Selling uniforms to support my charitable school

Charles

Nairobi City, Kenya

100% repaid

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Entrepreneur

Name

Charles

Member since

June 2014

On-time repayments

108 installments  •  59%

About Me

I grew up in a remote village in Western Kenya along the shores of Lake Victoria.I was involved in child labour since I started fishing at a tender age of 6,this was because I was an orphan. Through my perseverance and community support managed to go to school and overcome all these. I started this business because I also wanted to give back community and that is why I chose school business and currently there are 40 orphans and vulnerable who are learning at the centre free of charge ,we managed to register 20 this year 2015.
Kayole being in a city has almost all the communities in Kenya with diverse culture, I would like my children to do community work in future and I like watching football and I am the most loyal supporter of Chelsea Football Club in Kenya.

My Business

I do two businesses in one; I provide services in form of education and also sell school uniforms to the children at the school and others in the community. The uniforms are in high demand when the year starts since most of the children will be in need of new school uniform and others might have changed school. I choose this business because it is a long term business since children are born daily and clothing in a basic need and education is also important. A full school uniform cost $ 8 and can be sold @ $ 12.The profits are ploughed back to the business to expand it and also support the orphans and vulnerable children at the centre.

Loan Proposal

I will use the laon to add more uniform stock.I will purchase sweaters,shirts,trousors,socks,tshirts and truck suits for the children.I will also use part of the many to print t-shirts and truck and as well emroid sweaters.This will help improve my business as well support the orphans and vulnerable children at the project.The profits will increase by about 30 %.

Feedback

3

None

1



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Loan Info

Project Type

Classic Loan

Disbursed amount

$460.00

Date disbursed

Jun 1, 2015

Repayment status

On Time

Projected term

9 months

Other loans

Dec 2014:  $50

Feb 2015:  $232

Mar 2016:  $440

Lenders

Pranjal

Noida, Kenya

Hope2012

United Kingdom

ErikN

Stockholm, Sweden

Vanamo

Helsinki, Finland

Limeleaf

Toronto, Canada

M

mtaylor

Houston, United States

G

Goldrivermob

Gold River, Canada

Hedwich

Gorssel, Netherlands

jan73

Eugene, United States

L

Leonora

TÄBY, Sweden

Freewolf

Salt Lake City, United States

W

wnsomba

Tanzania

M

Mullagh

United Kingdom

BernadetteV

France

humblehumanity

Australia

J

jamdal

Australia

F

Fabrice

Sweden

MD

Miles Dodge

CORVALLIS, United States

R

Roland

Germany

MW

Matt Willis

United States

Lotus Flower

United States

Aliyah Paul and Amara

Oshawa, Canada

Z

zaroastra

somewhere over the rainbow, Portugal

CG

Christine Grass

Austria

F�

Feliksas Šilauskas

Lithuania

MT

Matilda Taylor

Canada

PG

Paul Graham

United States

Ask Charles a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Charles    Dec 5, 2016

    I am now happy that I have repaid over 50 % of my loan in a week or so.I hope to clear before the end of the year.From the look of things it was as if this loan was not going to be repaid but I said to myself that it cant and will never happen as long as I live.

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  • Charles    Dec 4, 2016

    I am in a position to more since my loan is long over due.

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  • Charles    Nov 25, 2016

    If someone thought I was going to be among the numbers of those who get lost with Zidisha Loan then you are wrong think again .I have started and it will continue it doesn't matter whether I will get another loan what is important to me is repaying the current one.

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  • Charles    Oct 9, 2016

    I am happy to report that my loan repayment if commencing this week and I hope to complete soon.

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  • Elise E    Apr 26, 2016

    Charles, there has been no repayment for over 6 weeks. Are you alright and can you update us on when you will start repaying your loan?

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    • Charles    Apr 26, 2016

      Hi Elise and every other lender together with Zidisha team.I know I have not made any payment for over a month and what contributed to this partially the team,when I did clear my last loan I have an expectation but when I made the application I got less money that I was expecting so it made my plans to fail,I tried reducing the amount but I was told I must make some payments before adjust but even with that I will make some payments this weekend and then reduce the amount to the amount I can manage and then adjust later.Thank you all.

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  • Charles    Mar 3, 2016

    It's always good to appreciate and today it is Zidisha I am appreciating. The loans that I have gotten from Zidisha have helped me a lot. I borrow to be able to sell school uniforms in the community, and I use the profit to help orphans get uniforms and to feed others in our project who cannot afford food. There had been increases in the numbers of such children who have needed our support, and again Zidisha came to my rescue. I used the profit from the previous loan to pay a website developer and it is now up and running. I did that to share with the world what I do so that those with interest in such projects, and the ability to help, can positively impact the lives of orphans living in Nairobi slums. Looking at our children, they all are in a school uniform, even those who cannot afford it, all having been made possible by Zidisha. www.fortunelearnerscentre.org is my website.

