Develop selling pulses business

Andreas

Jakarta Barat, Indonesia

25% repaid

Entrepreneur

Name

Andreas

Member since

March 2014

On-time repayments

56 installments  •  55%

About Me

I am Andreas Pakel;37 years bachelor of Indonesian citizens. Working as forex (foreign exchange) trader free lance in a trade consultancy company public in Jakarta and because of this job income is uncertain just rely on commission and can not make my life financially secure at the age of 40 years, make me think had to do "breakthrough "so minimum when I getting older I have my own business that I can rely on as a source of retirement funds and funeral expenses me later.
I have no personal assets such as land, house or car as collateral to apply for a loan to the bank. I had tried to sell organs (kidneys) me to get capital for businesses, it was not easy to sell a kidney as I imagined and it didn't successful until now.

My Business

My income source is selling credit (pulses) for mobile phones and on line gaming vouchers with a capital of 35 USD; average per day I get a net gain of 1.4 USD. Additional income with higher incomes if I can get the client to manage their capital in order to get profit in general trade (in this case the exchange forex (foreign exchange) or futures exchange Indonesia http://www.bbj.co.id/jakarta-futures -exchange.html) .Commission that I probably can get could reach 139 per month. But the opportunity to earn additional income in this business is very difficult because besides requiring very large capital (21,000 USD). Trade forex (foreign exchange) is very dependent on the level of one's understanding of general trade this model which is a general trading non-physically very super risky high level of loss, even loss of capital is so great was only a matter of minutes or seconds, if one chose forex traders are not reliable. That's why in general people, especially people in Indonesia consider trading forex (foreign exchange) is the same as the gambling not the same as trade.

Loan Proposal

Credit limits of my second loan from Zidisha is $ 204. If the loan proposal succeed fully funded , the funds I will use as capital gain for the selling credit (pulses) mobile phones and on line gaming vouchers with the current capital of $ 35; average per day I get a net gain of $ 1.4. Automatically if my selling pulses' capital increases, it will be able to increase my profit potential up to $ 5.20 per day. Capital gain influence can increase my daily income and also have an impact on improving my ability to pay the loan installments.

Show original Bahasa Indonesia  

About Me

Saya Andreas Pakel ; lelaki bujangan 37 tahun warga negara Indonesia. Berkerja sebagai forex (foreign exchange) trader free lance di sebuah perusahaan konsultasi perdagangan umum di Jakarta dan karena pekerjaan ini penghasilannya tidak pasti hanya mengandalkan komisi dan belum bisa membuat hidup saya mapan secara ekonomi di usia menjelang 40 tahun ini, membuat saya berpikir harus melakukan "terobosan" agar minimal ketika saya sudah tua renta nanti saya punya bisnis sendiri yang bisa saya andalkan sebagai sumber dana pensiun & biaya pemakaman saya nanti.
Saya tidak punya asset pribadi seperti tanah,rumah atau mobil sebagai jaminan Untuk mengajukan pinjaman ke bank. Sempat saya mencoba menjual organ tubuh (ginjal ) saya demi mendapatkan modal untuk bisnis,ternyata menjual ginjal tidak semudah yang saya bayangkan dan tidak berhasil sampai sekarang.

My Business

Sumber penghasilan harian saya dari berjualan pulsa untuk telepon seluler dan voucher game on line dengan modal 500,000 IDR ; rata-rata per hari saya mendapatkan keuntungan bersih sebesar 20,000 IDR. Penghasilan tambahan dengan pendapatan besar jika berhasil mendapatkan klien untuk mengelola modal yang dia miliki agar mendapatkan keuntungan di perdagangan umum (dalam hal ini bursa forex (foreign exchange) atau bursa berjangka Indonesia http://www.bbj.co.id/jakarta-futures-exchange.html).Komisi yang bisa saya dapatkan bisa mencapai 20,000,000 IDR per bulan. Namun peluang untuk mendapatkan penghasilan tambahan di bidang usaha ini sangat sulit sekali karena selain membutuhkan modal yang sangat besar (300,000,000 IDR ). Perdagangan forex (foreign exchange) sangat bergantung pada tingkat pemahaman seseorang tentang perdagangan umum model ini yang merupakan perdagangan umum non fisik yang sangat super beresiko tingkat tinggi merugi,bahkan bisa kehilangan modal yang sedemikian besar tadi hanya dalam hitungan menit atau detik, jika salah memilih forex trader yang tidak handal. Karena itulah pada umumnya orang-orang, khususnya orang - orang di Indonesia menganggap perdagangan forex (foreign exchange) sama dengan berjudi bukan berdagang.

Loan Proposal

Batas kredit dana pinjaman kedua saya dari Zidisha adalah sebesar 280540 IDR.Jika proposal pinjamannya berhasil didanai penuh,dananya saya akan gunakan sebagai tambahan modal usaha jualan pulsa untuk telepon seluler dan voucher game on line dengan modal saat ini 500,000 IDR ; rata-rata per hari saya mendapatkan keuntungan bersih sebesar 20,000 IDR. Otomatis jika modal usaha jualan pulsa saya bertambah, maka akan mampu meningkatkan potensi saya mendapatkan keuntungan hingga 100,000 IDR per hari. Pertambahan modal sangat mempengaruhi peningkatan penghasilan saya sehari-hari yang bisa juga berdampak pada peningkatan kemampuan membayar angsuran pinjaman.

Feedback

None

None

None

Loan Info

Project Type

Classic Loan

Disbursed amount

$204.00

Date disbursed

Oct 19, 2015

Repayment status

Late

Projected term

67 months

Other loans

Lenders

torelizer

Reggio Emilia, Italy

A

andyfletcher

I want my "My loans" page back, Qatar

B

blahblah

Nuernberg, Germany

fairspirit

Utrecht, Netherlands

A

arwaandali

Ottawa, Canada

J

jlberqie

Wake Forest, United States

mepster

San Francisco, Ca, United States

L

luckiestmonkey

United States

WiscoHorndog

United States

A

adamdreaming

United States

Roy

Espoo, Finland

F

Frits

Rotterdam, Netherlands

PG

Paul Graham

United States

BS

Brad Syverson

United States

Carlo Cruz

Cincinnati, OH, United States

Ask Andreas a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

Loading...

Loading...

Loading...