Materials for hand crafted jewelry

Love Tosu

Tema, Ghana

69% repaid

Entrepreneur

Name

Love Tosu

Member since

May 2014

On-time repayments

125 installments  •  21%

About Me

My name is Love Tosu, from the Volta Region of Ghana. I am a widow with three children. I am a fashion designer and at the same time I make jewelries with locally made beads. I sew different types of clothes for both men and women an sometimes I also send some of my goods to Trade fairs both in Ghana and other African countries where I make lots of sales. My passion is to add value to the locally made African beads. In achieving this, I started weaving gold and silver plated copper wire with the locally made beads to make necklaces, earrings, and bracelets. As a single parent, this is the business I use to take care of my three children. Two of my children are in the university and the last one is in stage six.

My Business

I have a great passion in adding value to our locally made African beads. For this reason I currently weave gold and silver plated copper wire with our locally made African beads to make necklaces, earrings and bracelets. This value I added to the beads has made them useful in all occasions in Ghana. I sell these products at trade fairs both in Ghana and some few African countries. Some people also give me huge orders of jewelries when having occasions like weddings, engagements, parties, naming ceremonies, funerals, festivals, and the like. . My orders from my clients have increased now so with this loan I will be able to do more jewelry and also recruit more youth into studying the profession. This will create jobs for the youth as well.

Loan Proposal

I weave gold and silver plated copper wire with or locally made African beads to make necklaces, earrings and bracelets because of the great passion I have in adding value to our locally made African beads. This value I added to the beads has made them useful in all occasions in Ghana. I sell these products at trade fairs both in Ghana and some few African countries. Some people also give me huge orders of jewelries when having occasions like weddings, engagements, parties, naming ceremonies, funerals, festivals, and the like. The value i have added to these beads make them fit in every occasion in Ghana and other countries. The orders from my clients are increasing as the days go by because of the approaching Christmas celebration. With this loan I will be able to buy more materials to do more jewels in order to meet the demand of my clients. When I am able to meet their demands my relationship with them will also last. Not only that, but this will also in turn create jobs for the youth around.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$299.67

Date disbursed

Dec 18, 2014

Repayment status

Late

Projected term

27 months

Cost to entrepreneur

Lender interest: $299.67 at 7.55% annual rate over 27 months = $51.53

Service fee: $13.04

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