Maize farming

Joab

Kisii, Kenya

100% repaid

Entrepreneur

Name

Joab

Member since

June 2016

On-time repayments

52 installments  •  65%

About Me

My name is Joab Otieno Osika, a Kenyan by birth. I was born in nyanza province, kenya and currently am a graduate just through hard work. I am an industrious person who is involved in an income generating business and looking forward to expand my business to even more profitable.
Zidisha has enebled me to get loans for additional investment in my business. With the loans I have been able to add more ideas into the business field including venturing into other types of businesses.

My Business

I am involved in farming as a business. I deal in all kinds of crops, from cash crop to horticulture. I majorly plant maize, sweet potatoes,vegetables, water lemon and sunflower. This usually depends on the market demand of specific crops.
I was impressed by the farming business since we have a fertile land which supports the growth of several crops.
I started my farming business with a capital of about 100,000 KES which was for renting the land, tilling, planting and harvesting. for the first year I got net profit of 300,000 KES from farming and this has increased to an average of 500,000 KES.
The amount I earn as profit I always use to expand my business and to venture into other businesses. I also use part of it for the upkeep of my family.

Loan Proposal

With this loan of KES 1299, I will be able to prepare my farm for planting of maize by making it ready through tilling.
I will also use the remaining amount to purchase seeds for planting when the season comes. If any amount remains, I will use it to purchase fertilizer for planting.

Feedback

None

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$13.00

Date disbursed

Feb 4, 2018

Repayment status

On Time

Projected term

5 weeks

Lenders

HH

Helen Horseman

United Kingdom

PB

Powered by me

European Union, Netherlands

B

bea

Australia

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  • Mohamed    May 26, 2020

    I spoke with joab, he said hes financially depleted at the moment but promised to start making payments soon. I advised him to use the adjustment button to reschedule his payments to what he can afford to pay for now and update lenders

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  • Mohamed    Apr 7, 2020

    joab promised tp start making payments next week

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  • Joab    Mar 16, 2020

    I used my previous loan in expanding my farming business

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  • Samson    Aug 7, 2018

    Joab Wasika has promised to clear the balance ,his business was going through tough times for the last few months bus is committed in paying the arrears.

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  • Joab    Jan 31, 2018

    I am really grateful for my previous loan since it helped me a great deal.
    With the help of that loan I was able to prepare my farm for planting season.

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  • Joab    Jan 1, 2018

    I received a total loan amount of KES 1093. I am using the money in preparation of my firm for planting season.
    I would like to thank the lenders for the loan granted.

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  • Joab    Dec 26, 2017

    I used my previous loan on harvesting my maize. I am really thankful for the loan granted. This other loan I will use to prepare the land for planting season.

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  • Joab    Oct 6, 2017

    I would like to thank my lenders for providing me with the loan. I will use the amount to weed my maize plantation and purchase fertilizer for top dressing.

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  • Joab    Oct 5, 2017

    I am so grateful for my last loan since it helped me during the planting season by purchasing seeds and fertilizer for my farm.

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  • Joab    Aug 29, 2017

    I received my loan of KES 1038 and I am so grateful for the lenders for the loan granted

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  • Joab    Aug 18, 2017

    Am grateful for the loan given since it will help me in engaging the labour during my harvesting period.

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  • Joab    Aug 17, 2017

    Am very grateful for my last loan since it helped me during the planting season to purchase planting seeds and now i have a good harvest.

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  • Joab    Feb 9, 2017

    Thanks to the zidisha team for offering me this loan.
    I will use this loan to engage workers to help me weed my land so that I can have a productive harvest. This will help me a great deal to increase my profit.

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  • Joab    Feb 8, 2017

    The loan that I received helped me to engage workers To Help me weed my potato plantation.

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  • Joab    Dec 30, 2016

    I received my loan of ksh 1038 and used the money to till my potato plantation firm.
    I am so grateful to the Zidisha team for the loan granted to me. Thanks soo much.

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  • Joab    Dec 19, 2016

    I will use this loan to buy top dressing fertilizer for my crops. This will help the maize to yield more during harvest.
    Am so grateful for the Zidisha team for the loan granted. Thank you so much.

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  • Joab    Dec 16, 2016

    I am so thankful to the Zidisha team for the loan of Ksh 1038 which was offered to me and I have since repaid fully. this loan really helped me to increase my yields for my farming business. I used the loan to purchase fertilizer for my crops and now am going to have a booming harvest.
    Its a good thing to find good people in Zidisha who are helping us to expand our business. Am looking forward to another loan since I also want to do crop rotation and include potato farming too. Once again, thank you zidisha.

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  • Joab    Nov 4, 2016

    I have received ksh 1038 which I will use to purchase fertilizer for planting maize. Thanks to the Zidisha team for the loan granted.

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  • Joab    Nov 1, 2016

    I will fertilizer for my maize planting.
    This loan will be of great help. Thanks so much.

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  • Joab    Nov 1, 2016

    I used the loan to dry my harvested maize and store them for sale. The loan realy helped alot.

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