Motorbikes for grocery delivery service

Teresah Wamuyu

Kiptangwanyi, Kenya

100% repaid

Entrepreneur

Name

Teresah Wamuyu

Member since

January 2013

On-time repayments

217 installments  •  100%

About Me

I was born in the Central Province of Kenya (Nyeri). My parents were peasant farmers with some coffee plantation, only, to tend to. It was challenging for them to guarantee us a decent lifestyle. However, despite these limitations, my parents believed in my education. They did their very best to ensure I went to school. It’s heartbreaking that they are not here anymore to witness the results of their hard work and faith in me, but wherever they are, am sure they are smiling and proud of their efforts.
I ended up a teacher, teaching in primary schools. I taught for over 25 years until I decided to seek early retirement to focus on making my small business work.
I am married with four children. My husband is a primary school teacher. Thanks to God, my eldest son secured a job and is working towards cementing his career. The second born has just started his small business. My third born is in his 3rd year of university. He has been helping me out so much over the holidays in running my cereals business. He is very interested in joining me after university to try and scale this business. My only daughter, the last born, is in her 1st year in the university. She's studying for a career in the tourism & hospitality industry. It has been quite a struggle educating my children, but it is with God’s glory that we have managed.
Zidisha was very pivotal when I decided to start my business. A business, for me, was not only a means of meeting the needs of my community and creating a source of income, but also a way of liberating myself and empowering more of the people around me. I have always had a passion for helping people in need. Throughout my teaching career, I have lived with and accommodated different persons and treated them as family; ranging from a few orphaned kids, a HIV Positive girl, a son of a single mother, to my nieces who needed financial support. I do not do all these because I had any adequate financial capability, but rather because I felt it was the right thing to. That is why I look at my business as a means of not only empowering myself, but most importantly, a way of empowering my customers and persons I care about. That is my passion.

My Business

My recent loan application was intended to purchase motorcycles, which would help transport my products to far-flung remote areas. I tested this distribution model first by leasing out a couple motorcycles to do the transportation for me. It quickly became clear that motorcycles wouldn't transport the bulk of my products as efficiently as I would have liked. I, therefore, looked for and acquired a second-hand Toyota Carina sedan car for about $1,500 (I paid $1000 in cash and the rest in 10 monthly installments). Well, it's a cranky old car but it did the job...most of the time!
I managed to distribute loaves of bread (Elliot's) to retailers in my countryside. The year wasn't so bad either. Although the Kenyan elections affected my business a little, I managed to forge ahead by the trust of my customers and by the Grace of God.
My retail business grew into a wholesale business, and I saw a need to establish another shop on the opposite side of the road. Currently, am dealing in foodstuffs including flour, cereal, loaves of bread, and beverages like sodas and juices. This being a pretty semi-arid area, foodstuffs have the greatest demand. I also introduced clothes and kid's shoes. Oh, and I managed to send my youngest daughter to university! All thanks to the business and you, Lenders!

Loan Proposal

I will buy three motorcycles to help in the transportation of my merchandise.
Each motorcycle will cost approximately $930.00, and then hire the riders who will be ferrying the commodities to my customers.
This will surely increase the productivity of my ventures thus the profits.
I surely thank you Guys for everything you have enabled me to achieve.
Thank you.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$2,913.64

