Materials for my tailoring shop

About Me

I am Christine Musende Nalupya, from Zambia, Central Africa. I completed my secondary education plus tertiary education.I am a widow and a mother of 5 children, 3 girls and 2 boys. My husband died 10 years ago and I have devoted my life to taking care, educate and nurture my children into responsible persons. 2 of my girls have so far finished schools and college and are working. My third born girl, just completed college last year and is looking for employment. The last 2 boys are into college now. I also support my niece who is a double orphan, financially who recently completed a teaching course and now waiting to be deployed. We live in our own house which we bought together with my late husband. I also bought a plot and built 3 small flats which i have been slowly building up to window level. During my free time especially on Sundays, I go to church with my children, in the evenings, we sometimes take a walk and have meals out together. Once in a while we go for vacation locally if and when money available within my means so we can have funny together and build a strong bond. I also buy them gifts when and if I can afford. My son plays soccer during his free time with a local team, so we sometimes go to watch and support him when he is playing. I also have friends that I mingle with. We sometimes go out together, attend business meetings, go for movies etc. When I am home, I like cooking and trying out new dishes for the family, when I am free, I play chess with my brother who is an expert. I am planning to join a bowling club to keep fit and to meet new people and mingle with them.

My Business

I bought the plot with my pension money from the benefits I got from my job as a nurse. From the same money, I reserved some to start a shop at a market trading in goods like grocery. There were many shops trading in the same things I was trading into as such competition was stiff, so I decided to go into tailoring. I had some knowledge about fashion and designing. I learnt this from my cousin who used to run a tailoring shop at his home and I would go there to learn how to design and tailor.I started this shop in 2016, in February. People started bringing in their materials and I would charge them labour. Later on I started buying clothes with African prints and making suits for women and men's shirts. My business was growing but at a slow pace due to inadequate funds and so my friend Nalishebo Muyunda invited me to join Zidisha which I did and I am so grateful to her and to Zidisha too. My business keeps growing and I owe this to my lenders and Zidisha as an organisation which has made it possible for me and other people access funding to grow our businesses.

Loan Proposal

Dear Zidisha. I am hereby applying for another loan to increase my capital so that I can cater for a cross section of people as. I have now increased the number of my customers and I owe this to Zidisha to enable me become a borrower to grow my business. From the money I borrowed, I bought a good second hand industrial machine at a cost of $350,from the money i saved and I have managed to employ a worker to help me meet the increasing needs of the customers. I even managed to pay for my son's college fees. When schools opened I bought school socks for school children and donated at a government school so that they distribute to the less privileged children. My business is growing and I want to work hard and employ another worker so I don't have pressure from our customers. Next month October 24 th, we celebrate our independence anniversary and I want to take this opportunity to put aside money for orders of independece attire. So with this loan i am applying i want to buy materials worth $ 300 so that I buy chitenge materials and design different attires for both children and women. I hope to make a profit of about $150 which i will reinvest in my business. Around this time, a lot of people bring their cloths and other materials to be sown into independence regalia for celebrations hence I need this loan. I will be very grateful if my proposal will be considered. Thank u to Zidisha and the Lenders in advance.