Mixer installation

David M

Nakuru, Kenya

2% repaid

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Entrepreneur

Name

David M

Member since

July 2010

On-time repayments

343 installments • 88%

About Me

I grew in small village called mahiga . I schooled there up to class eight and due to luck of fund I did not get further education . I left home so that I could look for a living to leave space for the other siblings and to look for money to assist my parents to educate the others. I got daily wages from big farm owners and for about three years i saved and managed to buy a bicycle. I started selling local vegetables from house to house with the bicycle. Due to dry seasons the vegetables were not available so i started cooking half cakes (kangumus). With kangumu i managed to save selling second hand clothes and shoes and save yet more to open a retail shop then due to competition i left shopkeeping to bakery up to date.with bakery through zidisha lender i have a house for my family .anyway am married and have seven children now five of them are at school .i like reading the bible with them when e are free. i like it so much. a part from my children i have three of my sister who was left by her husband. and we are doing good.

My Business

I bake cakes, teascorns breads and buns.I also deepfly dognuts.I prepare drinks like tea and coffe and other drink eg joise and sodas and sell it in my kiosk.The nearest area where you can find a producd of the same is ten km ,thus making my product of demand within my locality.I trust and believe people must eat to live. So decided to bring a unique product.I usually make 1500 to1700 kes dairy and save a third of my dairy profit.I use my profit in food suplement ,pay school for children and buy small sheep and goat and rear them to sell when they are big enough.I use to sell at good price.I am also used to give2000 to 3000kes to my old parents to cater for household.

Loan Proposal

Install the mixer and start another branch in another village. I'll make cakes for sale in different varieties.
I'll employ three people whom I have trained to make cakes.
The community will benefit of having commodities at their doorstep.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,740.00

Date disbursed

Jul 29, 2019

Repayment status

Late

Projected term

23 months

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David M Feb 25, 2022

Hello members, hope you are all well in terms of health , am well too since., only that life has driven me hardly,can I rice again . I don't know what to do.the little am getting is for food . wish I get on. My feet. How can you help?.

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David M Jun 4, 2021

Every day comes with it's price, BT getting expensive for me to afford, when you have no friends to turn to. And relied by you family. While getting hands to mouth. Thanks God we exist.

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David M May 2, 2021

Hello members, as I had said earlier, due to hard time am going through, and my will to share the little I earn, it's hard to commit myself to the least amount listed in the list, I wish you put it to at least 2$ (200 kshs) hoping to hear soon from you. Nice times.

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David M Apr 25, 2021

Taking care of my seven children, and three of my sister, in a Lock down period, and no business at place is for real not a joke. Sometimes i felt like am not existing. Thanks that I still have hope and all the children are doing well and very understanding. They also give me courage, that we shall make it. Thanks you all members.

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MR
Micky Richards Apr 24, 2021

Hi David
I’m so sorry that things are so hard for you right now. I hope you can get a pause in the loan so it doesn’t add extra stress to your life.
Micky

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- David M Apr 25, 2021
  
  Thanks you Micky, I hope things get better for me. I am doing all I can . I wish to built up with you, thanks a lot.
  
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  David M Maina likes this.
- Lilian Apr 25, 2021
  
  Thanks Micky for your concern.. I hope Julia will address his case in a micable way.. wish u well David I understand how things are in this nation..
  
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  - David M Apr 25, 2021
    
    Thanks a lot Lilian, God bless you.
    
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  - David M Apr 25, 2021
    
    Lilian I can imagine the difficult tym you went through in life. It's not easy. God is their always for us.,
    
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David M Apr 24, 2021

Hello my lenders , sorry for my silence, it's only that I don't know what to do, I lost my business due to the corona pandemic, and the lockdown thereafter, my motorbike got burnt, at night by thugs, and left looking for small jobs from neighborhood. I has being trying to fix things but life has become very hard here. I thank God that we get daily food to feed my children, I tried to reschedule my lian to my ability but in vain. Am worried and disturbed in mind . I deed nothing wrong intentionally. Please help me. I feel restless.

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- Treesforpeople Apr 25, 2021
  
  I am sorry you're having such a difficult time David. Thanks for communicating what's happening - I do hope the right person sees this message soon and you're able to reschedule your loan. Sending you my best wishes from the UK.
  
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  - David M Apr 25, 2021
    
    Thanks treesforpeople. I never imagined my self being I this state. Thanks for your understanding.
    
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Lilian Apr 24, 2021

Halo lenders, David and all his references are not picking up their calls,, will try later

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Lilian Mar 16, 2021

Halo lenders.. david hasn't picked my call same to his references.. will continue trying to locate him

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Lilian Feb 9, 2021

David hasn't picked up my call and the three references that have picked the call say the don't know him.. will try to call him again

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David M Feb 3, 2021

I am in a hardship, struggling to earn at least daily bread for me an d my family. This is after the falling of my business due to the corona pandemic. Since no other option to chose in the payment due, I just chose the least, but what is affordable as for now. And honestly I would not like to be a defaulter. Please bare with me.

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David M Jan 22, 2021

Since the corona pandemic strike in , an my business corrupted, hence to date, I have being earning hand to mouth, then came the reopening of schools, am still struggling to clear the fees, while trying to fix the business. Please bare with me. That amount is much to me as for now. Be blessed while considering me.

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Christine E Graham likes this.
David M Dec 11, 2020

Have not being able to restart the business due to luck of funds

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David M Nov 3, 2020

Business fall down

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David M Oct 28, 2020

I wish there be a way of reviving a fallen business, through zidisha . be it a top up, or half of loan risk allowance. Otherwise being healthically good, am going through a very hard time in business. For the far you've brought me, Thanks a lot my lenders.

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David M Oct 17, 2020

Hi my lenders, since I knew you, life has being so good, until the arrival of covid 19.which has turned my existence to hell. My businesses was done away , with my kids to look after starting up the business has become a big task to start. Only God knows what next , giving my family first priority, my mind is over working. Keeping in mind I don't want to frustrate you. Please pray for me. And for you , be blessed.

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David M Sep 19, 2020

The businesses corrupted in covid 19 fighting. The I went sick.

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Lilian Sep 18, 2020

Halo lenders I have spoken to David who has been hospitalized in a private hospital in nakuru..

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David M Aug 29, 2020

Yes it's great.

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Andreas Huber likes this.
David M Aug 29, 2020

This far God has brought us.

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Andreas Huber likes this.
David M Aug 29, 2020

Hallo my lenders, hope you are all doing good. It's my pressure to humble you for the far we've come. You've being so supportive in my life. Despite the covid 19 strike, which ruined my business almost to zero, am still doing to my level best to bring back the prosperity you had made it's foundation. I wish you had a way to help me raise again, and stand with my feet, by lending as little as thirty thousands kshs., ( 300 dollars) . am feeling left behind, and in the state am in, I will take long to catch up. While on the hand I would not like to fail you. Hope you respond to my request. I thank His Almighty as He has provided me with enough to feed my family, by blessing harvest, as you can see in the photo below. Thanks and cheers.

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