Megan photoshop

Gira

Nairobi, Kenya

100% repaid

Entrepreneur

Name

Gira

Member since

February 2015

On-time repayments

249 installments  •  78%

About Me

graduation, I have not had any meaningful employment. This is due to the high rate of unemployment in the country. I have help sales positions in some few small companies, and that gave me the confidence

My Business

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Loan Proposal

I run a photo studio where I take photo shoots. With my last loan, I managed to expand the business and opened a new branch. The new place is doing well. I managed to furnish it properly; however, I will still need to add some more classy furniture. In addition, I need some new photo processors. This is to improve on the quality of photos. I came to this realization especially when it comes to wedding shootouts which are a onetime event with a lot of memories. For this reason, my clients demand utmost good quality.
I have done some market research and identified some of the equipment I will need for the improvement I wish. To achieve the quality demanded, I will need a new photo processor, a new set of studio lights and improved lens for my camera. I approximate these to cost me around $1,070. On acquisition of this equipment, I can confidently project my weekly income increase by a figure of $35 from the current. This translates to a total weekly income of about $185.
I am therefore applying for a loan of $1,070. I hope you will conceder my loan application as with my projected income, I am certain to pay a weekly installment of $20 comfortably.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,056.00

Date disbursed

Nov 18, 2017

Repayment status

On Time

Projected term

14 months

Lenders

M

marvin24

Giessen, Germany

C

Christian

Saarbruecken, Germany

D

Delph007

Den Haag, Netherlands

Elinor

Maple Lake, MN, United States

BelleStarr

Albuquerque, United States

M

Meckel

Boulder, United States

P

phangsang

Seattle, United States

cyrus0302

San Francisco, United States

YB Song

Seoul, Republic of Korea

AltruisticSelfishnes

Chicago, United States

E

erozlum

Istanbul, Turkey

P

ploeger

Perkasie, United States

ErikN

Stockholm, Sweden

T

tloureiro

Pfungstadt, Germany

T

Tallago3

Munich, Germany

R

Roman

Barcelona, Spain

Pere

Barcelona, Spain

johnandmoliehi

Canton, New York, United States

T

ToddK

Indianapolis, IN, USA, United States

rodcul

Altea, Spain

Kate4Good

Washington, United States

BJ

Brandon Joz

North Carolina, United States

Catherine68

Boyle, Ireland

A

Angela

Heide, Germany

A

AlexCheng

Seattle, United States

L

lujabe

Melbourne, Australia

Krtecek

Balzers, Liechtenstein

Tavin

Ottawa, Canada

J

jared4

parowan, United States

F

fisaire

Ithaca, United States

S

SlyDoh

Tomball, Tx, United States

Cloudways

Malta, Malta

J

jzidi

Los Angeles, United States

P

PhilACK

Brampton, Canada

S

SvenWaage

Stavanger, Norway

dhulsterwim

LIER, Belgium

P

PetrusR

balmoral, Australia

rfriedenberg

New Jersey, United States

E

erogers

Vancouver, Canada

nakamura

United States

A

alkemyst

Geneve, Switzerland

hugomesser

Blokker, Netherlands

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

T

Taupe

Balzers, Liechtenstein

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

M

marcmesich

Kaohsiung, Taiwan

numbat

Perth, Australia

F

Forfex

Zurich, Switzerland

P

Pavane

Kungsbacka, Sweden

JonB

London, United Kingdom

90803

Long Beach, United States

ibc123

Seattle, United States

H

Haavard

Bergen, Norway

zZola

Gilford, United States

mikeice

Kohler, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

H

hambunny

Manchester, United Kingdom

I

ImSirFing

United States

sderickson

Berkeley, CA, United States

M

Malibu

Westwood, United States

P

payette

Ottawa, Canada

D

drorm

United States

raychieng

Sibu, Malaysia

M

Mal57

Australia

G

gerard

Netherlands

F

FSO

Canada

P

plhughes

United States

S

sjoerd

Netherlands

M

merk85

United States

K

Kber9156

North Parramatta, Australia

joshuacollinson

Vienna, Austria

mepster

San Francisco, Ca, United States

johnhudson