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    • (Comment deleted by author)

  • Charles    Mar 3, 2016

    Thank you, guys, we are almost there. You can also learn about how the little amount you loan to me is making a great impact in the lives of orphans and vulnerable children in the slums of Nairobi-Kenya.
    All the children look smart: www.fortunelearnerscentre.org

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  • Charles    Mar 2, 2016

    Thank you, guys who have contributed to this loan.

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  • Charles    Mar 2, 2016

    I am happy to have cleared my loan and hope to work with my lenders again.

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  • Charles    Mar 2, 2016

    I happy to have cleared my loan, as I did promise earlier. It does not make me feel comfortable when I hold people's money for long. I hope all those who lent to me last will get back their money and lend to me again. Thank you very much, ladies and gentlemen.

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  • Charles    Mar 2, 2016

    I am happy to report that I can now pay more money than I used to do, and this is because some of the people who have been owing me have managed to repay.

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  • Charles    Feb 10, 2016

    Dear lenders,
    It has been a long time since you people heard from me. The Fortune Project has not been doing well and it has affected my loan repayment. I think March might a good month and I will do my best to clear the loan in the month of March. I am also happy to share with you that Fortune has a website where friends can learn how their loans impact the lives of orphans and vulnerable children in Kenya: www.fortunelearnerscentre.org .

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    • (Comment deleted by author)

      • Charles    Feb 13, 2016

        I have really taken a long time to log into the forum, so I would request you to help me do it.

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  • Charles    Dec 25, 2015

    Dear lenders and friends,
    I take this opportunity to wish you all the best during this festive season. I have to agree that there have been difficulties in loan repayment by lenders from Kenya. As we start the new year, I invite all our friends to get involved in what we do. We are looking for sponsors for the three orphans.

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  • Hope2012    Dec 22, 2015

    Happy Christmas

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    • Charles    Dec 22, 2015

      Thank you. I am just arriving from the village. Enjoy yours, too.

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  • Earnest    Nov 12, 2015

    Hello lenders,
    I have called Charles today morning. He has told me he is working hard to get money and repay the loan. Meanwhile, he is under financial pressure which he is sorting out.
    He promised to repay in the course of the week.

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    • Charles    Nov 16, 2015

      Hi Mr.Makau,
      I have read your post here and also received an email. Why do you report what you know is not true, when you did call me and got that information? I know I did not make payments for the 1st and the 8th of November, and the reason was that I never got any reminder and I have not been paying weekly. I normally make six or seven weekly payments at once, so it's not easy to know exactly when the next payment is to be made. I feel wronged to see this information on my wall.

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  • Charles    Oct 16, 2015

    Dear friends,
    Thank you for your prayers. A friend has started this campaign for Fortune to help raise some money for rent. We are on the verge of being evicted. Here is the link to the campaign: www.gofundme.com/d86ghmnw

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  • Charles    Oct 13, 2015

    Hi my lenders I hope all is well with you I am in the most challenging time of my life.My business is not doing well and as you it also affect the charity school I run.I hope things will change foe the better in the near future but I will continue paying the little I can and increase it when my situation improves.

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  • Charles    Sep 25, 2015

    As I shared, most schools are in session in Kenya. That has affected the school uniform business, but I hope the situation will improve soon.

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  • Hope2012    Sep 21, 2015

    Teachers strike

    www.bbc.co.uk/news/world-af...

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  • Charles    Sep 7, 2015

    Hi my lenders and followers,
    I am happy to be associated with Zidisha since I joined the organization. I have never regretted it. The loans I have received have helped improve my income, as well as support men in some other projects I do. I have also made friends here; some have gotten involved in what I do. On August 7, I highlighted the plight of one girl called Quincy who is getting education at our project, Fortune School-Kayole. The girl used to go without food and the guardian who is her aunt was not in a position to pay her tuition. I took it upon myself to see that she would get food every day, even though I was struggling because there are so many orphans and vulnerable children at the project. This week, her help came from Zidisha. One of the lenders came to her rescue and has agreed to put her through her education by paying her tuition fees, two school uniforms every year, shoes, breakfast and lunch, all textbooks, exercise books, and other vital educational materials.

    I thank Zidisha for all of that. Quincy was helped, but the list of orphans and vulnerable children at our project is still quite long. Anyone who is touched by this and in a position to help, however little, is welcome to do so, or to any link to an organization to support such project, would be highly appreciated. I can be reached through [email protected] or [email protected] .

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