Lucy

Mtwapa, Kenya

15% repaid

Entrepreneur

Name

Lucy

Member since

January 2013

On-time repayments

11 installments  •  9%

About Me

my names are Lucy njoki ndiritu. i live in mtwapa Mombasa Kenya. in the north coast region. am a mother and single parent of four children. the first born she is a girl and she is called Joyce and she is eighteen years of age the second born she also a girl at the age seventeen years of age and she is called Clarisse . the third she is also a girl and she is called faith and she is ten years old. the fourth born he is a boy aged five years of age and he is called Caleb.they are all in school and l live with them as well as taking care of them in schooling payments. Gladys she is the one who is in high school for now the other two they did finished their school and now they are at home looking for a job so that they can start their own life. i have no any occupation what i do is business am doing business only so am a business woman here in mtwapa. my education background is form three of Kenya secondary education this means i could not manage to fully complete my secondary level and this is due for the lack of financial background there for i had to drop out from school at form three. i started this business because i wanted to earn for some money so that i can be able to cutter for my daily needs as well as for my family. with the earning from my business i do purchase things for my family and even paying of school fees for my children and providing of food to the family. this means i take ksh 3,000 paying for house rent for me and for my family. i take ksh 4,500 this is for a stock of food for one one month for my family. and i take ksh 9,000 to pay school fees for my girl who s in high school school fees per term. and the rest i increase my stock of goods into my business to to be cooked and sell to my clients.

My Business

my business is a restaurant of foods here in mtwapa. i have a restaurant between Mombasa malindi highway its near the main road. and i sell different types of foods to my clients these foods includes pilau, rice ugali githeri mthokoi ngima beans chapati spinach cabbage birian and many more. i also sell coca cola products such as sodas.the demand of this goods here is very high having considered the site of this business is a very busy place where most of the people they are coming to my restaurant to eat food so the demand is very high.my customers prefer my foods and coming into my restaurant because my foods are delicious my restaurant is very clean and my prices are reasonable to all the people and this is why the secret how people like coming to my restaurant my monthly running cost is Kenya shillings 45,000. and my monthly sales revenues is Kenya shillings 95.000.my monthly profit now is Kenya shillings 50,000 so when given this loan from zidisha i can be able to pay the loan without problem.

Loan Proposal

many thanks to zidisha team. am proud of you for well job done. with this loan now am going to expand my restaurant a little bit so that i can be able to accommodate more clients into my restaurant and i will also add some more chairs and tables then the rest i will buy wheat flour maize flour cocking oils and beans this will be able to make me in a better position to sell have more clients at the same time and sell more foods to my clients.which will raise my earnings and profit into my business.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$500.00

Date disbursed

Feb 17, 2013

Repayment status

Late

Projected term

12 months

Lenders

EricDWalters

Rochester, Mn, Usa, United States

KYLE LARSON

Little Falls, United States

investor

Candiac, Canada

davelowe100

Perryville, United States

S

SeeBiscuit

Reston, United States

B

Bpryse

Long beach, United States

F

Fiodal

Helsinki, Finland

W

Walekkelson

Brisbane, Australia

T

ToddK

Indianapolis, IN, USA, United States

beverly

Vancouver, Canada

B

Bavarian

Bavaria, Germany

T

tonilends

catalonia is not:, Spain

Sundstroms

Falun, Sweden

MajesticLight

Harrisonburg, United States

Caddis14

Heber City, United States

L

ldworld

Idaho, United States

P

pedromaster88

torra pallavicina, Italy

M

mhalme

Uusimaa, Finland

ads68

Melbourne, Australia

J

JakeK

Melbourne, Australia

donnita

Saltspring Island, Canada

MillerClark

London, United Kingdom

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