Maize floor and sugar and printing / photocopy shop

Pius

Ndhiwa, Kenya

100% repaid

Entrepreneur

Name

Pius

Member since

March 2015

On-time repayments

209 installments  •  99%

About Me

I am a Kenyan citizen aged 40, married and is blessed with four children among them, last born named zidisha. I am a business man who hails from a very poor background, but managed to prosper through the help of zidisha.I have experienced a lot of challenges in my life and my experience taught me self discipline. We could at times go without food because my father drank all the money and couldn't provide food for the day. I wish I were old enough, I would have taken him to court for the pains he caused us as a family. But on the other side, I may pardon him because I feel he made me realize that to archive in life, hard work must be highly emphasised.

My Business

I started business in a very difficult situation since I didn't have enough capital until I leant about zidisha, now I have numerous businesses, like wholesale and retail shop, cyber cafe, financial services and a p.s.v vehicle. all these achievements just came because of you lenders and that is why I appreciate you.

Loan Proposal

i will buy maize floor at $ 12 per bag, sugar at $25 per bag and in addition I will buy 1 printer at $60 and a laptop at 250. With the laptop and printer i will start a photocopying and printing shop and this will shorten the distance people will be traveling in search for those services and for maize floor and sugar, I will still supply the schools around. i believe the profit on the maize floor and sugar will be about 25% while on photocopying and printing, i expect a profit increase of about 60%.