Date disbursed

Jun 8, 2017

Repayment status

On Time

Projected term

13 months

Cost to entrepreneur

Service fee: $122.42

Lenders

joerg

Berlin, Germany

T

Tmann

Los Angeles, United States

Q

Quomar

Żmigród, Poland

H

Hilke

Bremen, Germany

davelowe100

Perryville, United States

AltruisticSelfishnes

Chicago, United States

S

sebseb

The Hague, Netherlands

lietu

Tallinn, Estonia

ErikN

Stockholm, Sweden

AndreaBravi

London, UK, Canada

Ambrose

Calgary, Canada

T

Tallago3

Munich, Germany

J

JakeA

Wellington, New Zealand

L

Lttlefoot

Sydney, Australia

E

elkbrett

Bradenton, United States

J

Jessica

Patagonia, Argentina

K

kingmark1

Calgary, Canada

Y

Yasha

Beer Sheva, Israel

B

BigLender

Austin, TX, United States

S

Senryu91

caldogno, Italy

B

Bavarian

Bavaria, Germany

indeh

London, United Kingdom

Mannysgirl

Surrey, Canada

Myrar

Aarau, Switzerland

K

KDeath

Dublin, Ireland

D

duckdork

De Forest, United States

SHRFamily

Vancouver, Canada

M

markusfitza

College Station, United States

IA

Ismini and Jerry

Stamford, USA, United States

S

SvenWaage

Stavanger, Norway

A

Andersson

Sölvesborg, Sweden

pentatonicscale

Niiza-shi, Japan

V

Va_Ce_Jo

Egham, United Kingdom

L

loistf

Madrid, Spain

mauroandmichelle

Montreal, Canada

M

Mark

Melbourne, Australia

zphelj

Dallas, United States

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

Christopher

Copenhagen, Denmark

E

edgreig

Brixton, United Kingdom

C

Casaderanas

Adelaide, Australia

Andreas Kiss

Vienna, Austria, Austria

worldcitizen

Kutztown, Pa, United States

E

Edijac

Strombeek-Bever, Belgium

T

Tui1974

nuenen, Netherlands

R

Rearden

STAVANGER, Norway

A

Andy

Berlin, United States

nakamura

United States

panamaman

Philadelphia, United States

JC

Jordi Cohen

New York, NY, United States

hugomesser

Blokker, Netherlands

G

glh25

Winooski, United States

Bobrm2k3

Charleston, United States

James

Paris, France

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

ShaneS

Port Pirie, Australia

K

kingcamo1095

Mountain Home, United States

gseletko

South Perth, Australia

B

bertvdlingen

utrecht, Netherlands

L

Leonora

TÄBY, Sweden

L

LenoMetus

Perth, Australia

JonB

London, United Kingdom

soniad

Dubai, United Arab Emirates

C

cranejoad

cazenovia, United States

xtrahardware

Cazenovia, United States

S

Sjors

Eindhoven, Netherlands

lizandsteve

guelph, Canada

NedRyerson

Munroe Falls, United States

C

Clben7

Cincinnati, United States

Evan Lamos

Brussels, Belgium

sderickson

Berkeley, CA, United States

G

grogzoid

United States

G

GoughGirl

Washington, Dc, United States

M

Malibu

Westwood, United States

John Makongo

Kitale, Kenya

Beth Witten

San Francisco, United States

D

drorm

United States

cc5alive

Los Angeles, United States

B

beckynagel

United States

DavidHS

United Kingdom

Paul Buchheit

Mountain View, United States

lyalljellyman

Wellington, New Zealand

trincowski

Vilar, Vila do Conde, Portugal

S

sarah4d2

Saint Louis, United States

J

jbhernan

United States

GMc50

Australia

B

bscent

Hong Kong

V

vbud

United States

D

Desteli

United States

K

Keith

Luxembourg

Otto Barten

Amsterdam, Netherlands

N

nedenchase

United States

H

hayek

Stuttgart, Germany

D

dave40262000

Texas, United States

C

Crainster

Chapel Hill, United States

PolarBearCapital

United States

H

happyhappy

Switzerland

SuperMario28

Cudahy, United States

E

Ejackson

United States

A

andreab

United States

T

thehigginsons

United Kingdom

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

Haim Si

Mexico, Mexico

Tanya

Nelson, New Zealand

Gab

Singapore

Dave Bogard

New York, United States

Family Mueller

Petershagen, Germany

N

Niels

Berlin, Germany

D

dsfranz

Gaeta, Italy

Johannes Duerk

Bochum, Germany

Jamie

Dublin, Ireland

MD

Miles Dodge

CORVALLIS, United States

