Money to start a beauty shop

Esther Wangari

Kimende, Kenya

100% repaid

Entrepreneur

Name

Esther Wangari

Member since

September 2014

On-time repayments

166 installments  •  21%

About Me

My name is Esther Wangari,born in nyeri county othaya subcounty i am married and blessed with one lovely baby girl ,i finished my o level education six years ago and afterwards i trained in beauty therapy as a saloonist dealing with women products mostly women hair although i have not been able to start my own beauty shop, i am expecting to open one soon,i am also dealing with crotcheting and knittting dealing with different products like table mats pullovers and chair mats which I do at my free time.In this business I earn approximately 15$ weekly .I also have a passion in farming and I have lent a one acre piece of land in a very productive area where I intend to do farming mostly focusing on vegetables like carrots and potatoes and by this I will contribute a lot by adding more food to the community as I earn good cash.

My Business

Since i finished schooling i had a passion of employing my self and this was the reason that made me to enroll in this course of beauty, after gaining the required skills in college i have been employed by two different employers dealing with beauty as a saloonist and i can say its an enjoyable work as this depends on your kills ,the more skilled you are the more customers you get i still do it to date where i am paid on commission basis in a day i get like 3$ but i am looking forward to opening my own beauty saloon where i will be my own boss, it is a very profitable business depending on the location, i also have some free time businesses which are like hobbies but the good thing is that i still earn from them these are like crotcheting where i do table mats, hats, pullovers ,chair mats and many more. people like my crotcheting very much and i earn approximately 15$ profit weekly. With this money i will be able to repay the loans without any problems. Since food has become a problem, I thought of venturing into small scale farming where i will be dealing with vegetables. I have lent out a one acre piece land in a very productive area near kimende town where i stay and i am willing to do carrots to start with. I have sought all the required information about this business from those farmers already doing it and i believe if i follow all the steps well , at the end i will be a happy person pocketing at least 500$ in a period of four months.

Loan Proposal

Dear lenders ,iam very happy for your support since i joined this lending platform, i have benefited with my first loan very much and i am almost to get the fruits of my labour as you can see in the photos i have posted. sorry for the drop in my ontime percentage that was caused with my delay that occured when my child was sick looking forward for more support from you. Iam looking forward to starting a small beauty shop combined with cosmetics and some new clothes this january and i will invest all the money i will get from you in that business , Iam sure it will do well and i dont have any problems in terms of repaying the loan since i will use the money from my knitting and crotcheting job to repay back. Thanks in advance for your support.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$146.27

Date disbursed

Dec 30, 2014

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Lender interest: $146.27 at 1.20% annual rate over 3 months = $0.50

Service fee: $1.54

Lenders

P

pieces15

Grand Falls-Windsor, Canada

Tjitser

The Hague, Netherlands

T

TopUp

Toronto, Canada

P

peterschinkel

Amsterdam, Netherlands

M

MichaelCausey

Camarillo, Ca, United States

yeahboi78

Alexandria,LA, United States

Zidisha

Sterling, United States

mattebe

Pittsburgh, United States

Karembo

vienna, Austria

S

Scaramouche

Brisbane, Australia

M

Markus

Tirschenreuth, Germany

F

freewheelin

Perth, Australia

S

Sonja

London, United Kingdom

K

KettOH

Dayton, United States

Joseph P. Edd

Seoul, Republic of Korea

JC

Jane Cohen

United States

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  • Alíz Crowley    Nov 4, 2015

    Dear Esther,

    Thank you for the message and informing us of your situation.

    We believe that regular on-time repayments, no matter how small, are important to preserving a relationship of trust with lenders and our community. For this reason, we do not offer the option to delay payments. Instead, we request that you temporarily reduce your installment to an amount you can afford to pay right now, and go ahead and make that small payment. You may then increase your installment again when you are able.

    To reduce your installment amount, please log into your Zidisha account and click on "Adjust Installment Amount," and follow the instructions there.

    Please let us know if you have any problems via [email protected]

    Best Regards,

    Aliz, Zidisha Team

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  • Esther Wangari    Nov 4, 2015

    I can not pay the full amount for now since my business is not doing well yet

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  • Joseph Gatiba    Sep 30, 2015

    hello lenders I have been in touch with Esther concerning her loan and she promised to make a payment from next month since she is waiting to harvest some carrots inher farm

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  • Esther Wangari    Aug 20, 2015

    My business is currently not doing well , but i hope it will pick as time goes on.

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  • Joseph Gatiba    Jul 1, 2015

    hi lenders ,I have been in touch with Esther and she indicated that she will be making her payment before the end of this week.
    regards
    Joseph

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  • Esther Wangari    May 14, 2015

    I have been sick for a few days and this has made it impossible for me to make the payments on time. I will adjust the payments upwards as soon to my original payment.

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  • Esther Wangari    Apr 20, 2015

    Hello lenders, this is to let you know that my beauty saloon is fully operating now. Thank you so much for your support

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  • Esther Wangari    Mar 24, 2015

    Thanks very much dear lenders for your support ,my loan is fully funded now,I am so happy.once I receive the funds I will directly start my project.

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  • Esther Wangari    Mar 23, 2015

    Dear lenders,thankyou for supporting me this far,it is only two days left before my loan application expires, I believe that you will support me reach 100%funding before it expires.

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  • Esther Wangari    Mar 4, 2015

    This far is due to your continued support. Thankyou once more.

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  • Esther Wangari    Mar 4, 2015

    Hello lenders , here are some more photos of me in my cosmetic shop while knitting , with my baby girl Joy.

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  • Jane Cohen    Mar 3, 2015

    Looks great!

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  • Esther Wangari    Feb 25, 2015

    This is my knitting work.

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  • Esther Wangari    Feb 25, 2015

    Hello lenders,This is my new cosmetic shop.

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  • Esther Wangari    Dec 27, 2014

    Sorry my mobile date indicates 03/01/2014 but it is due to that i had not set the exact date before taking the photos.

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  • Esther Wangari    Dec 27, 2014

    Iam very happy for your support.

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  • Esther Wangari    Dec 27, 2014

    This is me in the shamba as you can see my carrots are doing very well.

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  • Esther Wangari    Dec 27, 2014

    Dear lenders ,I am very happy for your support my carrots are almost ready as you can see in the below photos and I will be harvesting them early January wishing you a merry Christmas and happy new year 2015.
    regards
    Esther wangari

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  • Esther Wangari    Dec 25, 2014

    Dear lenders ,I am very happy for your support my carrots are almost ready as you can see in the below photos and I will be harvesting them early January wishing you a merry Christmas and happy new year 2015.
    regards
    Esther wangari

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  • Esther Wangari    Nov 21, 2014

    Hi liz ,sorry for the late reply ,i received the loan on time thanks to all those who made it happen, I am very sorry for letting my lenders down although it was not my wish ,I'm working very hard to cover the two weeks I failed repay ,Joy is healed now and I have a reason to smile thanks once more .
    Regards
    Esther.

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