More shoes stock and children cloths

Milkah Wanjiru

Gilgil, Kenya

100% repaid

Entrepreneur

Name

Milkah Wanjiru

Member since

January 2013

On-time repayments

201 installments  •  17%

About Me

i am a young lady live in Gilgil town and my current occupation is self employment.I posses a diploma in business management second class honor.this Help me to be able to start my own business of selling ladies shoes.Started this business to keep my self busy as I wait to be employed but I came to find that having my own business is more profitable than being employed .I am able to cater for all my expenses and the profitI got from my business enable me to save a lot of money which i intend to buy a piece of land and lay down my own flats for renting

My Business

My business is about lady's shoes;When starting a shoes business, I will find it valuable to determine who My target market will be. This allow me to determine what type of shoes I am going to sell. I can sell low end shoes, high end shoes or both depending on what type of clients I expect to patronize My shoe shop. Nevertheless, i will find it notable to know that I will be able to sell to more people if I sell low end shoes. My shoe store business start up capital will also determine what type of shoes I will be able to sell.
Due to growing population and fashion change the demand for lady's shoe is very. high every one want to catch up and move with fashion.
It is still important that I acknowledge the importance of a brick and mortar shoe market business outlet because this is where I can display My products and sell directly to my customers. It is important that I choose a location where people can easily see and purchase My products . Setting up a shoe outlet in a mall or in similar high traffic areas would be a great idea and am looking forward to open a new outlet where more people will access my shop.I Also take my products to the market during the market day (two days in a week) this also boast sales.

Loan Proposal

thank you lenders for the past two loan .the loan has dramatically changed my business in a way i never expected .am ow requesting for a third loan which i plan to stock more shoes and also children cloths .I believe by doing this it will help in growing my self .I will also set aside a potion for immediate orders that my client request .
i do know i will make it through.lenders kindly i call upon you all to fund my request
Thank you and welcome all.

Feedback

9

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Loan Info

Project Type

Classic Loan

Disbursed amount

$1,008.72

Date disbursed

Jun 27, 2015

Repayment status

On Time

Projected term

7 months

Cost to entrepreneur

Service fee: $39.79

Lenders

investor

Candiac, Canada

D

dbedell

Brooklyn, United States

cyrus0302

San Francisco, United States

DeanDropshot

Oslo, Norway

artnking

College Place, United States

Zidisha

Sterling, United States

sebastienrosa

Quebec, Canada

A

ashtanga99

Newport, United States

BJ

Brandon Joz

North Carolina, United States

G

glomardor

Leonardtown, United States

IA

Ismini and Jerry

Stamford, USA, United States

ads68

Melbourne, Australia

fairspirit

Utrecht, Netherlands

Bobrm2k3

Charleston, United States

T

Taupe

Balzers, Liechtenstein

W

wally

Torino, Italy

Zal0m0n

Atlantis!!!! x), Mauritania

E

E

Marin county, United States

Matching Fund

Sterling, United States

G

gbelote

United States

Paul Buchheit

Mountain View, United States

mepster

San Francisco, Ca, United States

OllieOladele

London, United Kingdom

Villa Maria Outliers

Montreal, Canada

H

Hank

New Zealand

MB

michael breen

United Kingdom

BK

Brianne Keyes

United States

KD

Kent Don

United States

Jennifer Weber

Canandaigua, Ny, United States

B

Brent

United States

KR

KJ Roberts

United States

PG

Paul Graham

United States

JW

John Walsh

Alicante, Spain

Ask Milkah a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Milkah Wanjiru    Oct 24, 2018

    i am not been repaying my loan because my business went down and i used the loan to further my education.am now in the last semester and i will be graduating this December and resume normal business .am very sure that i will be able to repay this loan in full am from next year .i apologies for inconvenience i caused to my lenders and the the whole zidisha fraternity at large.

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  • Milkah Wanjiru    Apr 23, 2016

    Thank you lenders for funding my loan once again i will use the money wisely as i mention and when its dew for payment i will ensure i do my part .i will also keep you updated now and then on the progress of my business .
    thank yo u very much lenders you are all my families .
    Milkah

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  • Esther Wanjiru    Feb 24, 2016

    Dear lenders, I have tried to reach Milkah on her phone but it is switched off. I will try to reach her later and let you know what she says about her delayed payments. Thank you.

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  • Milkah Wanjiru    Jan 26, 2016

    the last loan was very helpful to me and it did shape my business and help to grow .mine is to offer lots of thanks to all of you lenders for sowing generous contribution towards my business .

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  • Milkah Wanjiru    Jan 26, 2016

    the last loan was very helpful to me and it did shape my business and help to grow .mine is to offer lots of thanks to all of you lenders for sowing generous contribution towards my business .

