Money to buy jewellery

Entrepreneur

About Me

My name is wilson. I am married with one kid. My family and i live in Nakuru town at Hehima estate. My wife and i run a salon/barber shop in the nakuru town central business district. We both commute to and from town to estate daily.From monday to saturday, on sundays we attend church, we are also planning to open a small charity organisation in order to help local orphans and less fortunate around my hood.
The business is located in a building called care guest house opposite k-rep bank ground floor rm 21B.
I completed form four level education in the year 2009. I couldn't continue with formal education partly due to lack of finances and partly because i believed my future was in business. I then did a series of casual jobs in town for six months and raised some money that i used to enroll for a six months hair dressing /beautician course at vera beauty college in nakuru town. upon completion i worked in various salons as an employee earning commission.
In the year 2012 November i started my own salon business where i was later joined by a lady Now my wife with whom we still partner to date.
In addition to normal salon/barber duties we also sell beauty products to our customers.

My Business

my business includes a salon and a barbar shop. i also sellbeauty products like shampoos ,hair dyes , chemicals and other. i have two employees who i pay a commission for work done on dailly basis. the following are my monthly expenditures in Kshs: Rent 15,000 , Water and electricity 5,000 and transport 3,000. I earn about KES 2000 daily ( 60,000 in a month) .This translates to a net profit of 35,000 to 45,000.
when i get the loan ,i want yo add more beauty products and ornaments which are on high demand. i expect to raise my income by about 400 shillings daily. with this , i will pay the loan as well as grow my business.

Loan Proposal

HELLO ZIDISHA,
MY NAMES ARE WILSON NJENGA, I GOT MY FIRST LOAN FROM ZIDISHA, I HAVE REPAID THE WHOLE AMOUNT REGULARLY AND IN TIME. AM A BUSINESSMAN, MY NEW SHOP IS SELLING JEWELLERY, EARRINGS,NECKLACES, BANGLES,CHAINS, EAR GUNS AND OTHER BEAUTY THINGS,
MY HOUSE RENT IS US170, WATER AND ELECTRICITY USD70,MY CLIENTS' ATTENDANT WHOM I PAY DAILY ON COMMISSION IS USD3.5, MY DAILY TURNOVER IS USD30(90 PER MONTH)
WHEN I GET THE LOAN, I WANT TO START SELLING IN DOZENS AND WHOLESALE PRICES WHICH ARE BENEFICIAL AND SELL FASTER THAN IN RETAIL,
KINDLY HELP ME RAISE USD1,000 , AFTER SELLING ALL THE ITEMS IN TIME, I WILL BE ABLE TO REPAY BACK MY LOAN, AND LEND TO OTHER PEOPLE WHO MAY NEED MY HELP, THANK YOU FOR YOUR UNCONDITIONAL SUPPORT.

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