Materials for hand crafted jewelry

Love    Sep 29, 2015

Dear lenders,
I would love to reschedule my loan repayment because of the financial load. I have to pay the school fess of my two daughters alone. This has really drained me financially. I wish to readjust my loan repayment so that I would be on time in repaying. I greatly apologize for any inconvenience caused by my late repayment.
Thank you.

Kitty    Apr 22, 2015

Hello Love, thank you for the lovely letter, your beadwork is beautiful. I hope your business continues to do well, it deserves to. Best wishes.

Taylor Hanna    Apr 4, 2015

Dear Lenders,

I met Love recently at her home in Kpone, a neighborhood whose name I will probably never learn to properly pronounce, near Tema. She heard about Zidisha from her brother Benjamin last year and has been using loans to supplement her work with beaded jewelry.

Love’s designs incorporate a variety of influences – putting a modern and cosmopolitan twist on traditional African designs. She sources her beads and materials from as far as Nigeria, the Czech Republic, and China, but makes sure to feature traditional Ghanaian beads (like the ones on the bracelets, pictured) in every piece. She says her customers want to wear jewelry that feels modern and at home in the city but that recalls their heritage and, to stay ahead of trends, she gets inspiration online. Her most recent work involves twisting wire from China around African beads in intricate patterns (see images of necklaces).

Love has overcome significant challenges since her husband passed away nine years ago. Suddenly she needed to find a way to support three children as a single mother. So although she had a degree in fashion and worked as a seamstress, she branched out to incorporate and then focus on beadwork. Now the whole, artistically talented family gets involved. Her older children, 23 and 20, have started beadwork themselves. And her youngest daughter, 11-year-old Jasmine, often draws designs that they then create. (You can see some of her other drawings below.)
Zidisha has afforded Love the opportunity to purchase stocks of materials for her designs. Most of her work is made to order and often purchased on credit, with customers paying at the end of the month when they receive their salary. So having the ability to buy extra materials in advance has been a great help to Love’s business as she is putting her youngest child through school.

I know she is incredibly thankful for the support she has received from her lenders and looks forward to growing her business. I recently returned to Tema and was excited to get to visit Love again and purchase some jewelry for myself and family. I also have to credit “Mama Love’s” house as the first place I tried sobolo – a sweet and refreshing drink made with bissap leaves, water, and ginger.

Anyway, Love, thank you so much for taking the time to meet with me! It was a pleasure to meet you and Jasmine.

Thank you,

Taylor
Ghana Country Ambassador
Zidisha

Love    Mar 3, 2015

Sales of the hand crafted beads have reduced now because the festive seasons (christmas and new year celebrations) are over. Due to this I would like to reschedule my loan payment to GHC20 per week so that I can be on time in repayment. Thank you Zidisha, and lenders. I am grateful.

Kitty    Dec 18, 2014

Congratulations on being funded, best wishes for the success of your business

Joyce    Dec 11, 2014

Don't loose hope sister, your loan will be funded in time.

Joyce    Dec 11, 2014

Hae Tosu.Hope you are doing well, just logged in to Zidisha and landed on your business profile.You are doing a great job.Keep up the good spirit.May the Lord bless the works of your hands and grant you customers from all corners.

Sarnia Cherie Ralsto    Dec 11, 2014

Wishing you all the best with your business. Let the creativity flow and enjoy.

Love    Dec 8, 2014

Thank you lenders for your help and patience. I am very sorry for the long silence on appreciation. Notwithstanding, I am very grateful for all your outstanding help and encouragement through my times of difficulties. I was going through a restructuring process in my business plan, though the same business and I hope this time you will help me unconditionally like you have always done.Thank you

SeeMeeFi    Sep 25, 2014

Hello Love,
I'm so glad for you that you were able to complete your loan. You never gave up!! Your hard work and effort will always help you succeed.

Taylor Hanna    Sep 22, 2014

Dear Lenders,

I just wanted to let you know that one of Love's contacts has informed us that she has recently been having some health problems that has made repaying her loan on time rather difficult. We appreciate your patience and understanding and will let you know if we receive any updates.

Thank you,
Taylor, Zidisha Team

alretz    Aug 15, 2014

Your loan is 69% repaid so I think you can pay the last little bit as you like, I'll give you a good comment however things turn out.

Love    Aug 15, 2014

i humbly ask the great team of zidisha to consider this request of mine to reschedule the payment of this current loan i took, i have been late with my weekly payments and this is as a result of the cost of the materials i estimated, instead if the earlier price i had it was increased to another higher price and it really disturbed me ,i have done the possible best in my power to be able to raise my business by careful thinking smart work, i will want the loan to be resheduled to suit the current situation i find myself. finally i beseech the authorities here to kindly let my default affect my credit limit since i will need extra cash to be able to buy more materials to aid my work. i hope my humble request be accepted in good fate

Love    Aug 9, 2014

hello SEEMEEFI sorry for the late reply, am actually not having the materials at the price given me earlier and this has caused my business turn up value to be reduced, nevertheless i am working hard to redeem the loan on time. also my invite Benjamin Ghansah has asked me to reschedule the loan to be able to pay on time so after this message we will do that, thanks to he the team for having patience with me,am convinced that this is actually a helping hand organization.Am highly grateful

SeeMeeFi    Jul 29, 2014

How is your business going? Were you able to purchase some of the copper wire at wholesale prices? That will help increase your profits. Keep at it! We are all here to support you!!

Love    Jul 2, 2014

Thank you for having faith in my handicraft to give me support. God bless you all my lenders

SeeMeeFi    Jul 2, 2014

Hello Love,
Congratulations on your jewelry business! I wish you and your family all the best in the future!

grahamfamily    Jun 25, 2014

You make beautiful jewellery - good luck with your business

• Love    Jun 30, 2014

  Your compliment has encouraged me so much. Thanks for the support given me. I hope to expand my jewelry business from here. You can also order for some later. Am grateful i will make a special one also for the Family if you so ask. thank you once again

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Love    Jun 21, 2014

Love    Jun 21, 2014