    Log in to reply • Share
  • Milkah Wanjiru    Nov 4, 2015

    lenders, am currently behind schedule but nothing to worry about .i was bussy shipping new stock from Kampala to Gilgil Kenya.Any time after i made my first sales i will clear all my arrears

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  • Milkah Wanjiru    Nov 4, 2015

    lenders, am currently behind schedule but nothing to worry about .i was bussy shipping new stock from Kampala to Gilgil Kenya.Any time after i made my first sales i will clear all my arrears

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  • Milkah Wanjiru    Nov 4, 2015

    lenders, am currently behind schedule but nothing to worry about .i was bussy shipping new stock from Kampala to Gilgil Kenya.Any time after i made my first sales i will clear all my arrears

    Log in to reply • Share
  • Milkah Wanjiru    Jun 22, 2015

    Thank you lenders for funding my proposal in time .am very happy for you all.i promise to use the money wisely .and repay when its due .I will also keep on updating on every progress of my business and loan progress.
    Thank you lenders

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  • Milkah Wanjiru    Jun 21, 2015

    hi lenders, thank you for funding my loan its now 21% funded and 2days left .kindly i request you fund me before expiry
    thank you very much

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  • Milkah Wanjiru    Jun 15, 2015

    lenders,i welcome you all to fund my proposal .i will never fail you nor disappointing you.
    fund me lenders

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  • Milkah Wanjiru    Jun 10, 2015

    lenders ,I do salute all of you for your generous act of giving me a loan .the past loan has made a great impact n my business .I was able to increase my stock and also able to go for different types of product .due to increased stock lead to increase large customer base.this was all through your effort lenders .
    thank you very much

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  • Milkah Wanjiru    May 30, 2015

    Hi lenders,am in good health and my business is good and growing I appreciated the help you always offer to me .was it for for you lenders....THANK YOU LENDERS

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  • Milkah Wanjiru    Apr 5, 2015

    lenders the business is good and am also good and in my health hopping you too are in good health

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  • Milkah Wanjiru    Feb 23, 2015

    lenders ,thank you very much for funding my loan .i will use it wisely and repay without hesitation when times come. i will also keep your posted of my business progress .Thank you

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  • Milkah Wanjiru    Feb 18, 2015

    hi lenders ,i welcome all you to fund my loan . i want to use the loan to restock my shop with new fashion arrival from Kampala .kindly fund me .Thank you

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    • trincowski    Feb 19, 2015

      Hello Milkah! Your idea seems interesting but are you really able to repay the full loan in 3 months? Shouldn't you ask for a longer loan? Like 1 year, at least?

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      • Milkah Wanjiru    Feb 20, 2015

        trincowski ;Am capable of repaying it in three months .I cant borrow as the website cannot allow that .we borrow as per zidisha rules and regulation but if only it can I can go for longer long repayment

        THANK YOU

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  • John Macharia    Feb 16, 2015

    hi lenders, consider funding for Milkah Wanjiru i do her she is a trusted committed and hardworking lady she deserve this loan .
    thank you
    john

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  • mewesten    Aug 4, 2013

    Dear Milkah,
    I saw your requests for lenders to intervene on your behalf. The lenders have no visibility in the loan application process. That function is administered by the Zidisha staff.
    I and other lenders have asked the Zidisha staff to clarify the decision to cancel your loan. I'm confident they will respond to everyone soon.
    Sincerely, Marvin

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    • (Comment deleted by author)

      • mewesten    Aug 5, 2013

        Dear Milkah,
        Lenders such as me do not know the details of the loan application process. That is done by the people working at Zidisha.
        I have asked the Zidisha staff to say why your loan was cancelled. They will respond us soon, I am quite sure of that.
        Just so that you know, most of the people at Zidisha are volunteers and they work for no pay. They do a very good job for borrowers and lenders.
        Sincerely, Marvin

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  • maxep06    Jul 28, 2013

    Hi all,

    I am a Kenya Country Liaison intern with Zidisha. While Ms Wanjiru's loan was raising funds, we noticed a potential concern with her loan application. We held off on disbursing the loan until we had a chance to conduct some additional due diligence, and I'm sorry to say that we encountered information that disqualifies Ms Wanjiru from raising loans with Zidisha. All lender funds associated with this loan will be returned to lenders' Zidisha accounts.

    Best regards,
    Max Epstein
    Zidisha team
    [email protected]

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    • Dipsius    Aug 6, 2013

      I think that the lenders are entitled to more of an explanation than this. If there were problems with the loan application, shouldn't these have been sorted out before the fund-raising started?

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  • Milkah Wanjiru    Jul 15, 2013

    Hi lenders,am very happy being offered the second chance to post a new loan.i have just posted it and as usual i will keep you updated and will not let you down .i have seen that being with zidisha is something to be proud off.people that care about others, positive and people that trust you even without having met .
    zidisha is the place to be !!!

    thank you very much

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