Canada

JC

Jethro Carr

Wellington, New Zealand

JK

Hamburg, Germany

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

M

Marc

Newcastle upon Tyne, United Kingdom

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

George

Corvallis, Oregon, United States

ME

Manaal Eisa

Washington DC, United States

F

Florian

Munich, Germany

PT

Paul T

Amsterdam, Netherlands

TH

tom hd

United Kingdom

Framework Eyewear

Utrecht, Netherlands

B

Brent

United States

Pedro R-C

Cambridge, United States

Martin Nielsen

Aarhus, Denmark

Jeff Martin

Twin Lake, Michigan, United States

M

Mart

United Kingdom

L

Lauren

United States

G

GS2

Germany

Sarah and Dave

Toronto, Canada, Czech Republic

Aylsham Rotary

Aylsham, Norfolk, Uk, United Kingdom

N

Nick

United States

E

eriklonnroth

United Kingdom

YK

Yonghwan Kim

Republic of Korea

Aran Dunlop

United States

E

Eve

United States

Joe Lamantia

Reston, Virginia, United States

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Arnaud M

Sydney, Australia

Taylor

Memphis, United States

Heidy

N J, United States

B

Bramlage

United States

UK

Uday Kolluri

New York, Singapore

Rory McLaughlin

Dallas, United States

Carlo Cruz

Cincinnati, OH, United States

GT

Geoff Tucker

United States

Dan Michael

Oslo, Norway

Thomas

Sweden, Sweden

Bill Glover

United States

Y

YTSJ

London, United Kingdom

KH

Kathryn Hawks

United States

S

stevensau

United States

ND

Neil Dykes

United Kingdom

KE

Karen Epolito

Syracuse, NY, United States

GG

Gituru Gitumbi

Seattle, United States

YV

Yuri Vanin

United States

V

Vidar

Oslo, Norway

S

Stephanie

Zurich, Switzerland

P

Phips

Switzerland

RC

Rudi Chen

United States

B

Boris

Bern, Switzerland

Carla

United States

FA

Felipe Ardila

United States

SV

Salim Virji

United States

L

LuZi44

Basel, Switzerland

JB

John Brown

United States

SA

Steve A

Newbury, United Kingdom

J

Jo

United States

BW

Betty Waweru

United States

Angela Linwood

Minneapolis, Minnesota, United States

RB

Ruth Brown

United States

Jes-c

United States

B

Brett

Australia

T

Tom

Switzerland

Zack Stein

United States

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

K

KH

United Kingdom

J

jeananne

United States

J

Jon

United States

Martin Kraus

Traiskirchen, Austria

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

SH

Stephanie He

United States

WS

Warren Shen

United States

Andrea

Rome, Italy

Humble Bundle Community

San Francisco, United States

ES

Evan Simons

United States

Curious Customs

Austin, Texas, United States

JA

Joshua Axtell

United States

MP

Max Power

United States

NM

Nitya Marepally

San Ramon, CA, United States

Thomas Naimoli

United States

Day Family

Melbourne, Australia

A

Ari

United Kingdom

VC

Victor Chong

United States

BE

Bob Ewing

United States

V

VJ

Canberra, Australia

MS

Mona S

United States

D

Dalton

San Francisco, United States

MP

Marieke Peeters

Amsterdam, Netherlands

FW

Fredrik Walløe

Oslo, United States

Adam Fraser

Cambridge, United Kingdom

GS

Gary Sinard

Franklin, TN, United States

M

Mack

Harbor, Oregon, United States

Brandon Wright

Salt Lake City, Ut, United States

DH

D hollingworth

United Kingdom

E

eleni

United Kingdom

R

RMIM

United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

B

Brian

Rancho Cordova, United States

Laurel

Canada

D

darienfo

United States

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

M

Mary

United States

A

Adriaan

Netherlands

AT

Amy Truong

Honolulu, United States

J

Judd

United States

A

Anonymous

United States

afaness

Germany

A

Anonymous

United States

J

Jastrow

Paris, France

Ask David a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Mary    Jun 24, 2017

    Hi David, I hope you and your family are doing well. How is your business doing. Please let your lenders know about your successes as well as your challenges. Regards, Mary

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  • Reema Mukherjee    Jan 31, 2017

    Hi David - Please mail the team at [email protected] if you need any help. Email is usually the fastest way to get your concern resolved. Thanks!

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    • David    Feb 2, 2017

      I received half of the amount loan yesterday 1_2_2017,which is amount 70,000.is there any ploblem with the system?

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      • Lotus Flower    Feb 2, 2017

        As Reema mentioned, please write to "[email protected]" and place the name of your country in the Subject line of your email for faster routing to the correct team. Before emailing again, please allow three business days for a reply.

        The Discussion page is for communications between you and your lenders about your business and your life (and theirs, too, if they would like to share). Most lenders are not on the Zidisha Staff. Lenders contribute toward funding loans, but they do not disburse loans, credit repayments, or handle any other administrative duties. To reach the correct team for your country on the Zidisha Staff, you need to send an email. The email system is monitored always Monday through Friday, and sometimes on Saturday and Sunday; however, borrowers' Discussion pages are not monitored on a regular basis by Zidisha Staff (as I mentioned, your Discussion page is meant only for communications between you and your lenders).

