52 installments • 65%
My name is Joab Otieno Osika, a Kenyan by birth. I was born in nyanza province, kenya and currently am a graduate just through hard work. I am an industrious person who is involved in an income generating business and looking forward to expand my business to even more profitable.
Zidisha has enebled me to get loans for additional investment in my business. With the loans I have been able to add more ideas into the business field including venturing into other types of businesses.
I am involved in farming as a business. I deal in all kinds of crops, from cash crop to horticulture. I majorly plant maize, sweet potatoes,vegetables, water lemon and sunflower. This usually depends on the market demand of specific crops.
I was impressed by the farming business since we have a fertile land which supports the growth of several crops.
I started my farming business with a capital of about 100,000 KES which was for renting the land, tilling, planting and harvesting. for the first year I got net profit of 300,000 KES from farming and this has increased to an average of 500,000 KES.
The amount I earn as profit I always use to expand my business and to venture into other businesses. I also use part of it for the upkeep of my family.
The next planting season has started and I want to use the loan to purchase fertilizer for planting .
Nov 2, 2016
Cost to entrepreneur
Service fee: $0.46