Money to restock on water and beverages

David Banda

Lusaka, Zambia

100% repaid



David Banda


Lusaka, Zambia

On-time repayments

7 weekly installments  •  86%

About Me

My Name is David Banda I am a 21 year old Male of Lusaka. In the year 2016 my family got a very big tragedy as both of my parents perished in a fatal road traffic accident in Kapiri Mposhi. During that time I was doing my grade 10 at Kafue Boys secondary school. With no financial aid or insurance I was forced to drop out of school to vent for my younger siblings aged 12 and 8 respectively. Luckily my parents had a grocery store in Kapiri Mposhi where they resided and so my siblings and I had to relocate to Lusaka permanently with the aid of the saved income I was able to open a grocery store which has supported my siblings through primary school and secondary school. I am also attending night school as my dream is to finish my secondary school education

My Business

My business is a simple grocery store which stocks different kinds of groceries ranging from house hold food stuffs to house hold tools like brooms and mops. In my part time I also work as an electrician, I am able to fix broken appliances such as fridges and stoves. I plan on studying electrical engineering when God gives me the chance

Loan Proposal

Good day to everyone. With this loan i am applying for i would like to stock up my shop on water and soft drinks. As the prices of goods are increasing at a high rate, i would like to stock up on soft drinks like coca cola fanta and sprite and mineral water so that i can put them in my refridgerator in my shop.

Income Source

No doubt businesses face risks especially during the time of covid business has not been the best. But because of the location of my shop, which is in misisi township, the area is highly populated so i have never gone a day without making any sales. I am the only diverse grocery store of my kind in the area.

My Videos

Apr 21, 2021: My introduction to my grocery shop






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Loan Info

Disbursed amount


Date disbursed

Mar 1, 2021

Repayment status

On Time

Projected term

1 week

Cost of loan

Service fee: 5% of $35.00 = $1.75

Credit risk payment: $3.49

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