Washington, DC, United States

SP

Stephen Phillips

Southampton, United Kingdom, United Kingdom

P

PeterDG

United Kingdom

B

bscent

Hong Kong

B

blambert

United States

V

vbud

United States

S

sarahb

United States

R

reganbrian

United States

T

Tim47

United States

M

Medagan

San Franciso, United States

K

kennychit

United States

J

jocor

Germany

Michel Bavin

Antwerp Area, Belgium

N

Nicolaas

Doha, Qatar

TheGoodData

London, United Kingdom

SuperMario28

Cudahy, United States

Robert Long III

Bridgman, MI, United States

R

ross22

United States

K

Kelly729

United States

A

andreab

United States

J

jamdal

Australia

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

SK

Sebastian Krohn

Amsterdam, Netherlands

UD

Ulf D

Frankfurt am Main, Germany

M

Marcus86257

United States

P

PC

United States

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Villa Maria Outliers

Montreal, Canada

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

T

Teresa

Australia

W

Wade

United States

Matt B

Stratford Upon Avon, United Kingdom

JD

Jo Dane

Melbourne, Australia

Jake Badger

Roskilde, Denmark

PC

Patrick Clavette

Hartford, Wisconsin, United States

JM

John Meserve

United States

Deb Fox

Melbourne, Australia

KO

Kevin OBrien

Denver, CO USA, United States

JC

Jethro Carr

Wellington, New Zealand

F

Fleurnegra

United States

Max Lettenberger

Madison, WI, United States

Kevin

San Francisco, United States

Pedro Lopez

United States

Cameron Graham

Nashville, TN, United States

JD

Jeff DePree

United States

DS

Donna Sbisa

United States

George

Corvallis, Oregon, United States

ME

Manaal Eisa

Washington DC, United States

A

A

United States

CNV

United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Framework Eyewear

Utrecht, Netherlands

Martin Nielsen

Aarhus, Denmark

PG

Paul Graham

United States

RV

Rob Van Dam

United States

N

Nick

United States

E

eriklonnroth

United Kingdom

A

Allie

Australia

Paul Smithson

Leeds, United Kingdom

Rosario von Li

San Jose, Ca, United States

A

Andrei

United States

Eugen Stamm

Zurich, Switzerland

Christopher Hey

Sudbury, Canada

T

Tucker

United States

AG

abel ghita

Bucharest, Romania, Italy

R

Ryan

United States

Elise E

United States

S

Siadus

United States

MT

Marco Tietz

United States

P

Patrick

Australia

Y

YTSJ

London, United Kingdom

K

Katka

St Albans, United Kingdom

I

isaac

United Kingdom

Jes-c

United States

RG

Ravi Gadad

United States

Bill Ballew

Kansas City, Missouri, United States

JA

Jan Andresen

Hamburg, Germany

Sinan Taifour

Munich, Germany, Germany

J

jeananne

United States

K

Katharina

Germany, Germany

E

Erik

Frankfurt/Main, Germany

Benjamin Kniaz

Boston, United States

WS

Warren Shen

United States

ES

Evan Simons

United States

JA

Joshua Axtell

United States

MC

Mike Collura

United States

E

Eric

Canada

A

Anonymous

United States

Thomas Naimoli

United States

VC

Victor Chong

United States

KL

Karen L Brown

United States

R

Ralf

Germany

BP

Bill Piper

United States

D

Dalton

San Francisco, United States

HCPSPIRIT

Helsinki, Finland

Dean Suminski

Portland, Oregon, United States

Colin Marks

London, United Kingdom

Adam Fraser

Cambridge, United Kingdom

GS

Gary Sinard

Franklin, TN, United States

M

Mack

Harbor, Oregon, United States

R

RMIM

United States

A

Aaron

United States

MM

Mike McGary

United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

WC

Walter Clarke

Phoenix, United States

Paul Buchheit

Mountain View, United States

JC

Jordanna Chord

Kirkland, WA, United States

Tyler Metcalf

Utah, United States

Annie

New York, NY, United States

B

Bartl

United States

daniel

maryborough, Australia

AB

Ashira Blazer

United States

BA

Burf and Patsy

St. John's, Canada

HB

Hugo Boss

United Kingdom

A

Anonymous

United States

TW

Tom Wiegand

United States

L

Laea

Canada

BB

Brad Brunz

United States

DH

Don Hammond

United States

AK

Aleks Kovski

United States

JF

Jon Freach

United States

M

Mushbugg

United States

PL

Peter Lim

New Zealand

Tracie Rathsack

Baltimore, MD, United States

