Mobile-phone payment-service center
Shamasamu
Lusaka, Zambia
52% repaid
Entrepreneur
Name
Shamasamu
Member since
April 2016
On-time repayments
258 installments • 68%
About Me
My names are Shamasamu Shabula, 32 years old, the founder of Energetic Smart Generation, complete my secondly education in 2006 at Libala high school. when i was young , about 14 years, my mother owned a shop and she required me to help out after school, that's how my love for business started. she would leave the shop in my care to make orders, sell and balance the books. i am one person who loves to share business ideas and ask questions. i believe two hands are better than one, i love to read and network with person online, and go to church for spiritual guidance.
My Business
Name of the Company is Energetic Smart Generation, we provide mobile money (airtel, mtn, fnb cash plus and Zanaco Xpress services in Lusaka ,Zambia. We have 5 outlets located in Bauleni, three in Chalala and one in woodlands. Mobile money is a fast growing business in Zambia, as it makes it easy for people to access and send money. It's on evey corner, and the bank of Zambia the governing body has supported this service. Mobile money is in places that banks can not operate, giving mobile money an advantage over the banks.
Loan Proposal
Dear Lenders,
I humbly write to request for an additional loan to boost my inventory that will make me scale up my agency business thereby giving me an added advantage in covering more people and increasing my weekly and monthly returns from the booth within my community.
By increasing inventory, I will safely employ one more youths who will have the opportunity to be trained in customer service as well as earn a monthly salary which will help them uplift their lives and positively impact their lives.
I am hopeful that with the increase of in inventory, I hope to increase my profit margins by a K3000 per month from the monthly volumes that will be generated from the booth.
I write to submit my loan proposal of K12 300 or dollar equivalent that will make it possible for my strategic business proposition.
I am thanking all the Zidisha lenders in advance for this awesome platform that has made it possible for small businesses and individuals be able to have their business and financial dreams come true.
Kind regards
Shamasamu Shabula
Feedback
Positive
None
Neutral
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Negative
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Loan Info
Project Type
Classic Loan
Disbursed amount
$1,053.00
Date disbursed
Oct 24, 2019
Repayment status
Late
Projected term
20 months
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Summary
Amount repaid
$542.83
Amount remaining
$510.46
Expected completion
Jul 3, 2021
Status
Repaying late
Installment amount
$18.06
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Nov 2, 2019 | $50.25 | Nov 6, 2019 | $50.25 |
| Nov 9, 2019 | $8.52 | Nov 9, 2019 | $8.52 |
| Nov 16, 2019 | $8.52 | Nov 9, 2019 | $8.52 |
| Nov 23, 2019 | $8.52 | Nov 9, 2019 | $8.52 |
| Nov 30, 2019 | $8.52 | Nov 9, 2019 | $8.52 |
| Dec 7, 2019 | $8.52 | Dec 5, 2019 | $8.52 |
| Dec 14, 2019 | $8.52 | Dec 6, 2019 | $8.52 |
| Dec 21, 2019 | $8.52 | Dec 6, 2019 | $8.52 |
| Dec 28, 2019 | $8.52 | Dec 6, 2019 | $8.52 |
| Jan 4, 2020 | $8.52 | Dec 6, 2019 | $8.52 |
| Jan 11, 2020 | $8.52 | Dec 6, 2019 | $8.52 |
| Jan 18, 2020 | $8.52 | Jan 11, 2020 | $8.52 |
