Materials for business training seminars

Charles

Nairobi, Kenya

32% repaid

Entrepreneur

Name

Charles

Member since

April 2014

On-time repayments

120 installments  •  58%

About Me

I am Charles Butiko, a Kenyan Development Consultant (and trainer), with a background in engineering, business management & entrepreneurship, and environmental management. I am a social chain entrepreneur with interests in chemical & food technology, agribusiness, renewable energy &environmental conservation, education, research, and cottage industrialization. I work through both business, and community development models, which enable me work with
several people, schools, government institutions, non-governmental
organizations, and private enterprise.I am an innovator, a thinker and enjoy providing solutions to people's challenges. I also serve as a motivational speaker
during community development forums. Through Integrated Development program, I launched a number of 'community development initiatives' including 'integrated sustainable development practical life skills program'. Through this, I am constantly getting opportunities to empower groups and individuals.

My hobbies are traveling, discussing issues, and meeting and making new friends. I am very passionate about our recent 'sustainable practical life skills program' for community. We started with training groups and individuals how to make, package and brand sanitation & beauty products like soap, hair shampoo, disinfectants, and organic home-made insecticides. We then source raw material for them and offer technical support during their project work. This has received an overwhelming response and I can see it grow wider since we plan to introduce other modules in food technology, renewable energy technology, water technology, and organic/herbal health solutions.

My Business

I work as a development consultant, researcher, social entrepreneur, and community development leader, and motivational speaker. Through Integrated Development Agency, I have teamed up with others to create a difference in people's lives by partnering with various organizations to initiate the integrated development program which works and proposes to continue working in various sectors.

Our most interesting programme is the 'integrated sustainable practical skills programme'. This program has modules premised on different sectors like: sanitation, beauty, food technology, renewable energy technology, organic/herbal health, and business improvement. Sample practical modules include: how to make & package soap, hair shampoo, disinfectants (under sanitation); glycerine, lotions, creams, beauty soaps, other (beauty); yoghurt, ice cream, jam, tomato sauce, chilli sauce (food technology); biogas, biodiesel, energy briquettes (renewable energy); herbal health solutions (health); business plans, project proposals, strategic plans( business improvement). We organize training forums and charge at least USD 3 per head. We can serve at least 50 attendants per session and hold at least 2 sessions per week. Thereafter we supply raw material to all interested in making the products from home. This program is picking up well and complements my income from selling products like: soap, shampoo, glycerine, disinfectants, honey, and from other talks. I have also partnered with a firm to supply secondary school students with scientific calculators at subsidized costs (the subsidy is a benefit on costing based on bulk order discounts) early 2016.

Loan Proposal

I am borrowing USD 640 to support our integrated sustainable practical skills programme', the training program. This program has modules premised on different sectors like: sanitation, beauty, food technology, renewable energy technology, organic/herbal health, and business improvement. Sample practical modules include: how to make & package soap, hair shampoo, disinfectants (under sanitation); glycerine, lotions, creams, beauty soaps, other (beauty); yoghurt, ice cream, jam, tomato sauce, chilli sauce (food technology); biogas, biodiesel, energy briquettes (renewable energy); herbal health solutions (health); business plans, project proposals, strategic plans( business improvement). We organize training forums and charge at least USD 3 per head. We can serve at least 50 attendants per session and hold at least 2 sessions per week, giving an average earning of USD 300 per week in training. To add on that, we also make income supplying raw material to all trainees interested in starting to make stuff from home! We are currently making around 150 USD profit per week for raw material supplies. What is limiting is that we juggle between expenses and raw materials hence the need for the loan. What is interesting is that individual and group entrepreneurs are getting interested in different neighboring regions. We started with Western part of Kenya but we are proceeding to other parts of the country as well.

With USD 640 we will use as follows:
1. publicity expenditure and travel to organize more forums- USD 150
2. buy more raw materials to sell to trainees - USD 300
3. stationery (e.g certificates, other) -USD 100
4. meals for organizers - USD 50

With this funding, we project an average current gross margin of around USD 500 per week, which is enough to pay ourselves and repay the loan amount.
I also do other businesses like selling end products like: soap, hair shampoo, glycerine, disinfectants, insecticides, honey, lotions, beauty soaps, other. This line of income plus that from motivational talks can cushion the repayment plan in case of any delays.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$640.00

