Yator

Nairobi-pipeline, Kenya

12% repaid

Entrepreneur

Name

Yator

Member since

May 2013

On-time repayments

337 installments  •  7%

About Me

By profession, am accountant. Am pursuing a degree and am also working besides managing my business. Further more am tutoring accounting during my free times especially weekends.

I do belief that in any developing country business is key to success. It’s always a positive effect when it comes to exporting locally produced products hence upgrading economy rather than importing products.

With the proceeds I derive I normally try to expand my businesses. my business actually started as selling Milk then I combined to be also tea kiosk. There after I made some savings and started a furniture shop which is doing well now. With the proceeds I derived I also decided to be an Mpesa agent delivering safaricom services .I normally serves several customers that really calls for more and more capital.

Also, I have finished applying for cooperative bank agency so as to offer its services eg account opening, deposits especially rent payments through the agent etc. I do belief that with Gods blessing and your support I trust that whole my ambitions will be fulfilled.
I sincere hope that ZIDISHA MICRO FINANCE will help me achieve my dreams.

My Business

My business is situates at outering road pipeline area have more than one business in the same locality.

First I started with selling milk before I joined with tea and small food stuff. After that I came with furniture shop. I have employed carpenters and I have bought machines used to trim timber before usage

I come up with the business since there is a high rural urban migration where it initiates a high demand for the same.

Normally we make daily daily sales due to these. since we sell at affordable prices we make sales and enable me acquire profits which ensured that I expanded my business and now am yet to accomplish my degree at the same time.

Recently I successfully managed to acquire an mpesa services acting as an agent. With the same shop for mpesa I have also applied for COOPERATIVE BANK AGENCY to also offer services just similar to the ones offered in the bank. After meeting the requirements the agency might operate as soon as as possible.

I normally spent over ksh.100000 and in return I get over ksh. 50000 in net profits.
I normally face challenges like lack of capita to expand and in business like mpesa and cooperative agency it needs a good capital as the more I have the cash the better in meeting all the customers’ interests.

I sincere hope that ZIDISHA MICRO FINANCE will help me achieve my dreams.

THANKS.

Loan Proposal

Merry x mas to all zidisha fraternity.Its another Golden opportunity that i would like to take first by congratulating all Zidisha Lenders for the support that they keep according to us and to Zidisha staff for their handwork.
Once more i come to you again to apply for the third loan to enable me capitalize my newly opened M.pesa and cooperative agency till that will open officially on January.
My commissions right from my first businesses will enable me honor the agreement with zidisha a repay my loan earlier on time as i have done on the past.
Wishing you a prosperous new year.
Thank you!

