More seedling and fertilizer because of election surerity

Lydia Gitingu

Kanyariri, Kenya

100% repaid

Entrepreneur

Name

Lydia Gitingu

Location

Kanyariri, Kenya

On-time repayments

49 weekly installments  •  57%

About Me

I am a farmer by chance though with time I have come to love it. It has been over a year and I am really happy with the progress I have made so far and am looking to have by the end of the year. It helps me be busy, to work with (and at the same work as) my family and to have money to support my family and for saving up for my advanced education.
With the farm business, I have time for family, to meet different people, and to learn new skills, as it was new for me. At the same time, it helps me be able to solve problems easily by conversing.
I am looking forward to expanding, to advancing my studies in clinical psychology, and to do my 36th birthday party or a trip, as I have never had a birthday party.

My Business

I farm: kales, spinach, black nightingale, mostly traditional greens.

I also want to add a small side business by buying a motorcycle which I will use as a taxi. I have to wait for my product until harvest time for almost 2 months and in the middle I get some financial strain in my home caused by this. It is affecting my livelihood. With the bike, I will be able to get a small amount which will cater for my daily needs as well as for medical and insurance for my kids. That will help me in case I get an emergency as I had earlier with my son. I would like to buy a bike which will be able to cater for that need as well as transport my goods to the market when it's time.

The breakdown will be as follows:

Bajaj 150cc motorcycle from Bajaj Africa, cost 112,000 KSh inclusive of 1 year insurance and 2 helmets and a reflector jacket

Earning per day 400 x 6 days =2400 KSh (around my location since they vary with a place with dense traffic of passengers )(Sunday is off day)
Per month = 2400 x 4 = 9,600 KSh

Loan payment
Loan payment: 2000 KSh per week
Loan payment by month: 8,000 KSh

With that amount, I will be able to pay with ease as well as have some money left for the family and farming output. The side business is so as to add on to the farming and to be able to cater for the family in a financial strain.

I have been able to take my son to a new school which is better and happy he is using a school bus for transit. That makes me happy as well and we are doing fine thanks to the help of you.

Loan Proposal

I will be able to buy a pesticides pump spray and more fertilizer due to the election price surge and this I will be able to have produce from the farm as well as be able to pay my loan at ease ,I would also be able to safe some small money so as I could manage to take my children on a holiday trip as the schools have closed and my son was number one in school, as I managed to buy water pipes, I am still on the same business plan as I haven't fully bought all I need,, and am thankful that this one will enable me completely buy all ,I also need to surprise my son on a trip to the coast as he was number one in school and with the proced I have saved I will be able to do that after election as to add encouragement to him with something fun for his education effort amid his sickness 3weeks ago

Show original English  

About Me

Hey i am a farmer caught by chance thou with time and it's been over a year and I have been very grateful for how the business is doing so far progress step by step , by loosing my business and job I landed to farming through my mum, was hesitant with all the work and dirt and now am happy it's has become my livelihood ,my family depends on it and so is my education and kids too.

On our past time I guess not much just be there for them and watch some movies and also let them be kids for now, it's important, I tend to say thou both love football which is their everyday game.


Looking forward to giving them the best. As we all parents do.

Thanks

My Business

I farm kales,spinach,black nightingale, mostly traditional greens , and lately I have added coriander, and cauliflower and courgette as a pilot to see how well it does in our area, as I am also looking to supply my products to supermarket, which I have contacted a few and waiting for confirmation, which will be a good deal as I wouldn't have to wait for the buyer I will be able to sell direct .


In the meantime I would be happy to get funds to support our growing journey together.

Loan Proposal

I will be able to buy a pesticides pump spray and more fertilizer due to the election price surge and this I will be able to have produce from the farm as well as be able to pay my loan at ease ,I would also be able to safe some small money so as I could manage to take my children on a holiday trip as the schools have closed and my son was number one in school, as I managed to buy water pipes, I am still on the same business plan as I haven't fully bought all I need,, and am thankful that this one will enable me completely buy all ,I also need to surprise my son on a trip to the coast as he was number one in school and with the proced I have saved I will be able to do that after election as to add encouragement to him with something fun for his education effort amid his sickness 3weeks ago

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$118.54

Date disbursed

Jul 30, 2017

Repayment status

On Time

Projected term

3 months

Cost to entrepreneur

Service fee: $5.32

Lenders

V

Valis

Singapore, Singapore

Stefano Bertolo

Luxembourg, Luxembourg

Paul Buchheit

Mountain View, United States

Emma

Australia

PG

Paul Graham

United States

Cyrus Santiago

Calapan City, Philippines

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Dennis L

Berlin, Germany

Paul Buchheit

Mountain View, United States

A

Anonymous

United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Kevin

United States

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