Entrepreneur
Name
Bright
Member since
April 2016
On-time repayments
182 installments • 40%
About Me
Am Bright osei am not marrige and no kids am the last born of my family ,I come from berekum in Brong Ahafo Regoin , Ghana. My parents are farmers and the use farms as thire business.
I complet Education
level and due lack of school fees was unable to proceed with my education. I have been doing manual work to sustain myself and my family five years ago I started a small business.
I sell cheap mobile phones and accessories. I started the business with a capital of 3000. This was from my small micro finance which I was introduced to by a friend the growth is slow due lack of capital of for expansions. The financial institutions demands collateral and charge high interest rates.
This loan will help me to increase the stock (buy more new mobile phones, accessories and electrical items) this loan will transform my life by helping to pay for my kids school fees and help my parents and the society.
My Business
My Business
My business deals with cheap mobile phones and accessories. these phones are Alcatel, Bird, Nokia, Samsung, Techno and accessories like flip covers, batteries, cases earphones and mobile spare parts. It is a small retail business where these items are sourced from a whole seller and sell them to customers per item at a relative price for a small profit. My business has improved my standard of life of community by providing available and cheap communication devices which are not available in the local community. The money gathered from the business is used for sustaining me and chipping in paying fees for my two siblings. Sales vary with days; there are times when I make a profit of four hundred per day. My costs include rent, electricity and other expenses.
Loan Proposal
i thank all zidisha teams fo accept me and i will sue this loan for buying another land for myro my phone shope and that amount i will need to use this buseniess will coast about 1500gh,and now my profit is moving good .
Feedback
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Loan Info
Project Type
Classic Loan
Disbursed amount
$144.00
Date disbursed
Sep 5, 2016
Repayment status
On Time
Projected term
3 months
Other loans
Lenders
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Summary
Amount repaid
$144.12
Amount remaining
$0.00
Date repaid
Jan 3, 2017
Status
Fully repaid
Repayment History
| Expected Payments | Actual Payments | ||
|---|---|---|---|
| Sep 17, 2016 | $2.57 | Sep 17, 2016 | $2.57 |
| Sep 24, 2016 | $2.57 | Sep 17, 2016 | $2.57 |
| Oct 1, 2016 | $2.57 | Sep 28, 2016 | $2.57 |
| Oct 8, 2016 | $2.57 | Oct 8, 2016 | $2.57 |
| Oct 15, 2016 | $0.51 | Oct 20, 2016 | $0.51 |
| Oct 22, 2016 | $0.51 | Oct 22, 2016 | $0.51 |
| Oct 29, 2016 | $0.51 | Oct 31, 2016 | $0.51 |
| Nov 5, 2016 | $0.51 | Nov 5, 2016 | $0.51 |
| Nov 12, 2016 | $0.51 | Nov 19, 2016 | $0.51 |
| Nov 19, 2016 | $0.51 | Nov 19, 2016 | $0.51 |
| Nov 26, 2016 | $0.51 | Nov 19, 2016 | $0.51 |
| Dec 3, 2016 | $0.51 | Dec 13, 2016 | $0.51 |
| Dec 10, 2016 | $0.26 | Dec 13, 2016 | $0.26 |
| Dec 17, 2016 | $0.00 | ||
| Dec 24, 2016 | $39.38 | Dec 25, 2016 | $39.12 |
| Dec 27, 2016 | $0.26 | ||
| Dec 31, 2016 | $90.07 | Dec 27, 2016 | $38.35 |
| Dec 31, 2016 | $30.88 | ||
| Jan 3, 2017 | $20.85 | ||
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