JS

Jon Scherer

United States

SMOICE

Berlin, Germany

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

G

GS

Germany

Elly

Woudrichem, United Kingdom

Kate Courteau

United States

SK

Stefan Kruell

Muenster, Germany

Kevin

San Francisco, United States

KD

Kent Don

United States

KL

Ket Lin

United States

JD

Jeff DePree

United States

George

Corvallis, Oregon, United States

PT

Paul T

Amsterdam, Netherlands

Framework Eyewear

Utrecht, Netherlands

Martin Nielsen

Aarhus, Denmark

M

Mart

United Kingdom

PG

Paul Graham

United States

RV

Rob Van Dam

United States

P

patricio

Yorba Linda, Ca, United States

AH

ajay hampapur

United States

N

Nick

United States

Aran Dunlop

United States

MS

Mark S Yourek

United States

Joe Lamantia

Reston, Virginia, United States

Paul Smithson

Leeds, United Kingdom

Rosario von Li

San Jose, Ca, United States

Eugen Stamm

Zurich, Switzerland

Shawn Stice

Kansas City, Missouri, Central Region, United States

Christopher Hey

Sudbury, Canada

EB

Ellen Batten

Kalamazoo, Michigan, United States

MP

Minah Park

Republic of Korea

B

Bramlage

United States

IH

Isaac Hileman

United States

MW

Mandy Wilson

United States

JO

Johan O

Borlänge, Sweden

Mojoe

Atlanta, United States

EthicalHost

Toronto, Canada

KE

Karen Epolito

Syracuse, NY, United States

GG

Gituru Gitumbi

Seattle, United States

V

Vidar

Oslo, Norway

PD

Provincial Desk Jock

Aberdeen, Scotland, United Kingdom

Claire

San Fransico, United States

H

Huub

Switzerland

NE

Nikka Eliza Morales

Talisay City, Cebu, Philippines

I

isaac

United Kingdom

KT

Kate Turner

United States

Mary

Germany

Myria

New Mexico, United States

GA

Giovanni and Yelena

New York, Ny, United States

Sinan Taifour

Munich, Germany, Germany

SM

Sachet Marion

United States

J

Jon

United States

cchhrriiss

Munich, Germany

The Zinc Team

San Francisco, United States

Benjamin Kniaz

Boston, United States

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

Marius Lohri

Switzerland

Geoguillot

California, United States

Thomas Naimoli

United States

Day Family

Melbourne, Australia

A

Ari

United Kingdom

V

VJ

Canberra, Australia

Dave Magnan

Québec, Canada

Manayon Domingo

San Miguel Guimba, Nueva Ecija, Ph 3115, Philippines

K

Kyle

Durban, United Kingdom

NK

Navid Kiassat

United States

M

Mark

Toulouse, France, France

Dean Suminski

Portland, Oregon, United States

The Weltys

Averill Park, NY, United States

E

ericb321

Republic of Korea

Jean Wren Chan

United States

GS

Gary Sinard

Franklin, TN, United States

Bo Rosén

Eslöv, Sweden

Helper

United States

J

Jakub

Czech Republic

S

seahillpark

United States

TP

Tirzah Prince

United States

JF

J Fister

United States

JU

jeremy upsal

United States

Brandon Wright

Salt Lake City, Ut, United States

Salvatore Martello

New York, New York, United States

H

helle

New Zealand

J

Jani

Stockholm, Sweden

F

Frank

Netherlands

R

RMIM

United States

E

Emma

Australia

U

ugalk

United States

Mike

Indianapolis, United States

DW

Dan Winetsky

United States

W

Will

United States

L

Liam

New Zealand

Paul Buchheit

Mountain View, United States

M

Mary

United States

E

Eric

Canada

Katja

Switzerland

BN

Bryan Nganga

United States

A

Adriaan

Netherlands

TH

Tyler Harris

United States

F

Florian

Netherlands

A

Aiden

United Kingdom

A

Anonymous

United States

Nethanel Kohen

NYC, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

KT

K Turner

United States

SL

Sam Lute

United States

A

Anonymous

United States

SL

Sue L

Singapore

SS

Sam Smith

United States

B

bburritt

San Diego, California, United States

K

Khoa

United States

JP

Junggiu Park

Seoul, Republic of Korea

CL

Chris loera

United States

Ask Teresah a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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