28 installments • 93%
My name is Ruth Wanjiru Ngugi born in Trans Nzoia County in Kenya in the year 1985.
I started school back in the year 1990 and finish my primary education in the year 1999 after passing the National Exam I got an opportunity to join secondary education in the year 2000.
My secondary education had a lot of challenges since my parents had to sell maize and beans to enable me complete my education .After completing my secondary education I had to stay at home and help my parents in the daily chores of maize planting since it was the only way of earning income.
The little income I earned from the sell of maize I saved it and opened my business which I started selling milk to my neighbours since milk is inadequate in my sorroundings.
In my own time I like reading and getting knowledge on how to improve my milk business.
In my small milk shop I sell milk and milk products.Milk in my area is of high demand since it is an semi arid area where milk is very inadequate.I chose this kind of business since my area is populated and hence the demand of the product is too high.In the sell of milk I get a profit of Kshs.2000 per day and this profit am using it to pay my children fees and reinvestment in growing my business.
The loan will enable me to move to the interior farmers to buy milk direct from farmers at a cheap price and at the same time to have plenty.This is the drought season and the product is scarce there fore I will not rely on brokers only.20 liters of milk will cost me 8dollars and I need 400litres per day.This will cost 160 dollars.The remaining amount will incur for transport.
Feb 22, 2018