Melon farming

Mary

Mtwapa, Kenya

53% repaid

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How it Works

Entrepreneur

Name

Mary

Member since

June 2016

On-time repayments

254 installments • 71%

About Me

I am the second born in a family of six I completed my high school in the year 1995 did a course in computer, accounting and thereafter a diploma course in Business management .In my childhood days i would say it was quite different and unique compared to now days. Those were the days when playing was enjoyable, i remember playing all sorts of games including cooking using small home made jikos and thats why am a great cook since i was always played the role of a mother.The idea of starting the business came about when we acquired a family land in Shimba hills and we saw a great opportunity in opening an agrovet since we realized farming was a core activity in the area. I would say Coast people have a culture of the they own and they still uphold and value so much about they culture, for example circumcision which they do after the child is a week old unlike in our culture where i came from. My daughter who is in form three wants to be a mechanical Engineer while my son is who is in class eight wants to be a lawyer and the last is still very young. I love travelling alot.
Lastly i live in Mtwapa just a few metres from Kenol Petrol station which is located along Mombasa Malindi highway.

My Business

My business is an Agrovet which is a family business that has been running over five years now and we deal with agro chemicals, fertilizers, veterinary products and farm inputs. The goods we sell are useful because of the location of my business, which in Shimba hills Kwale County keeping in mind that this is a location where most people depend on farming as they daily activity. Generally the profit we make we reinvest in the business and for our family upkeep including school fees and general expenses. I am also employed as an office Secretary at Shaluma Enterprises which is located in Nyali, Mombasa dealing with transport and construction. But basically my biggest income comes from the business as to compared to my monthly salary.

Loan Proposal

Hello Lenders,
I wish to do farming and i am planning to plant Water melons because it is highly marketable.
My budget for water melon farming on a two acre farm is as follows;

i) Land preparations ( 2 acres) ploughing and weeding - Kshs 20,000/= Approx
200Usd.
ii) Hybrid seeds 1 kg Sukari F1- Kshs 25,000/= Approx 250 Usd
iii) Dap fertilizer 2 bags of 50kgs - Kshs 7,000/= Approx 70Usd
iv) Agro chemicals ( Fungicides and pesticides) @Kshs 5,000/= Approx 50Usd
v) Labour @ Kshs 20,000/= Approx 150Usd
vi) Miscellenious Kshs 3,000/= Approx 30Usd
Total amount Kshs 80,000/= Approx 800Usd.
I will be able to benefit since i will make good profit from the sales and also to the community my project will provide labour and also farmers will be able to learn more about water melon farming.
Normally an acre can produce an average of 15,000-25,000 kilograms depending on the farm management and other factors. The price varies from Kshs 10-15 at the farm. Going by the low production of 15,000 kgs per acre, the total production will be 30,000kgs@kshs10per kg i will expect a return of Kshs300,000/=.
The profit expected for the 2 acres water melon will be Kshs 220,000/=.

Looking forward for your financial support so that i can start my project.

Kind regards,
Mary.