Feedback

2

None

None



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Loan Info

Project Type

Classic Loan

Disbursed amount

$376.00

Date disbursed

Oct 14, 2015

Repayment status

On Time

Projected term

3 months

Lenders

C

Christian

Saarbruecken, Germany

N

nsamberger

London, United Kingdom

Elinor

Maple Lake, MN, United States

F

FHult

Stockholm, Sweden

J

jgillard

Winchester, United Kingdom

johnandmoliehi

Canton, New York, United States

Zidisha

Sterling, United States

MienDeGraeve

Ouagadougou, Burkina Faso

andreas

Katsdorf, Austria

O

OneSummer

Muenster/Westphalia, Germany

tasos

hove, United Kingdom

H

hanh352

Homosassa, United States

F

FilemonInvest

Odense, Denmark

SeeMeeFi

Ontario, Canada

Myrar

Aarau, Switzerland

mauroandmichelle

Montreal, Canada

jimmycarterforever

Missoula, United States

I

ijerkov

Zagreb, Croatia

E

erogers

Vancouver, Canada

postnihilist

Honolulu, United States

rainbow

Weiden, Germany

B

BlackWolf

Lappeenranta, Finland

M

marcmesich

Kaohsiung, Taiwan

A

Andrii

Kiev, Ukraine

W

wally

Torino, Italy

G

greendave

Manchester, United Kingdom

B

BigWillie

Belfast, United Kingdom

R

RCHeying

Marietta, United States

A

Anonymous

United Kingdom

D

Dutch_lender

Leiderdorp, Netherlands

L

Lolababalola

Ames, United States

D

DogFort1

Sydney, Australia

Genady

Münich, Germany

O

OrientExpress

Tokyo, Japan

J

jumpfunky

Dortmund, Germany

P

pvranas

Boulder, United States

P

Purplejeep

Moravia, United States

M

Mystery15

Winnipeg, Canada

DaveyDave

Brisbane, Australia

M

martyb

United States

Z

zvrk2014

Brookline, MA, United States

A

axienjii

Amsterdam, United Kingdom

D

Dan

United States

M

misaheat

United States

Justin

Connecticut, United States

Paul Buchheit

Mountain View, United States

M

mevans24

United States

P

plhughes

United States

F

FloridaCandle

United States

T

TuteC

Argentina

K

Kber9156

North Parramatta, Australia

B

bigMo

United States

johnhudson

Washington, DC, United States

B

bscent

Hong Kong

Taylor Hanna

United States

Grant Xavier Storer

Seattle, Wa, United States

E

edbean

United Kingdom

S

sarahb

United States

E

Erika

Buffalo, United States

K

kennychit

United States

Jamal Hamou

Cascadia, Canada

N

nshekher

United States

B

Bennphoto

United Kingdom

I

ident

Horsholm, Denmark

Kyle Hoback

Omaha, United States

R

ross22

United States

O

ORBP1

Germany

K

Kelly729

United States

S

Stephan

Netherlands

Jansa

Oulu, Finland

KM

KHS Microfinance

Tampa, United States

SK

Sebastian Krohn

Amsterdam, Netherlands

A

Aaron

United States

Peter R

Fulda, Germany

M

Malte

Munich, Germany

B

Bruce

Hong Kong

Heiko

Haan, Germany

Veeti

Helsinki, Finland

PV

Patrick van der Meer

MANTGUM, Netherlands

Torsten Schreiber

Frankfurt, Germany

Elias

Ulm, Germany

DR

Derek R

Australia

WH

Walter Hill

United States

T

Tarik

Ludwigshafen, Germany

PP

Pasi Paajanen

Helsinki, Finland

PR

peter reibold

United States

Kate Courteau

United States

JJ

Jacob Jones

United States

L

linda

United States

F

Flower

Netherlands

E

erica

antwerpen, Belgium

Max Lettenberger

Madison, WI, United States

KP

Kelly Partyke

United States

JT

JW Tabacchi

United States

Kevin

San Francisco, United States

J

Julie

United States

FK

Faraz Khan

United States

RT

Rakesh Tondon

United States

M

Marc

Newcastle upon Tyne, United Kingdom

KD

Kent Don

United States

TS

Ted Suzman

United States

EB

Erica Brescia

United States

Jennifer Weber

Canandaigua, Ny, United States

A

Anthony

United States

Sandi Kaucic

Stow, Ohio, United States

M�

Michal Švec

Czech Republic

Mouhamed

United States

MG

Meron Gribetz

United States

MM

Marshall M

United States

Paul

Seattle, United States

Oliver Hasenberg

Iserlohn, Germany

A

albert

United States

Penny

Victoria, Canada, Canada

SheabutterCottage

United Kingdom

ME

Manaal Eisa

Washington DC, United States

F

Florian

Munich, Germany

I

irshaad

South Africa

Cristina Huesch

Canberra, Australia, Australia

RM

Robert Mulley

United States

Caroline Cress

Seattle, WA, United States

BB

Ben Bellows

United States

Corina King

Calgary, Canada

MD

Michael Dahl

United States

B

Brent

United States

C

christine

Switzerland

Solon Brown

Singapore, Singapore

Martin Nielsen

Aarhus, Denmark

JF

Jason Foti

United States

JA

Jonathan A.

United Kingdom

M

Mart

United Kingdom

Ask Pius a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Pius    Oct 17, 2019

    i made a proposal just 2 days ago and my loan was funded 90%, now waking this morning, i receive a message that my proposal is expired, while days remaining is still 12. i don't, understand.

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  • (Comment deleted by author)

    • Pius    Oct 16, 2019

      hi Laurie,
      thanks for your concern please just help me realize my dreams

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  • Pius    Oct 15, 2019

    thank you very much for the support you have been rendering me since i joined zidisha. you have been God sent and i will never forget to appreciate you, i hope i have been trying to make all payments on time though there are some challenges i experience at times,my payments has been 99% but i an trying that my payments be 100%. the loan that i have just completed made a very difference in my business and now i experience more customers a s well as stalk.so i am kindly asking you to remain trusting me as you have been and i promise that i will never fail you at any time.

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  • Pius    Oct 14, 2019

    i am very sorry for last weeks payment that delayed, i had some problems so i could not make the payment on the exact date, but i have actually made the payment.

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  • Pius    May 25, 2019

    I will buy maize floor and sugar for my shop.
    It will actually increase my earnings.
    I therefore thank my lenders and may God bless you thanks.

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  • Gladys    May 25, 2019

    Hallo pius regarding your question please post on the forum to receive more response.
    Thank you.