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,134.00

Date disbursed

Dec 29, 2013

Repayment status

Late

Projected term

77 months

Lenders

EricDWalters

Rochester, Mn, Usa, United States

investor

Candiac, Canada

P

Philippe

Adliswil, Switzerland

Blond56

Victoria, B. C., Canada

ErikN

Stockholm, Sweden

M

m_dennis

Toronto, Canada

Kjartan

Oslo, Norway

A

anonymus

Moon, United States

T

ToddK

Indianapolis, IN, USA, United States

R

Richard

West Sunbury, United States

MindMuse

Talking Rock, United States

B

Bavarian

Bavaria, Germany

russell

leicester, United Kingdom

Sundstroms

Falun, Sweden

JackiePAndTomT

Medford Lakes, United States

andreasol

Bielefeld, Germany

P

palombaro68

Roma, Italy

Landei

Sandersdorf-Brehna, Germany

T

Texas

Houston, United States

I

Ilona

St Catharines, Canada

S

SvenWaage

Stavanger, Norway

A

Andersson

Sölvesborg, Sweden

J

JakeK

Melbourne, Australia

T

tkromm

Agia Paraskevi, Greece

Ingela

Falun, Sweden

Bruno

São Paulo, Brazil

Sverre

Bergen, Norway

Maxey

Amstelveen, Netherlands

Alexandra

Vancouver, Canada

W

wally

Torino, Italy

Thilo

Germany

A

anagnan

BRUXELLES, Belgium

Greg1

Southampton, United Kingdom

E

Escalada

Bakersfield, CA, United States

C

CZC

Lake Zurich, United States

C

cranejoad

cazenovia, United States

Parkmobile

Fort Bragg, United States

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Summary

Amount repaid

$282.44

Amount remaining

$2,115.44

Expected completion

May 12, 2020

Status

Repaying late

Installment amount

$6.47

Repayment History

Expected Payments Actual Payments
Jan 6, 2014 $41.18 Jan 7, 2014 $41.18
Jan 13, 2014 $0.59 Jan 7, 2014 $0.59
Jan 20, 2014 $41.18 Jan 22, 2014 $41.18
Jan 27, 2014 $0.00
Feb 3, 2014 $23.53 Feb 3, 2014 $23.53
Feb 10, 2014 $23.53 Feb 3, 2014 $3.53
Feb 11, 2014 $20.00
Feb 17, 2014 $23.53 Feb 11, 2014 $9.41
Feb 18, 2014 $14.12
Feb 24, 2014 $2.35 Feb 18, 2014 $2.35
Mar 3, 2014 $41.18 Mar 3, 2014 $41.18
Mar 11, 2014 $41.18 Mar 12, 2014 $41.18
Mar 18, 2014 $1.76 Mar 12, 2014 $1.76
Mar 25, 2014 $0.00
Apr 1, 2014 $10.59 Apr 4, 2014 $10.59
Apr 8, 2014 $7.06 Apr 5, 2014 $7.06
Apr 15, 2014 $0.00
Apr 22, 2014 $3.53 Apr 5, 2014 $3.53
Apr 29, 2014 $0.00
May 6, 2014 $0.00
May 13, 2014 $0.00
May 20, 2014 $0.00
May 27, 2014 $1.76 Apr 12, 2014 $7.06
May 3, 2014 $3.53
Jun 22, 2014 $1.76
Jun 3, 2014 $0.00
Jun 10, 2014 $0.00
Jun 17, 2014 $0.00
Jun 24, 2014 $0.00
Jul 1, 2014 $1.76 Jul 20, 2014 $1.76
Jul 8, 2014 $0.00
Jul 15, 2014 $0.00
Jul 22, 2014 $0.00
Jul 29, 2014 $1.76 Aug 12, 2014 $1.76
Aug 5, 2014 $0.00
Aug 12, 2014 $0.00
Aug 19, 2014 $2.47 Sep 1, 2014 $2.47
Aug 26, 2014 $0.00
Sep 2, 2014 $0.00
Sep 9, 2014 $0.00
Sep 16, 2014 $0.00
Sep 23, 2014 $0.00
Sep 30, 2014 $0.00
Oct 7, 2014 $0.00
Oct 14, 2014 $2.35 Nov 19, 2014 $2.35
