Maize inventory

Janet Ogweno

Kilgoris, Enoosaen, Kenya

100% repaid

Entrepreneur

Name

Janet Ogweno

Member since

March 2014

On-time repayments

85 installments  •  59%

About Me

My names are Janet Awuor Ogweno born in a family of six, three boys and three girls. i was born in the year 1983/Dec/23 in kisii district and am the third born in the family i’m married with two kids and based in narok county.im a business woman by profession and major mostly in cereal, (majorly maize).I do maize business because it sells faster and can be local found in our area, though it does not fetch a lot of profit but you are sure of what you will get as your profit.

This business enables me to get daily expanses fo my family and also to enable my children to go to school.

My Business

I am a Business woman majoring on cereals (maize) I have my own maize store which I run personally, In this business mainly the demand is high during school season as most school purchase for meals to school pupils and to individual customers for their families, the profit that I make from this business will enable me to repay loans.

In my business the major challenge I face is transportation of maize to the store during rainy season due to bad road conditions.

Through my Business am also able to pay revenues to the municipality councils, my store rent to my landlord and other miscellaneous expanses when am stalling my store as I cannot do it myself through this process i hire some men's around to help me to do this and also offloading.

Loan Proposal

I would wish to thank and appreciate the entire zidisha group for money they loaned me, which helped me to boost my business in the past there months. I appreciate and very much thankful. I wish to apply for another loan now that we are in a maize harvesting season so that I can buy and stock maize. I m planning to stock 20 bags of maize and the capital at hand cannot make me reach my target. I will appreciate if zidisha will loan me again to increase my inventory stock of maize of which my interest will increase my business. Each bag of 90kgs is KES 2,700 x 20 bags of maize, total of KES 54,000 estimated to 621 US Dollars Addition to other expanses like transport and loading activities. Approximately KES 10,000 of 115 US Dollars. I hope zidisha will continue with their good work of supporting and empowering young businesses entrepreneurs to grow. I will also be competent and prompt in all my repayments.

Feedback

3

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Loan Info

Project Type

Classic Loan

Disbursed amount

$282.93

Date disbursed

Sep 18, 2014

Repayment status

On Time

Projected term

2 months

Cost to entrepreneur

Lender interest: $282.93 at 6.10% annual rate over 2 months = $3.65

Service fee: $2.17

Lenders

valentin

Stockholm, Sweden

D

dkapplerb

Toronto, Canada

S

SarahJoy

Peterborough, Canada

G

geoffk

Brisbane, Australia

A

awecz

Prague, Czech Republic

L

Lemon

Switzerland, Switzerland

DavidRisstrom

Melbourne, Australia

G

graememoss

Amsterdam, Netherlands

Erica

Caledon, Canada

P

planespotter

Berlin, Germany

fairspirit

Utrecht, Netherlands

D

DavidJSmu

North Attleboro, MA, United States

Sarasota

Sarasota, Fl, United States

Matching Fund

Sterling, United States

M

madeleinec

United States

S

stryker75

United States

LouisB

ZIDISHA, Mozambique

J

JessicaAna

Maputo, United States

Ask Janet a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Janet Ogweno    Jan 29, 2016

    I am very much thankful for all my lenders who keep on supporting me in terms of raising loans through this platform which has indeed enable me to move my business.

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  • Janet Ogweno    Jun 25, 2015

    Dear Zidisha Lenders!
    I do sincerely appreciate the loan i did receive of Kshs 24,577.00 on 24/06/2015.
    Regards.
    God Bless You.

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  • Janet Ogweno    Jun 23, 2015

    I would like to extend my sincere thanks to you all my lenders and the management and the VM Vincent Kenanda.

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  • Janet Ogweno    Jun 9, 2015

    Thanks to all my lenders, management team and also VM Vincent Kenanda for you overwhelming support so far.

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  • Vincent Kenanda    May 12, 2015

    Dear lenders and the engagement warm greetings to you and hope this finds you all well. I have just approached Janet Ogweno regarding the loan which is in arrears and we discovered a discrepancies in her repayment but I and the management discovered one of the payment Janet make was cancelled by the MPesa system but Janet will be repaying this balance end of this week.

    Regards

    Vincent VM Kenya

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  • Janet Ogweno    Apr 21, 2015

    Hey lenders and management team, am so much grateful for the opportunity for you to lend me again and I managed to get my maize inventory as budgeted and am happy that my loan is repaid in time although I was late my previous loan and therefore my credit limit was decreased but hope I will make it.

    Thank you all and wish you all the best.

    Regards

    Janet

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  • Jeremiah Njui    Feb 27, 2015

    keep up the good work you are doing the future is bright wiht zidisha

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  • Janet Ogweno    Jan 13, 2015

    Hi Lenders and the zidisha community, happy new 2015. I am really sorry that i delayed to repay back in time that the thing which lead me to reduce my credit limit and the parentage as well due to circumstances that underwent which was above my control.

    I promise to be always repay in time as usual and thank you all.

    Janet

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  • Vincent Kenanda    Jan 12, 2015

    Dear lenders and management,
    I have just spoke to Janet Ogweno this evening over the phone and she has agreed with me that she will be clearing her zidisha loan in arrears this evening and she has apologized the delay since she not hoped for it and it was unavoidable.

    Thank you all for the patience as she clear the loan today.

    Regards
    Vincent VM Kenya

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  • Vincent Kenanda    Jan 9, 2015

    Dear Lenders and management
    I had a discussion talk with Janet Oweno yesterday about the loan repayment but she informed me that she is working out to resolve the matter as soon as possible, so kindly she has requested your apologies as she sort out the issues, and this just happened due to school fees .
    Regards
    Vincent VM Kenya

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  • Vincent Kenanda    Dec 4, 2014

    Dear Lenders and the management,
    This is a quick note that Janet Ogweno has been going through hard time and she has been unable to raise money that she could not manage to make her loan repayments as scheduled, kindly she has apologized and requested to be given sometime this week while she is working hard to resume normally,

    Regards
    Vincent VM Kenya

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  • Vincent Kenanda    Nov 6, 2014

    Dear lenders for Janet Ogweno,
    I have good time of talking to her concerning her zidisha loan arrears and she told me that she feels so sorry that she missed to repay as rescheduled due to that she had put all her capital and profit to the business as we are approaching the end year holiday occasions, but she has promised me that she will resume back normally next week. This week she is working out to raise money that could enable to make repayments without missing other scheduled repayments a head.

    Regards
    Vincent VM Kenya

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  • Vincent Kenanda    Oct 28, 2014

    Dear Zidisha Team.
    I have managed to meet with Janet Ogweno today and we had to talk of the zidisha loan and more about the business, she told me that much of her capital and the loan she got she invested all in the business as we are approaching December holidays so she was requesting all her lenders to be patient as she is adjusting her income profit as the start of this end month she will resume repaying normally as scheduled.

    Regards
    Vincent VM Kenya

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  • Vincent Kenanda    May 3, 2014

    Hello Zidisha Fraternity,
    Have ringed Janet Ogweno this evening and she has confirmed to me that she managed to make her loan repayment yesterday and therefore once the Zidisha management updates her account will reflect the same soon.
    Regards
    Vincent – VM Kenya

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  • Janet Ogweno    Apr 19, 2014

    Thank you Alretz

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  • alretz    Apr 18, 2014

    I was pleased to loan you the last $1.29, good luck with your business!

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