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  • Pius    May 24, 2019

    My completed loan was not fully funded and again more than 10000/= was deducted so I was unable to buy all that I planed, but still I was able to buy one computer which at least helped, I secured another employee and the workload decreased though I didn't realized profit as I would have if the loan was fully funded. I humbly request that this time round you may help me realize my business goal.

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  • Mary    Apr 14, 2019

    I hope your businesses continue to expand Pius, so you can employ others in your community.

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  • Pius    Mar 18, 2019

    i added computers and a printer to my cyber cafe i again added cash to my financial institution, the purchase made a lot of differences, i have gone as far as buying a car with the profit i got.my earnings have increased by at least 60%. i have added two computers and a printer and even increased my agency cash flow. The loan has really helped me a lot i have taken my children to school and even built my home, my eldest son is in the university. my young zidisha is now mature enough and is in pre-unit now i hope God will give me grace to educate her and in the near future,she could try to help the needy.

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  • Pius    Mar 16, 2019

    I intend to finish the loan and possibly apply another

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  • Pius    Jan 29, 2019

    wonderful people, you are life changing. in fact since i knew about you i have been blessed both physically and financially, i was stranded with a lot of credits i was owing people including banks, i was just about to be enlisted on crb because i could not pay the bank loans. i thank God who showed me zidisha when i went through my internet. i have gone as far as paying all the loans that i had by the profit i got from your loan and believe it, as at now i don't have any other loan apart from zidisha, i have a car reg. no KCL 757J and have built my home all these are achievement i have received because of Zidisha. I am happy that Zidisha changed my life and i am proud to testify.
    kudos Zidisha

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  • Pius    Nov 19, 2017

    Hi Tram,
    I wish to inform you that I have received the full disbursement of Ksh 189675. I now intend to buy computers and Printers to my cyber cafe and the rest, finance my financial Institution. I thank you once more for the trust you have bestowed in me.
    You are wonderful.
    Pius Arara.

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  • Pius    Nov 6, 2017

    Thanks very much for the trust you have bestowed in me. I am very grateful for your support. I will now buy more computers for my cyber and I believe this will increase my income greatly. May God bless you all. I once again thank you very much.

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  • Pius    Oct 23, 2017

    I want to complete the payment as early as possible.

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  • Pius    Nov 27, 2016

    i am hospitalized and currently i have closed my shop.

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  • Pius    Nov 5, 2016

    Hi Lenders,
    I am so happy to inform you that I actually received the loan that totaled to ksh 120,127. I have just bought a printer and s laptop.
    I believe that this will help me schive my goals of sponsoring 10 orphans during their schooling.
    Thanks once again for your support.
    Pius

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  • Pius    Oct 31, 2016

    i am very grateful for the funds, i intend to add one laptop and printer i also intend to add funds to my financial institution, i hope this will help me more to increase more on my earnings and believe that my sponsored orphans will not lack school fee. thanks once again for the trust you have bestowed on me.

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  • Pius    Oct 29, 2016

    I thank God for granting me favour to complete the payment, I faced challenges but I am happy now that the challenge has been resolved thanks to the team. the concluded loan made a very big difference to my life, it made me complete school fee to orphans i sponsor and i started another business and that is a financial institution which is mpesa and coop bank agencies, this business is doing good and the only challenge is lack of finance. it need a lot of money to operate. included are photos of the children that I support and my new financial institution.

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  • Pius    Sep 12, 2016

    please i have actually paid the amount that appear due in my account please update my account.

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  • Pius    Jul 23, 2016

    Hi my lenders,
    I bought another laptop and a printer and again started agent banking service with the remamount,I amount I can now give out the services and now people not que much for the services. My earnings have increased almost by 50% as I said earliest.. I have again started agent banking service. I am now able to feed,cloth and send my children to school including the orphans that I take care of. My neighbours including the community do appreciate the achievements since they can now access the services at their door step.
    Thanks once again to zidisha team.

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