More capital to supply mobile phones

Doreen

Tena Estate, Kenya

44% repaid

Entrepreneur

Name

Doreen

Member since

February 2014

On-time repayments

35 installments  •  69%

About Me

I have a 10 year old boy called Wycliff, he's in class 4, and a 5 month baby girl called Ivana. I live with them in Tena estate in Umoja, where my son attends a private school. I have a diploma in Business Administration and this helps me so much in managing my business. I am very hard working, honest, focused and God-fearing. I had planned to start a business for a long time, and finally pursued my passion and made it happen. I am now looking to expand, by importing the items myself in order to get more clients and profit. I use my earnings to support my children, and sometimes my brothers who are not yet stable. I pay school fees for my son, pay my bills and save the rest. I'm saving up in order to buy land where I can build my house and stop renting property. Then I can use that money to do other constructive things in life. I am looking forward to achieving this dream.

My Business

My main business is in supplying electronics. I usually look for business in towns outside Nairobi as some people cannot travel into Nairobi for their electronics, and don't have to pay for delivery if it comes from me. Sometimes I face challenges where my orders are so large but I do not have the capital to buy enough stock in the capital, and thus I cannot meet demand. Generally, the returns are good, so with enough capital I will be able to grow very fast, and will be able to meet all of my customers demands.

Loan Proposal

I will use the loan to purchase the following phones ordered by my customers. I will buy a Samsung phone worth 12000 kshs (141$ ), a techno phone worth 8000 kshs ( 95 $ ) and a nokia phone worth 15000 kshs (177 $ ). As soon as the phones are delivered and get paid and will invest this into the business. I am very grateful to the Zidisha team and all the lenders. May God bless you all. This loan will positively change my life as I will be able to meet my customers demands, and therefore not struggle to pay my bills and to take care for my children. I urge you, my lenders, to help make my dreams come true. Thank you so much and may God bless you.

Show original English  

About Me

I am a mother of a 10yrs old boy in class 4 Wycliff and a five month baby girl Ivana.i live with them in tena estate in umoja where my son attend school in a private institution.i have a diploma in business administration and this helps me so much to manage my business.am also very hard working,aggressive, honest,focused and God fearing.i started my business long time because i had a passion in operating my own business from long time and i made it happen.am also looking forward to it expansion, where by i can import the items myself hence i can get more profite than buying around and am sure i will get more client.i use my earnings to take care of my children and myself,sometimes i try to support my brothers who are not yet stamble, i pay school fees for my son,i pay all my bills and save the rest.because am planning to buy a property in form of a land and i can build my house in order to come out of rental house some day,and i can use the money to do other constructive things in life. am looking forward to achieving my dream.

My Business

My business deals in supply of electronics.i usually look for orders in towns outside Nairobi where they find it far to leave there work closed to come and purchase the items in nairobi so most of them prefer to be supplied.they also prefer being supplied because they dont have to pay on deliverly so they can be left sell the items and pay at the agreed date.it is also hectic to look for this items because we just dont buy anywhere i have to move around compare the prices being offered and the quality in the market.so they also find it easier for them to get the items at their door step.the most challeges i get are sometimes i have orders but the capital isnt enough so it becomes difficult for me to supply.so i dont answer to some client because i know i can not meet the demand due to capital problem.but generally the returns are good,so with enough capital i can grow very fast,because i can be able to supply to all the orders

Loan Proposal

I will use the loan to purchase the following phones ordered by my customers.i will buy a Samsung phone worth 12000 kshs (141$ ) a techno phone worth 8000 kshs ( 95 $ )and a nokia phone worth 15000 kshs (177 $ ),immediately I deliver the phones I will get some payment and this money will help in expanding the business and also paying my bills.am very grateful to the Zidisha team and all the lenders may God bless you all.this loan will positively change my life bec.ause I will not struggle to pay my bill and to take care for my children because I will have capital to meet my customers needs.i urge you my lenders help me to make my dreams true.thank you so much and may God bless you.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$399.00

Date disbursed

Nov 3, 2014

Repayment status

Late

Projected term

3 months

Lenders

J

JBosshardt

Redmond, United States

rodcul

Altea, Spain

S

SelvaMarcus

Green Cove Springs, United States

J

jjonas

berlin, Germany

B

bopsquod

Seattle, Wa, United States

Cloudways

Malta, Malta

Jouni

Finland

B

BClay

Campbell, United States

ads68

Melbourne, Australia

K

Klemens

M, Germany

fairspirit

Utrecht, Netherlands

Stefano Bertolo

Luxembourg, Luxembourg

Zal0m0n

Atlantis!!!! x), Mauritania

gseletko

South Perth, Australia

markpearson

Portsmouth, United Kingdom

T

thebonseung

Republic of Korea

Vesa

Helsinki, Finland

A

aliyabe

United Kingdom

Dave

Ede, Netherlands

P

PeterSpencer

United Kingdom

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

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Summary

Amount repaid

$179.80

Amount remaining

$233.10

Expected completion

Feb 22, 2015

Status

Repaying late

Installment amount

$27.52

Repayment History

Expected Payments Actual Payments
Nov 16, 2014 $27.52 Nov 16, 2014 $27.52
Nov 23, 2014 $27.52 Nov 28, 2014 $27.52
Nov 30, 2014 $27.52 Nov 28, 2014 $0.32
Dec 2, 2014 $27.20
Dec 7, 2014 $27.52 Dec 2, 2014 $0.64
Dec 13, 2014 $26.89
Dec 14, 2014 $27.52 Dec 13, 2014 $1.52
Jan 20, 2015 $26.00
Dec 21, 2014 $27.52 Jan 20, 2015 $19.45
Jan 28, 2015 $8.07
Dec 28, 2014 $27.52 Jan 28, 2015 $14.66
Jan 4, 2015 $27.52
Jan 11, 2015 $27.52
Jan 18, 2015 $27.52
Jan 25, 2015 $27.52
Feb 1, 2015 $27.52
Feb 8, 2015 $27.52
Feb 15, 2015 $27.52
Feb 22, 2015 $27.58

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