Date disbursed

Dec 24, 2015

Repayment status

Late

Projected term

14 months

Lenders

WormaldTSG

Rydalmere, Australia

S

SvenWaage

Stavanger, Norway

T

thebonseung

Republic of Korea

J

johnrmeier

United States

P

patrice70

United Arab Emirates

P

patrice69

United Arab Emirates

P

patrice71

United Arab Emirates

P

patrice75

United Arab Emirates

P

patrice80

United Arab Emirates

P

patrice73

United Arab Emirates

P

patrice77

United Arab Emirates

P

patrice78

United Arab Emirates

P

patrice74

United Arab Emirates

P

patrice79

United Arab Emirates

P

patrice72

United Arab Emirates

P

patrice76

United Arab Emirates

P

patrice81

United Arab Emirates

P

patrice88

United Arab Emirates

P

patrice89

United Arab Emirates

P

patrice82

United Arab Emirates

P8

patrice 86

United Arab Emirates

P

patrice84

United Arab Emirates

P

patrice87

United Arab Emirates

P

patrice83

United Arab Emirates

Ask Charles a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Summary

Amount repaid

$214.72

Amount remaining

$458.00

Expected completion

Mar 19, 2017

Status

Repaying late

Installment amount

$10.00

Repayment History

Expected Payments Actual Payments
Jan 3, 2016 $49.00 Jan 3, 2016 $49.00
Jan 10, 2016 $10.00 Jan 9, 2016 $10.00
Jan 17, 2016 $10.00 Jan 17, 2016 $10.00
Jan 24, 2016 $10.00 Jan 23, 2016 $10.00
Jan 31, 2016 $10.00 Jan 30, 2016 $10.00
Feb 7, 2016 $10.00 Feb 6, 2016 $10.00
Feb 14, 2016 $10.00 Feb 13, 2016 $10.00
Feb 21, 2016 $10.00 Feb 21, 2016 $10.00
Feb 28, 2016 $10.00 Feb 28, 2016 $10.00
Mar 6, 2016 $10.00 Mar 5, 2016 $10.00
Mar 13, 2016 $10.00 Mar 13, 2016 $10.00
Mar 20, 2016 $10.00 Mar 23, 2016 $10.00
Mar 27, 2016 $10.00 Mar 27, 2016 $10.00
Apr 3, 2016 $10.00 Apr 3, 2016 $10.00
Apr 10, 2016 $10.00 Oct 4, 2019 $2.00
Nov 20, 2019 $3.50
Jun 25, 2021 $4.50
Apr 17, 2016 $10.00 Jun 25, 2021 $0.50
Oct 20, 2021 $5.00
Apr 22, 2022 $4.50
Apr 24, 2016 $10.00 Apr 22, 2022 $0.50
Jul 6, 2022 $3.50
Jul 30, 2022 $3.72
Sep 8, 2022 $2.28
May 1, 2016 $10.00 Sep 8, 2022 $0.72
Oct 12, 2022 $5.00
May 8, 2016 $10.00
May 15, 2016 $10.00
May 22, 2016 $10.00
May 29, 2016 $10.00
Jun 5, 2016 $10.00
Jun 12, 2016 $10.00
Jun 19, 2016 $10.00
Jun 26, 2016 $10.00
Jul 3, 2016 $10.00
Jul 10, 2016 $10.00
Jul 17, 2016 $10.00
Jul 24, 2016 $10.00
Jul 31, 2016 $10.00
Aug 7, 2016 $10.00
Aug 14, 2016 $10.00
Aug 21, 2016 $10.00
Aug 28, 2016 $10.00
Sep 4, 2016 $10.00
Sep 11, 2016 $10.00
Sep 18, 2016 $10.00
Sep 25, 2016 $10.00
Oct 2, 2016 $10.00
Oct 9, 2016 $10.00
Oct 16, 2016 $10.00
Oct 23, 2016 $10.00
Oct 30, 2016 $10.00
Nov 6, 2016 $10.00
Nov 13, 2016 $10.00
Nov 20, 2016 $10.00
Nov 27, 2016 $10.00
Dec 4, 2016 $10.00
Dec 11, 2016 $10.00
Dec 18, 2016 $10.00
Dec 25, 2016 $10.00
Jan 1, 2017 $10.00
Jan 8, 2017 $10.00
Jan 15, 2017 $10.00
Jan 22, 2017 $10.00
Jan 29, 2017 $10.00
Feb 5, 2017 $10.00
Feb 12, 2017 $10.00
Feb 19, 2017 $10.00
Feb 26, 2017 $10.00
Mar 5, 2017 $10.00
Mar 12, 2017 $10.00
Mar 19, 2017 $3.72

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