sbdoc

Reno, United States

K

Khoa

United States

Metalfreund

Berlin, Germany

JO

Jeff OHaleck

Seattle, United States

PA

Peter A

New York City, United States

CP

Carina Paton

United States

P

Paul

Germany

MH

Matt Hodges

United Kingdom

Remo

Switzerland

Ask Gira a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Please log in to comment.

  • Janice    Nov 27, 2020

    His business is not doing fine due to covid pandemic and this he will be adjusting his loan accordingly.

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  • Timothy    Oct 14, 2020

    I called two of Okwaye's references and informed them to reach him and talk to him about repayment of Zidisha loan.

    Log in to reply • Share
  • Gira    Sep 18, 2020

    Business is really bad due to COVID-19

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  • Wilberforce    Sep 4, 2020

    I have called Okwaye,he's acting in a cunning way by not receiving calls. I had to call one of his referees to pass the message

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  • Wilberforce    Aug 21, 2020

    I have again called Gira Okwaye, he's not picking my calls. I has to call some of his referees who promised to pass the message of loan repayment.

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  • Wilberforce    Aug 6, 2020

    I have called Gira Okwaye, he is unreachable. I had to pass the message to one of his referees.

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  • Gira    Aug 1, 2020

    The effects of COVID-19 are still affecting business

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  • Wilberforce    Jul 31, 2020

    I have engaged Okwaye and he asked to pay his overdue instalment of Ksh.4,050 by tomorrow(01st Aug,2020) afternoon.

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  • Wilberforce    Jul 24, 2020

    I have called Gira, he has promised to pay his overdue instalment by end of business today.

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  • Gira    Jun 18, 2020

    Business is really low due to a travel restriction, Lock-down and Curfew put in place by the Government

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  • Wilberforce    Jun 17, 2020

    I called Gira and promised to reschedule his weekly loan repayments dates to fit his budget

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  • Janet    May 10, 2020

    I was able to speak with Gira, he said business is down at the moment. I advised him to adjust his weekly schedule payments to an amount he can afford till the situation improves.

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  • Eunice Atieno    Apr 23, 2020

    This member is having financial hitch at the moment due to slowing down of his business income.Promised to settle his dues soon and report his business progress to lenders.

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  • Robinson    Mar 8, 2020

    Gira promised that he is going to repay his loan overdues soon, he is only having a few challenges for now.

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  • Gira    Jan 24, 2020

    The year has started on a slow note, but we hope it will pick up soon

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  • Robinson    Jan 18, 2020

    Gira didn't know when his first installment was due. So we agreed that he starts making payments next week.

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  • Gira    Dec 20, 2019

    Greetings,
    Thank you lenders for your assistance since the beginning and standing with me till now.
    This loan will go a long way with the initial setup costs of the new business.
    Thank you once again

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  • Rdcmole    Dec 19, 2019

    Good luck and best wishes for you and your business.

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  • Theo    Dec 13, 2019

    Good Business!

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  • Mary    Dec 12, 2019

    Diversifying your business is a key to success Gira. With Zidisha I hope to see you own a whole fleet of motorbikes!

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