Oct 21, 2014 $0.00
Oct 28, 2014 $0.00
Nov 4, 2014 $0.00
Nov 11, 2014 $0.00
Nov 18, 2014 $0.00
Nov 25, 2014 $1.41 Dec 12, 2014 $1.41
Dec 2, 2014 $0.00
Dec 9, 2014 $0.00
Dec 16, 2014 $1.53 Dec 28, 2014 $1.53
Dec 23, 2014 $0.00
Dec 30, 2014 $0.00
Jan 6, 2015 $1.24 Jan 16, 2015 $1.24
Jan 13, 2015 $0.00
Jan 20, 2015 $1.41 Feb 3, 2015 $1.41
Jan 27, 2015 $0.00
Feb 3, 2015 $0.00
Feb 10, 2015 $2.59 Feb 18, 2015 $1.18
Feb 21, 2015 $1.41
Feb 17, 2015 $0.00
Feb 24, 2015 $1.20 Mar 9, 2015 $1.20
Mar 3, 2015 $0.00
Mar 10, 2015 $0.00
Mar 17, 2015 $1.18 Mar 30, 2015 $1.18
Mar 24, 2015 $0.00
Mar 31, 2015 $0.00
Apr 7, 2015 $0.59 May 20, 2015 $0.59
Apr 14, 2015 $0.00
Apr 21, 2015 $0.00
Apr 28, 2015 $0.00
May 5, 2015 $0.00
May 12, 2015 $0.00
May 19, 2015 $0.00
May 26, 2015 $6.47
Jun 2, 2015 $6.47
Jun 9, 2015 $6.47
Jun 16, 2015 $6.47
Jun 23, 2015 $6.47
Jun 30, 2015 $6.47
Jul 7, 2015 $6.47
Jul 14, 2015 $6.47
Jul 21, 2015 $6.47
Jul 28, 2015 $6.47
Aug 4, 2015 $6.47
Aug 11, 2015 $6.47
Aug 18, 2015 $6.47
Aug 25, 2015 $6.47
Sep 1, 2015 $6.47
Sep 8, 2015 $6.47
Sep 15, 2015 $6.47
Sep 22, 2015 $6.47
Sep 29, 2015 $6.47
Oct 6, 2015 $6.47
Oct 13, 2015 $6.47
Oct 20, 2015 $6.47
Oct 27, 2015 $6.47
Nov 3, 2015 $6.47
Nov 10, 2015 $6.47
Nov 17, 2015 $6.47
Nov 24, 2015 $6.47
Dec 1, 2015 $6.47
Dec 8, 2015 $6.47
Dec 15, 2015 $6.47
Dec 22, 2015 $6.47
Dec 29, 2015 $6.47
Jan 5, 2016 $6.47
Jan 12, 2016 $6.47
Jan 19, 2016 $6.47
Jan 26, 2016 $6.47
Feb 2, 2016 $6.47
Feb 9, 2016 $6.47
Feb 16, 2016 $6.47
Feb 23, 2016 $6.47
Mar 1, 2016 $6.47
Mar 8, 2016 $6.47
Mar 15, 2016 $6.47
Mar 22, 2016 $6.47
Mar 29, 2016 $6.47
Apr 5, 2016 $6.47
Apr 12, 2016 $6.47
Apr 19, 2016 $6.47
Apr 26, 2016 $6.47
May 3, 2016 $6.47
May 10, 2016 $6.47
May 17, 2016 $6.47
May 24, 2016 $6.47
May 31, 2016 $6.47
Jun 7, 2016 $6.47
Jun 14, 2016 $6.47
Jun 21, 2016 $6.47
Jun 28, 2016 $6.47
Jul 5, 2016 $6.47
Jul 12, 2016 $6.47
Jul 19, 2016 $6.47
Jul 26, 2016 $6.47
Aug 2, 2016 $6.47
Aug 9, 2016 $6.47
Aug 16, 2016 $6.47
Aug 23, 2016 $6.47
Aug 30, 2016 $6.47
Sep 6, 2016 $6.47
Sep 13, 2016 $6.47
Sep 20, 2016 $6.47
Sep 27, 2016 $6.47
Oct 4, 2016 $6.47
Oct 11, 2016 $6.47
Oct 18, 2016 $6.47
Oct 25, 2016 $6.47
Nov 1, 2016 $6.47
Nov 8, 2016 $6.47
Nov 15, 2016 $6.47
Nov 22, 2016 $6.47
Nov 29, 2016 $6.47
Dec 6, 2016 $6.47
Dec 13, 2016 $6.47
Dec 20, 2016 $6.47
Dec 27, 2016 $6.47
Jan 3, 2017 $6.47
Jan 10, 2017 $6.47
Jan 17, 2017 $6.47
Jan 24, 2017 $6.47
Jan 31, 2017 $6.47
Feb 7, 2017 $6.47
Feb 14, 2017 $6.47
Feb 21, 2017 $6.47
Feb 28, 2017 $6.47
Mar 7, 2017 $6.47
Mar 14, 2017 $6.47
Mar 21, 2017 $6.47
Mar 28, 2017 $6.47
Apr 4, 2017 $6.47
Apr 11, 2017 $6.47
Apr 18, 2017 $6.47
Apr 25, 2017 $6.47
May 2, 2017 $6.47
May 9, 2017 $6.47
May 16, 2017 $6.47
May 23, 2017 $6.47
May 30, 2017 $6.47
Jun 6, 2017 $6.47
Jun 13, 2017 $6.47
Jun 20, 2017 $6.47
Jun 27, 2017 $6.47
Jul 4, 2017 $6.47
Jul 11, 2017 $6.47
