More second hand clothing

Dorothy Oluoch

Kisumu, Kenya

58% paid forward



Dorothy Oluoch

Member since

February 2016

On-time repayments

108 installments  •  100%

About Me

Im Dorothy Akinyi Oluoch, Kenyan citizen , who grew up in a remote area in Mbita. I did my primary school in Kadika Primary, went to Dede girls high school in Migori county.

The most hardship i ever encountered was when my Dad passed on, and he was our soul breadwinner, life was not so easy afterwards, my mum started a small scale business such that she could raise food for the family and God saw us through. This motivated me so much such that immediately after school, through my brothers support i managed to purchase goods, came and sold them and got my interest continued with the business. My husband was very motivated, and he has been very positive and surportive, through my hard work he even started his own business which is doing very well. I like socialising, weaving, singing and making new friends.

What I like so much is helping needy people around me more so the old and the young, I don't like seeing people going without food and clothes to put on, so what I do is to provide some food for them, clothes and shoes. They are not in an orphanage but I just reach them at their homesteads. I have around three older women and two families who are very poor that I take care of.
This makes me work extra hard, and I even learned to share the little I have with them. Since my childhood i liked being near these people who cannot help themselves helping them with what I have.

I am a christian and like singing that's gospel music since I was younger.

My Business

I do sell second hand clothes where i buy in bales, i normally sell bedsheets, duvets, jumpers, jackets, T-shirts, shirts, baby blankets, ladies tops and skirts and sell to retailers, these clothes are in demand since in Daraja Mbili where i stay its too cold most of the times and few people bring these commodities to the market. I like this business because in Daraja Mbili these goods are in demand due to its climate, which is very cold, and to add on that due to high demand, these clothes are easy to sell hence i get good profit and that is why am still moving on.

Since I joined this zidisha family, I am capable of buying these bales without straining. And am fairing on well because with the first loan I managed to expand my business and introduced new stock in, I decided to buy new shoes and ladies handbags because customers were asking for them.

I buy stock every week a bale of Bedsheet costs $190, a bale of duvets costs $170 and abale of jacket I buy at $90. In total I make a profit a bout 50%.

The profit I get from second hand clothes I use part of it to take care of my family, pay school fee for my daughter who have joined kindergarten, buying food, clothes and also taking care of my needy people and the rest I use to add stock on a weekly basis.

Project Proposal

The loan you will give me I will use to add more stock for my second hand clothing business. And part of it add more stock for my grocery.





Project Info

Project Type

Pay It Forward

Disbursed amount


Date disbursed

Sep 2, 2022

Cost to entrepreneur

Service fee: $14.27

Pay It Forward contribution: $42.80



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  • Dorothy Oluoch    Dec 5, 2022

    Hello lender's, I wish to change my installment to 1204 because, business is not doing well due to hike in prices of commodities.

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  • Dorothy Oluoch    Dec 5, 2022

    Hello lender's, I wish to change my installment to 2204 because, business is not doing well due to hike in prices of commodities.

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  • Dorothy Oluoch    Nov 27, 2022

    Hello, I would like to change the payment schedule because the prices of commodities has trippled, so much is going to stock and profit margin has also gone down but hopefully things will normalize.

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  • Dorothy Oluoch    Nov 9, 2022

    Hi backers, I would like to adjust my installment to 1000, sales has gone down, and maintenance is not easy.

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  • Dorothy Oluoch    Oct 24, 2022

    Hello backers, I believe you are doing well, am also doing well.

    I have been changing the weekly installment, because business is not doing well now, but I believe once things get better I will be able to pay it faster, just bear with me a little longer.

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  • Dorothy Oluoch    Oct 10, 2022

    Hello backers, I hope you are ok all of you , am also ok.

    I was requesting to adjust my installment because, business is not doing well and I think I quoted amount that was not easy to pay depending on my income.

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  • Dorothy Oluoch    Sep 27, 2022

    Hi, I would like to adjust my limit, I have lost my brother, as we are organizing for the burial, am not steady because most of the time My shop is closed,
    Immediately after burial I will go back to my initial limit

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  • Dorothy Oluoch    Sep 4, 2022

    Hello backers, once again tank you very much for your support, the first batch of the money I spent on buying these items I paid through mpesa banking,

    QI36AG4SBW Confirmed. Ksh9,870.00 sent to KCB Paybill AC for account 1266820396 on 3/9/22 at 9:07 AM New M-PESA balance is Ksh15,078.39. Transaction cost, Ksh0.00.Amount you can transact within the day is 290,130.00. Pay with M-PESA GlobalPay virtual Visa card linked to MPESA wallet. Click

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  • Dorothy Oluoch    Sep 2, 2022

    Hi, my backers, I want to take this opportunity to thank yo very much for this wonderful support, am very much humbled.
    This money Al use it to buy more second hand clothing and add more stock for my grocery.

    I strongly believe that this fund will make Avery big difference in my business.
    There were some items missing am going to buy them.
    Once again thanks alot my to my funders may our good God bless you abundantly.

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  • Dorothy Oluoch    Aug 31, 2022

    Hello, my lenders am very happy once again, I want to thank you very much for your support.
    This fund am about to get I will use to add more stock for my grocery and others for second hand clothing.

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  • Amon Kipruto    Aug 23, 2022

    Good luck with your business

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  • Dorothy Oluoch    Aug 18, 2022

    Hallo lenders, it's been a while since I was in this family, many has transpired, but I thank God that am still alive and able to join the family again, thanks alot for granting me this privilege to be part of the family once again.

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  • Dorothy Oluoch    Apr 27, 2019

    Hi to all my lenders and Zidisha family, I want to thank you so mucu for bringing me this far, if it were not you I wonder where I could have been, I am very very sorry for what has happened, and I think its good to let you know why my loan expired, I was logging in to Zidisha then I was told that I should rset my password, since I applied for loan I have been trying to reset my password but am told that I have entered an invalid token. I have been trying but all in vain, I have entered all the passwords I can think of but they are not accepted. But thanks God I have managed to log in today, once again am very sorry. God bless you abundantly.

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  • Mary    Apr 18, 2019

    Good luck Dorothy with your new loan!

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  • Matthias    Apr 15, 2019

    All the best!

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  • Dorothy Oluoch    Apr 15, 2019

    I want to thank my lenders so much for their support, I added more second hand clothing using 20000KES, the profit I got which was about 3000KES plus the other part of it the loan which wasKES 20000 I used to put up a mini shop which is also doing so well.

    Zidisha has just taken away poverty from me, I was nobody before Zidisha and am now somebody, thumps up zidisha may be blessed.

    I used $200

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  • Dorothy Oluoch    Mar 7, 2018

    God is good all the times, I hope every one is fine, to my lenders I am humbeled, your support has improved my life. Am very happy because I have managed to repay my loan fully without any problems, may our good God continue blessing you , thank you very much.

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  • Dorothy Oluoch    Feb 3, 2018

    Happy new year to Zidisha family, I hope everyone is doing well.

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  • Dorothy Oluoch    Sep 27, 2017

    Hi to all Zidisha team, am happy to get this golden chance to say thank you to my lenders together with the whole family, i have been down for long in hospital but i thank God because today i have strength even to say hi and inform you what is going on. Am now out of danger God willing i will resume my daily duties and all will go back normal. Thank ypu once again and may God bless you abundantly.

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  • Dorothy Oluoch    Jun 15, 2017

    Hello zidisha family, i hope you are doing great, my business has been so low but I believe things will work my way, thanks a lot and may God bless you abundantly.

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