Adding stock of fishes and selling cake and biscuit in preparation of Ramadhan and Hari Raya

Heni Iswandi

Palembang, Indonesia

100% repaid

Entrepreneur

Name

Heni Iswandi

Location

Palembang, Indonesia

On-time repayments

294 weekly installments  •  95%

About Me

My name is Heni, I was born and raised in Palembang. My husband is Iswandi, he was born and raised in Medan. We both come from a modest family, who values hard work. We have 2 daughters, 13 years old and 8 years old. We are currently living with my parents, though we really want to have our own house. At home, I am selling multiple products online, such as clothes, bag, and cell phone. My husband works in wet market, selling fresh fishes and frozen food. We need additional capital to expand our business. I hope through Zidisha, we can fulfill our dream.

My Business

We sell fish and other frozen foods in the traditional market. The working capital that we need per day is a minimum of IDR 5,000,000. Luckily, we can get profit of 10-25% per day. Hence, we need Zidisha to help us adding more varieties of fish, in order to be able to increase our sales turnover. We hope that from this, we will be able to meet our needs. Thanks in advance.

Loan Proposal

To prepare for the upcoming Ramadhan and Hari Raya, we need more stock of fishes. I also sell cake and biscuit via online and offline for Hari Raya.
In addition, I would use the loan to pay for my children's school needs

Show original Bahasa Indonesia  

About Me

Nama saya heni lahir dan besar di palembang, suami saya iswandi lahir dan besar diMedan kami berasal dari keluarga sederhana dan pekerja keras. kami memiliki 2 anak perempuan, yang pertama berumur 16tahun kelas 3 SMA dan yang kedua berumur 11 tahun kelas 1 SMP, kami tinggal dirumah orang tua kami. Kami ingin sekali memiliki rumah sendiri agar bisa mandiri. Saya sekarang bekerja di wedding decoration selain itu saya juga ber jualan secara online, barang yang saya jual beragam mulai dari pakaian, tas dan handphone, sedang suami saya berjualan ikan di pasar tradisional dengan menyewa lapak kepada pengelola pasar. Dirumah kami juga memelihara ayam kampung, Kami memerlukan tambahan modal yang tidak sedikit untuk usaha kami terutama usaha suami saya. dan membuat kandang ayam yang lebih besar agar bisa menampung ayam yang lebih banyak karena permintaan sudah mulai meningkat. Melalui Zidisha usaha kami sudah mulai berkembang. dan kami masih butuh zidisha untuk terus maju.Terima kasih

My Business

Suami saya berjualan di pasar tradisional di palembang. modal yang di perlukan setiap hari kurang lebih $700 setiap hari, biaya sewa lapak perhari $2, transportasi $1,5 perhari dan keperluan lain $1 perhari dengan keuntungan 10 - 20%perhari. ikan / seafood yang dijual biasanya dalam keadaan beku, sedangkan dipasar induk tempat kami membeli ikan tidak setiap hari pasokan ikan beku tersedia. untuk itu kami perlu tambahan modal untuk membeli banyak ikan/seafood beku untuk stok. agar kami bisa bejualan setiap hari tanpa takut kehabisan stok ikan. sedangkan saya mendapat gaji $112 perbulan dan jualan online dengan penghasilan kotor kurang lebih $50 pehari. barang barang yang saya jual beragam mulai dari pakaian tas dan handphone dengan keuntungan rata rata perhari $2 - $4. Dan untuk ternak ayam kami bisa jual 6 bulan sekali dengan keuntungan sekitar $100,
Kami ingin membuat kandang ayam yang lebih besar, dan membeli bibit ayam unggul agar bisa panen lebih cepat.

Loan Proposal

Untuk persiapanan dan menghadapi ramadhan dan juga idul fitri.
1. $200 akan Kami belikan ikan/seafood beku. Untuk usaha suamu saya.
2. $200 akan kami belikan kue kering untuk saya jual kembali.
3. $200 lagi akan kami gunakan untuk keperluan anak anak sekolah yang sedang menghadapi tahun ajaran baru.