Jul 18, 2017 $6.47
Jul 25, 2017 $6.47
Aug 1, 2017 $6.47
Aug 8, 2017 $6.47
Aug 15, 2017 $6.47
Aug 22, 2017 $6.47
Aug 29, 2017 $6.47
Sep 5, 2017 $6.47
Sep 12, 2017 $6.47
Sep 19, 2017 $6.47
Sep 26, 2017 $6.47
Oct 3, 2017 $6.47
Oct 10, 2017 $6.47
Oct 17, 2017 $6.47
Oct 24, 2017 $6.47
Oct 31, 2017 $6.47
Nov 7, 2017 $6.47
Nov 14, 2017 $6.47
Nov 21, 2017 $6.47
Nov 28, 2017 $6.47
Dec 5, 2017 $6.47
Dec 12, 2017 $6.47
Dec 19, 2017 $6.47
Dec 26, 2017 $6.47
Jan 2, 2018 $6.47
Jan 9, 2018 $6.47
Jan 16, 2018 $6.47
Jan 23, 2018 $6.47
Jan 30, 2018 $6.47
Feb 6, 2018 $6.47
Feb 13, 2018 $6.47
Feb 20, 2018 $6.47
Feb 27, 2018 $6.47
Mar 6, 2018 $6.47
Mar 13, 2018 $6.47
Mar 20, 2018 $6.47
Mar 27, 2018 $6.47
Apr 3, 2018 $6.47
Apr 10, 2018 $6.47
Apr 17, 2018 $6.47
Apr 24, 2018 $6.47
May 1, 2018 $6.47
May 8, 2018 $6.47
May 15, 2018 $6.47
May 22, 2018 $6.47
May 29, 2018 $6.47
Jun 5, 2018 $6.47
Jun 12, 2018 $6.47
Jun 19, 2018 $6.47
Jun 26, 2018 $6.47
Jul 3, 2018 $6.47
Jul 10, 2018 $6.47
Jul 17, 2018 $6.47
Jul 24, 2018 $6.47
Jul 31, 2018 $6.47
Aug 7, 2018 $6.47
Aug 14, 2018 $6.47
Aug 21, 2018 $6.47
Aug 28, 2018 $6.47
Sep 4, 2018 $6.47
Sep 11, 2018 $6.47
Sep 18, 2018 $6.47
Sep 25, 2018 $6.47
Oct 2, 2018 $6.47
Oct 9, 2018 $6.47
Oct 16, 2018 $6.47
Oct 23, 2018 $6.47
Oct 30, 2018 $6.47
Nov 6, 2018 $6.47
Nov 13, 2018 $6.47
Nov 20, 2018 $6.47
Nov 27, 2018 $6.47
Dec 4, 2018 $6.47
Dec 11, 2018 $6.47
Dec 18, 2018 $6.47
Dec 25, 2018 $6.47
Jan 1, 2019 $6.47
Jan 8, 2019 $6.47
Jan 15, 2019 $6.47
Jan 22, 2019 $6.47
Jan 29, 2019 $6.47
Feb 5, 2019 $6.47
Feb 12, 2019 $6.47
Feb 19, 2019 $6.47
Feb 26, 2019 $6.47
Mar 5, 2019 $6.47
Mar 12, 2019 $6.47
Mar 19, 2019 $6.47
Mar 26, 2019 $6.47
Apr 2, 2019 $6.47
Apr 9, 2019 $6.47
Apr 16, 2019 $6.47
Apr 23, 2019 $6.47
Apr 30, 2019 $6.47
May 7, 2019 $6.47
May 14, 2019 $6.47
May 21, 2019 $6.47
May 28, 2019 $6.47
Jun 4, 2019 $6.47
Jun 11, 2019 $6.47
Jun 18, 2019 $6.47
Jun 25, 2019 $6.47
Jul 2, 2019 $6.47
Jul 9, 2019 $6.47
Jul 16, 2019 $6.47
Jul 23, 2019 $6.47
Jul 30, 2019 $6.47
Aug 6, 2019 $6.47
Aug 13, 2019 $6.47
Aug 20, 2019 $6.47
Aug 27, 2019 $6.47
Sep 3, 2019 $6.47
Sep 10, 2019 $6.47
Sep 17, 2019 $6.47
Sep 24, 2019 $6.47
Oct 1, 2019 $6.47
Oct 8, 2019 $6.47
Oct 15, 2019 $6.47
Oct 22, 2019 $6.47
Oct 29, 2019 $6.47
Nov 5, 2019 $6.47
Nov 12, 2019 $6.47
Nov 19, 2019 $6.47
Nov 26, 2019 $6.47
Dec 3, 2019 $6.47
Dec 10, 2019 $6.47
Dec 17, 2019 $6.47
Dec 24, 2019 $6.47
Dec 31, 2019 $6.47
Jan 7, 2020 $6.47
Jan 14, 2020 $6.47
Jan 21, 2020 $6.47
Jan 28, 2020 $6.47
Feb 4, 2020 $6.47
Feb 11, 2020 $6.47
Feb 18, 2020 $6.47
Feb 25, 2020 $6.47
Mar 3, 2020 $6.47
Mar 10, 2020 $6.47
Mar 17, 2020 $6.47
Mar 24, 2020 $6.47
Mar 31, 2020 $6.47
Apr 7, 2020 $6.47
Apr 14, 2020 $6.47
Apr 21, 2020 $6.47
Apr 28, 2020 $6.47
May 5, 2020 $6.47
May 12, 2020 $439.55

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