Moving technology to the next leval

Herman

Nairobi, Kenya

46% repaid

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How it Works

Entrepreneur

Name

Herman

Member since

January 2015

On-time repayments

197 installments • 38%

About Me

currently am a university student in (USIU). I joined after saving for one year when i finished my high school. immediately i finished my form four i joined the same school as a teacher and i saved for my campus fee. letter will in campus i joined a research program after learning how to use SPSS and i manage to raise US$ 500 (40000) which i used to buy 3 computers. The unique thing about the land or culture where i live is technology has not yet grown and that is why i took this chance to explore it. currently i don't own a family. My hobby is computer gaming which has made me creative in technology.

My Business

i offer printing, photocopy binding , trimming, lamination and online communication.the services are useful in demand because of the university around. i choose this kind of business because of location and demand from the university. my typical costs and revenue are 1.cost stationary, salary, rent and electricity. Revenue include charges from browsing, printing, photocopy, lamination trimming, binding and other charges. my profit i us for my campus fee business expansion and saving. I also help my younger sibling in settling part of there fee.

Loan Proposal

as i said earlier my next mission is room expansion. currently the room hold maximum of 10 people and my feeling is to look for a bigger room to a minimum of 20 person. the room will cost me 15,000 rent monthly but i know it will be worth it since it will give me chance to expand any time. with the bigger room i will add in other business such as Mpesa and other refreshment. am expecting the profit to grow more than double.

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Loan Info

Project Type

Classic Loan

Disbursed amount

$544.00

Date disbursed

Jul 29, 2016

Repayment status

Late

Projected term

32 months

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Ask Herman a question about this project, share news and photos of your own, or send a simple note of thanks or inspiration.

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Herman Mar 20, 2019

I want to grow

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Herman Jan 7, 2019

Going through financial distress

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Herman Apr 24, 2017

to keep on-time repayment

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Herman Feb 10, 2017

to grow fast

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Herman Oct 13, 2016

am having financial problem since i joined when i joined MBA program and i will wish to maintain a high credit.

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Herman Aug 23, 2016

to increase my limit without a big strangle.

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Herman Jul 27, 2016

thanks zidisha my plan is to expand the room and stock, it is going to improve my life by improving the income and facilitating my fee. thanks zidisha team.

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Herman Jul 18, 2016

currently i have improved my stock since the time i was given the loan i add two desktops and two CPU. My stock has improved greatly my room can now carry to the maximum and my next idea is the room expansion. am currently taking my masters program in management and most of my fee paid from the business. my next mission is to expand the room.

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Herman Jul 11, 2016

thanks zidisha for your support am heading towards eliminating poverty by taking technology to a different level.

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Herman Jun 10, 2016

i want to work on my credit since the business is not on peak.

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Herman May 11, 2016

grow fast

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Herman May 3, 2016

Thanks zidisha for the loan you offered me it total to ksh 35,938. i have already added two HP second hand computer to my business each costing ksh 17,200 . i take this chance to tell zidisha team asante sana (thank you) for supporting me towards this journey.

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Herman Apr 9, 2016

thank zidisha member for this help, i want to increase my stock which will improve my cash inflows. thank for your continuing effort.

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Herman Mar 26, 2016

my plan now is expansion of the business from the current Numbers to at least 15 computer before the end of the next three months the total cost my be 75,000 - 100000. I have 50% savings from the previous loan and my general savings.

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Herman Mar 11, 2016

my business has really picked well for this season and i will like to grow more and more with zidisha.

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Herman Feb 16, 2016

i will like to grow fast.

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Herman Jan 20, 2016

i purchased a min refrigerator to keep snacks for my client as they a wait to be served and sometime when they take long before having something to eat wile at my business. more customers are coming and take time at the cyber cafe since they can have something to eat and keep them going. the earning have improved by approximately 7% and now i want to put an m-pesa shop where people will be paying with m-pesa, withdraw and deposit to increase the earnings. my news is that my business s growing and am not afraid of grow slow to my level. i live i a campus environment and therefore my neighborhood spending is very high during during school days and reduce during school holiday.

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Herman Nov 28, 2015

thanks zidisha the loan has made a difference in my life. I managed to purchase a second hand refrigerator to my business my customers together with my family are now happy. the business is growing.

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Herman Nov 3, 2015

Thank you zidisha for the support your are giving i received 8957 and am looking toward expanding my business.

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Herman Nov 1, 2015

thank you Zidisha team for the far your are taking my business am growing day by day and my prayer is to help Kenyan economy grow too. thank you for your continuing support and my you be blessed.

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Moving technology to the next leval

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