| Jan 25, 2020 | $8.52 | Jan 11, 2020 | $8.52 |
| Feb 1, 2020 | $8.52 | Jan 11, 2020 | $8.52 |
| Feb 8, 2020 | $8.52 | Jan 11, 2020 | $8.52 |
| Feb 15, 2020 | $8.52 | Jan 11, 2020 | $8.52 |
| Feb 22, 2020 | $8.52 | Feb 27, 2020 | $8.52 |
| Feb 29, 2020 | $8.52 | Feb 27, 2020 | $8.52 |
| Mar 7, 2020 | $8.52 | Feb 27, 2020 | $8.52 |
| Mar 14, 2020 | $8.52 | Feb 27, 2020 | $8.52 |
| Mar 21, 2020 | $8.52 | Feb 27, 2020 | $8.52 |
| Mar 28, 2020 | $8.52 | Apr 1, 2020 | $8.52 |
| Apr 4, 2020 | $8.52 | Apr 1, 2020 | $8.52 |
| Apr 11, 2020 | $8.52 | Apr 1, 2020 | $8.52 |
| Apr 18, 2020 | $8.52 | Apr 1, 2020 | $8.52 |
| Apr 25, 2020 | $8.52 | Apr 1, 2020 | $8.52 |
| May 2, 2020 | $8.52 | May 10, 2020 | $8.52 |
| May 9, 2020 | $8.52 | May 10, 2020 | $8.52 |
| May 16, 2020 | $8.52 | May 10, 2020 | $8.52 |
| May 23, 2020 | $8.52 | May 10, 2020 | $8.52 |
| May 30, 2020 | $8.52 | May 10, 2020 | $8.52 |
| Jun 6, 2020 | $8.60 | Jun 10, 2020 | $8.60 |
| Jun 13, 2020 | $8.60 | Jun 10, 2020 | $8.60 |
| Jun 20, 2020 | $8.60 | Jun 10, 2020 | $8.60 |
| Jun 27, 2020 | $8.60 | Jun 10, 2020 | $8.60 |
| Jul 4, 2020 | $8.60 | Jun 10, 2020 | $8.60 |
| Jul 11, 2020 | $8.60 | Jul 11, 2020 | $8.60 |
| Jul 18, 2020 | $8.60 | Jul 11, 2020 | $8.60 |
| Jul 25, 2020 | $8.60 | Jul 11, 2020 | $8.60 |
| Aug 1, 2020 | $8.60 | Jul 11, 2020 | $8.60 |
| Aug 8, 2020 | $8.60 | Jul 11, 2020 | $8.60 |
| Aug 15, 2020 | $8.60 | Aug 21, 2020 | $8.60 |
| Aug 22, 2020 | $8.60 | Aug 21, 2020 | $0.34 |
| Sep 3, 2020 | $8.26 | ||
| Aug 29, 2020 | $8.60 | Sep 3, 2020 | $2.81 |
| Sep 7, 2020 | $5.79 | ||
| Sep 5, 2020 | $8.60 | Sep 7, 2020 | $8.60 |
| Sep 12, 2020 | $6.47 | Sep 7, 2020 | $6.47 |
| Sep 19, 2020 | $8.60 | Sep 14, 2020 | $8.60 |
| Sep 26, 2020 | $8.60 | Sep 14, 2020 | $8.60 |
| Oct 3, 2020 | $8.60 | Sep 14, 2020 | $8.60 |
| Oct 10, 2020 | $8.60 | Sep 14, 2020 | $8.60 |
| Oct 17, 2020 | $8.60 | Sep 14, 2020 | $8.60 |
| Oct 24, 2020 | $8.18 | Sep 14, 2020 | $8.18 |
| Oct 31, 2020 | $8.60 | Nov 7, 2020 | $8.60 |
| Nov 7, 2020 | $0.34 | Nov 7, 2020 | $0.34 |
| Nov 14, 2020 | $1.79 | Nov 12, 2020 | $1.79 |
| Nov 21, 2020 | $1.79 | Nov 12, 2020 | $1.79 |
| Nov 28, 2020 | $1.79 | Nov 12, 2020 | $1.79 |
| Dec 5, 2020 | $1.79 | Nov 12, 2020 | $1.79 |
| Dec 12, 2020 | $1.79 | Nov 12, 2020 | $1.79 |
| Dec 19, 2020 | $2.98 | Nov 12, 2020 | $2.98 |
| Dec 26, 2020 | $20.27 | Mar 5, 2021 | $20.27 |
| Jan 2, 2021 | $0.00 | ||
| Jan 9, 2021 | $0.00 | ||
| Jan 16, 2021 | $0.00 | ||
| Jan 23, 2021 | $0.00 | ||
| Jan 30, 2021 | $0.00 | ||
| Feb 6, 2021 | $0.00 | ||
| Feb 13, 2021 | $0.00 | ||
| Feb 20, 2021 | $0.00 | ||
| Feb 27, 2021 | $18.06 | May 4, 2021 | $1.70 |
| May 18, 2021 | $1.70 | ||
| Jun 3, 2021 | $0.77 | ||
| Jul 20, 2021 | $0.85 | ||
| Aug 2, 2021 | $1.70 | ||
| Aug 18, 2021 | $0.85 | ||
| Oct 28, 2023 | $5.11 | ||
| Nov 2, 2023 | $5.11 | ||
| Mar 6, 2021 | $18.06 | ||
| Mar 13, 2021 | $18.06 | ||
| Mar 20, 2021 | $18.06 | ||
| Mar 27, 2021 | $18.06 | ||
| Apr 3, 2021 | $50.25 | ||
| Apr 10, 2021 | $50.25 | ||
| Apr 17, 2021 | $50.25 | ||
| Apr 24, 2021 | $50.25 | ||
| May 1, 2021 | $50.25 | ||
| May 8, 2021 | $50.25 | ||
| May 15, 2021 | $18.06 | ||
| May 22, 2021 | $18.06 | ||
| May 29, 2021 | $18.06 | ||
| Jun 5, 2021 | $18.74 | ||
| Jun 12, 2021 | $18.74 | ||
| Jun 19, 2021 | $18.74 | ||
| Jun 26, 2021 | $18.74 | ||
| Jul 3, 2021 | $7.33 | ||
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