        Thank you, in advance, for your understanding and cooperation.

        Kind regards,
        Laurie
        The Zidisha Team

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  • David    Jan 31, 2017

    I have not yet receive my loan,what is happening?

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  • David    Jan 27, 2017

    thank all lenders who participate in f funding my loan,I feel humbled by you my lenders.thanks alot

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  • David    Jan 18, 2017

    hello all zidisha family?I thank you all for the past loan which I completed in time,as I prepare to borrow another,I hope I will be funded .I am looking forward to get the loan.thanks

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  • David    Jan 6, 2017

    hello all zidisha familys, happy new year 2017 to all,here i am okey,my family is doing well and also my business thanks to your loan that i was profided by you lenders,i thank you all,hoping that in my contract of this loan i am paying in time ,my business for the last year till now is doing well,and your my was abless to me.i am looking forward to complete and borrow another loan which i expect to be grated by you.thank all and happy new year.

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  • David    Jun 8, 2016

    hello all zidisha lenders and also the organization as whole,i take this oppotunity to thank you all in advance for the far we have come together,you have been my help since i join this organization in term of borrowing your money and returning,we have come this far and i expect no less comparative in the year to come,your help have made me and my family to at least to have something that we can call ours,thank for your support.i have completed repaying back the money and i expect to borrow another loan, i hope i will get another in coming days.thank you all

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  • David    Aug 6, 2015

    dear lenders,i thank you all for this loan you granted me,i have decided to reschedule my loan to make easier so that i can keep my promise of paying in time and able to maintain a good in time payment as it is weekly.the money i pledge to pay will not be every time payment because if i get good profit i will even pay more than that,but i want to be assure not to fail, so please i pleading to you to agree,and i am sorry if i cause any inconvenience to any body,thanks

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  • David    Jul 17, 2015

    hallo all lenders and zidisha org,this is notify you that i received the money although i was confused because 70,000 came first and the second 45,000 come after three day,i was confused but all and i get them safely .thank you all who participate in my funding of my loan,i will make sure i repay in time than the last time.thanks all

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  • David    Jul 7, 2015

    this is why i trust zidisha because of it accuracy in funding,i thank you all who participate in funding my loan,i will not fail you. thank you all

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  • jan73    Jul 7, 2015

    David,
    It is so fabulous to see over 400 lenders join together to invest in your dream!
    Best wishes to you and your family!
    Jan

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    • David    Jul 17, 2015

      thank you jan73, to me it is amazing to hear that,i thanks all of them and wish them happy and healthy live in earth and after life.

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  • David    Jul 3, 2015

    dear lenders, how are you all?i hope i have not done anything wrong ,because this is the second time after my loan expired? if not so,i hope all will be well,and i will be funded before it expire, please i beg you to fund my loan.

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  • David    Jun 14, 2015

    dear lenders,i am pleading to you to fund my loan as there is only 9 days remaining,i understand you have many borrower online,but please i need to see it started so that i can get hope.thanks

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  • David    Jun 11, 2015

    hello lenders all,i hope all is going well,but i see there are no bid,but i hope all will go well. i am pleading to you lender to fund me because many old woman are asking me when i will get them the cheaper maize and been,you know what i tell them?wait all will be well soon,do you know what they say? amen[saying let it be] i hope you will hear there pray and fund me.thanks

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  • David    Jun 9, 2015

    hello all lenders ?,first is to thank you all for the journey we were together with me having your money in term of loan,i hope although there were ploblem here and there i was able successfully completed your loan in full without any problem. i am very grateful to you .i hope i will get another loan from you as my record is not bad.and i hope all will be well as now i have a big plan for the next loan ,and i hope i will repay in a shortest time possible as business is good this time round.thank

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  • David    May 13, 2015

    hello lender,first is to thank you all for your support of my business through your loan,secondry i want to update you about my business.my business is doing well to date as the product i said i want to buy with this loan i done so even at the first date i was not able because there was some problem which came at that time,but now i am doing well and also i am preparing to complete early than the time as my business is very profitable and also my family life is good, thank to your fund. i hope to complete and if possible to get another loan so that i can prosper higher than now.i hope and i wish you all good health and prosper so that you can keep on helping us.thanks and GOD bless you all.

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  • Samuel    Sep 6, 2014

    I phoned David today at 1.02pm . He is very sorry for not repaying for last 3 months. He explains that he was swindled by his fellow businessperson of about $1,300 when they went to buy cereals earlier this year.
    He says he plans to repay a huge amount this October, about $500.
    He's committed to see his loan cleared. He says Zidisha loan helped greatly.

    VM Shehi

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  • Paula    Sep 3, 2014

    Hi David, what is happening? What is preventing you from repaying your loan ?

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  • David    Aug 31, 2013

    thank you my lenders for completing my loan,i was starting to worry as i see my expiring date coming very close,but now i am very happy as i have accepted full funded loan.in my side i will maintain a 100% in time repayment to make my name clean and make a good relationship with you lenders for i will be borrowing only and i say only on zidisha organization for the trust thy show me because only trust here work well,also in my part i will maintain that trust to repay as i can.thank you all and i wish all of you well being.thank you

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  • David    Oct 30, 2012

    thank you lenders i am very grateful to you for completion of my bid, may GOD bless you.

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