Feedback

3

None

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Loan Info

Project Type

Classic Loan

Disbursed amount

$621.99

Date disbursed

Jun 28, 2015

Repayment status

On Time

Projected term

10 months

Cost to entrepreneur

Service fee: $31.10

Lenders

IJAZBOF

Chihuahua, Mexico

M

marvin24

Giessen, Germany

C

Christian

Saarbruecken, Germany

Daniel

Hamburg, Germany

H

hickorynut

Hickory, United States

YB Song

Seoul, Republic of Korea

NhinSD

San Diego, United States

COOPITALIST

Toronto, Canada

P

peterczech

Farmingdale, United States

W

winfried

Seoul, Republic of Korea

LadyofHats

Hamburg, Germany

Ambrose

Calgary, Canada

F

FHult

Stockholm, Sweden

J

jgillard

Winchester, United Kingdom

johnandmoliehi

Canton, New York, United States

Zidisha

Sterling, United States

G

guenter

Bremen, Germany

PeteMx

Los Angeles CA,, United States

H

hwwijono

Jakarta, Indonesia

andreas

St. Georgen / Gusen, Austria

A

anonymous123

United States

H

hanh352

Homosassa, United States

indeh

London, United Kingdom

A

Alexandre

Sherbrooke, Canada

SeeMeeFi

Ontario, Canada

Myrar

Aarau, Switzerland

Ellwood

Wimborne, United Kingdom

R

robandcasey

JOHNS ISLAND, United States

mauroandmichelle

Montreal, Canada

M

Mark

Melbourne, Australia

C

Christine99

Vancouver, Canada

swendl

Iowa, United States

I

ijerkov

Zagreb, Croatia

trackpal

Brighton, United Kingdom

E

erogers

Vancouver, Canada

postnihilist

Honolulu, United States

B

BlackWolf

Lappeenranta, Finland

C

cardiff

Falls Church, United States

M

marcmesich

Kaohsiung, Taiwan

A

Andrii

Kiev, Ukraine

M

Masseman

Paris, France

W

wally

Torino, Italy

G

greendave

Manchester, United Kingdom

C

cocokathy

Brisbane, Australia

R

run426

DeBary, United States

D

Dutch_lender

Leiderdorp, Netherlands

xtrahardware

Cazenovia, United States

B

Bernsjx

Montreal, Canada

D

DogFort1

Sydney, Australia

Genady

Münich, Germany

O

OrientExpress

Tokyo, Japan

J

jumpfunky

Dortmund, Germany

barthez

Hamm, Germany

Sodermansb

Raleigh, NC, United States

P

pvranas

Boulder, United States

M

mzhope

Harrisburg, United States

R

richdullaghan

Encinitas, United States

J

jonastang

Hong Kong, Hong Kong

M

Mystery15

Winnipeg, Canada

D

Dianatalk

Netherlands

Z

zvrk2014

Brookline, MA, United States

A

axienjii

Amsterdam, United Kingdom

L

lamar

lamar colorado, United States

N

nilvehsm002

Boston, MA, United States

J

Jonas

Linköping, Sweden

Romojo

Paraparaumu, New Zealand

Justin

Connecticut, United States

J

JeffH

United States

T

theironbank

United States

Paul Buchheit

Mountain View, United States

S

Samhall8

Brandon, Canada

P

plhughes

United States

K

Kber9156

North Parramatta, Australia

A

AaltvM

Netherlands

Taylor Hanna

United States

B

blambert

United States

V

vrothba1

United States

V

vbud

United States

L

lmacks

United States

S

sarahb

United States

E

Erika

Buffalo, United States

K

kennychit

United States

P

prince85

United States

J

jocor

Germany

B

Bennphoto

United Kingdom

C

cocolo

United States

N

Nicolaas

Doha, Qatar

I

ident

Horsholm, Denmark

Y

Yanque

Madrid, Spain

D

dmorley

United States

P

pnrjulius

United States

SuperMario28

Cudahy, United States

Matthias Schulz

Berlin, Germany, Germany

Kyle Hoback

Jersey City, NJ, United States

R

ross22

United States

K

Kelly729

United States

E

Ejackson

United States

Valeria Cremonesi

Casalpusterlengo, Italy

Jansa

Oulu, Finland

SK

Sebastian Krohn

Amsterdam, Netherlands

Crystal Williams

San Diego, United States

Becky Thompson

Leeds, United Kingdom

A

Aaron

United States

UD

Ulf D

Frankfurt am Main, Germany

Peter R

Fulda, Germany

D

Daniel

Stuttgart, Germany

M

Malte

Munich, Germany

Issy

United Kingdom

Villa Maria Outliers

Montreal, Canada

RM

Robbie McCullagh

Waverton, Australia

C

carlos

United Kingdom

M

monty

Australia

Kostas

Montreal, Canada

TM

Theo Mbise

Switzerland

LB

Lily Bentley

United Kingdom

AA

Adam Atlas

Montreal, QC, Canada, Canada

SK

Scott Kregel

United States

Elias

Ulm, Germany

DR

Derek R

Australia

MW

Matt Willis

United States

WH

Walter Hill

United States

V

Vanessa

Gold Coast, Australia

T

Tarik

Ludwigshafen, Germany

MB

michael breen

United Kingdom

JM

John Meserve

United States

DF

Daniel Fehr-Krahn

Winnipeg, Canada

PR

peter reibold

United States

Kate Courteau

United States

L

linda

United States

Yustian Hartono

Singapore, Singapore

E

erica

antwerpen, Belgium

ME

Mike Engsberg

United States

JC

Jethro Carr

Wellington, New Zealand

ward

Netherlands

HB

Henry Bartram

United Kingdom

Max Lettenberger

Madison, WI, United States

Filip V

Czech Republic

Jani

Finland

Julia

United States

JT

JW Tabacchi

United States

RB

Richard Busby

United States

Kevin

San Francisco, United States

Crystal

Ohio, United States

M

Marc

Newcastle upon Tyne, United Kingdom

DB

Divya Bhat

United States

KD

Kent Don

United States

BS

Bruno Silva

United States

TS

Ted Suzman

United States

EB

Erica Brescia

United States

TP

Ted Power

United States

Jennifer Weber

Canandaigua, Ny, United States

Lisa Hendry

Cheltenham, UK, United Kingdom

V

Vivek

Arlington, VA, United States

Sandi Kaucic

Stow, Ohio, United States

Mouhamed

United States

kristina

Dneprodzerginsk, Ukraine

P

pcd

Philippines

N

Nikhil

United States

N

nprad

United States

Penny

Victoria, Canada, Canada

M

mohamed

South Africa

WL

Wil Lazo

United States

LD

Laura Dissen

United States

M

M

Hong Kong

RQ

Regan Quinn

United States

Caroline Cress

Seattle, WA, United States

TH

Taylor Hogan

United States

BB

Ben Bellows

United States

K

Kirouac

Augusta, Maine, United States

KM

Kaleb Merwin

United States

C

chryddi

United States

Solon Brown

Singapore, Singapore

DC

Dan Crosby

United States

Martin Nielsen

Aarhus, Denmark

A

Andrei

United Kingdom

M

Mart

United Kingdom

JW

John Walsh

Alicante, Spain., Spain

V

Varun

New Zealand

Christopher Hey

Sudbury, Canada

BE

Bob Ewing

United States

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