Moving technology to the next leval

Herman Omari

Nairobi, Kenya

46% repaid

Entrepreneur

Name

Herman Omari

Member since

January 2015

On-time repayments

197 installments  •  38%

About Me

currently am a university student in (USIU). I joined after saving for one year when i finished my high school. immediately i finished my form four i joined the same school as a teacher and i saved for my campus fee. letter will in campus i joined a research program after learning how to use SPSS and i manage to raise US$ 500 (40000) which i used to buy 3 computers. The unique thing about the land or culture where i live is technology has not yet grown and that is why i took this chance to explore it. currently i don't own a family. My hobby is computer gaming which has made me creative in technology.

My Business

i offer printing, photocopy binding , trimming, lamination and online communication.the services are useful in demand because of the university around. i choose this kind of business because of location and demand from the university. my typical costs and revenue are 1.cost stationary, salary, rent and electricity. Revenue include charges from browsing, printing, photocopy, lamination trimming, binding and other charges. my profit i us for my campus fee business expansion and saving. I also help my younger sibling in settling part of there fee.

Loan Proposal

as i said earlier my next mission is room expansion. currently the room hold maximum of 10 people and my feeling is to look for a bigger room to a minimum of 20 person. the room will cost me 15,000 rent monthly but i know it will be worth it since it will give me chance to expand any time. with the bigger room i will add in other business such as Mpesa and other refreshment. am expecting the profit to grow more than double.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$544.00

Date disbursed

Jul 29, 2016

Repayment status

Late

Projected term

32 months

Cost to entrepreneur

Service fee: $22.41

Lenders

investor

Candiac, Canada

BelleStarr

Albuquerque, United States

cyrus0302

San Francisco, United States

DeanDropshot

Oslo, Norway

Vanamo

Helsinki, Finland

R

Rotterdammer

Rotterdam, Netherlands

D

Debock

Dresden, Germany

A

anonymus

Moon, United States

Zidisha

Sterling, United States

T

ToddK

Indianapolis, IN, USA, United States

Svenip

Vienna, Austria

C

cjmenchaca

Austin, United States

J

Jessica

Patagonia, Argentina

D

Darish

Clarksville, United States

beverly

Vancouver, Canada

D

Divergent

Bethesda, United States

Cloudways

Malta, Malta

G

Goodwill

Oakland, United States

ads68

Melbourne, Australia

P

Prysdahl

Marshall, United States

Y

Yevrahs

Dallas, Texas, United States

fairspirit

Utrecht, Netherlands

T

Taupe

Balzers, Liechtenstein

BF

Bob Fitzjohn

Fontvielle, Monaco, Yemen

folha

Stockholm, Sweden

W

WinWinNL

The Hague, Netherlands

mojobob

Hayward, United States

H

Habroukema

Austin, United States

xtrahardware

Cazenovia, United States

lizandsteve

guelph, Canada

E

E

Marin county, United States

NedRyerson

Munroe Falls, United States

M

Margi

Littleton, United States

iggwag

Kilifi, Kenya

N

neumans7

Vienna, Austria

Evan Lamos

Brussels, Belgium

sderickson

Berkeley, CA, United States

Matching Fund

Sterling, United States

NA

NO ACCOUNT

Bluba, Germany

C

ColoradoEmac

United States

K

kalei

Germany

TyWee

Manila, Philippines

L

luckiestmonkey

United States

Suman

Gold Coast, Australia

Loungin

United States

T

theleengwist

United States

K

KarinV

United States

Per Dahl

Norrköping, Sweden

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

UN

Uwe Neumann

Frankfurt Germany, Denmark

Amina Ebrahim

South Africa

M

Marco

Bologna, Italy

Dave Bogard

New York, United States

Robin Goodfellow

Vancouver, British Columbia, Canada, Canada

Mark

Nijmegen, Netherlands

AD

Abena D Neddow

Edmonton, Alberta, Canada, Canada

MW

Matt Willis

United States

Dean Cress

United States

SK

Stefan Kruell

Muenster, Germany

N

Nadine

Düsseldorf, Germany

S

Shannon

United States

PG

Paul Graham

United States

K

kim

United States

LF

Lee Fisher

United States

S

simchaboston

United States

AO

Amara Ogle

United Kingdom

E

Ella

Canada

roark22

Geneva, Switzerland

Craig Newmark

United States

The Zinc Team

San Francisco, United States

Humble Bundle Community

San Francisco, United States

Manayon Domingo

San Miguel Guimba, Nueva Ecija, Ph 3115, Philippines

CS

Chris Salzman

United States

AD

Amy Dinh

United States

PC

Peter Cordier

United States

MS

Mona S

United States

A

Anonymous

United States

D

Dalton

San Francisco, United States

MP

Marieke Peeters

Amsterdam, Netherlands

P

Petra

Switzerland

TK

Thomas Kramer

Canal Winchester, United States

Dean Suminski

Portland, Oregon, United States

A

Anonymous

United States

The Weltys

Averill Park, NY, United States

M

Maddie

Sydney, Australia

Jean Wren Chan

United States

AH

Alisa Hill

United States

GS

Gary Sinard

Franklin, TN, United States

A

Anonymous

United States

R

Raffins

United States

K

Kara

United States

TB

Tim Barrett

United States

J

Jakub

Czech Republic

R

Rolf

Rotterdam, Netherlands

M

Mack

Harbor, Oregon, United States

TP

Tirzah Prince

United States

Brent Gillespie

Little Rock, United States

JG

Jake Gibson and Beverly Picardo

San Francisco, United States

Ask Herman a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Herman Omari    Mar 20, 2019

    I want to grow

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  • Herman Omari    Jan 7, 2019

    Going through financial distress

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  • Herman Omari    Apr 24, 2017

    to keep on-time repayment

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  • Herman Omari    Feb 10, 2017

    to grow fast

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  • Herman Omari    Oct 13, 2016

    am having financial problem since i joined when i joined MBA program and i will wish to maintain a high credit.

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  • Herman Omari    Aug 23, 2016

    to increase my limit without a big strangle.

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  • Herman Omari    Jul 27, 2016

    thanks zidisha my plan is to expand the room and stock, it is going to improve my life by improving the income and facilitating my fee. thanks zidisha team.

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  • Herman Omari    Jul 18, 2016

    currently i have improved my stock since the time i was given the loan i add two desktops and two CPU. My stock has improved greatly my room can now carry to the maximum and my next idea is the room expansion. am currently taking my masters program in management and most of my fee paid from the business. my next mission is to expand the room.

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  • Herman Omari    Jul 11, 2016

    thanks zidisha for your support am heading towards eliminating poverty by taking technology to a different level.

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  • Herman Omari    Jun 10, 2016

    i want to work on my credit since the business is not on peak.

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  • Herman Omari    May 11, 2016

    grow fast

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  • Herman Omari    May 3, 2016

    Thanks zidisha for the loan you offered me it total to ksh 35,938. i have already added two HP second hand computer to my business each costing ksh 17,200 . i take this chance to tell zidisha team asante sana (thank you) for supporting me towards this journey.

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  • Herman Omari    Apr 9, 2016

    thank zidisha member for this help, i want to increase my stock which will improve my cash inflows. thank for your continuing effort.

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  • Herman Omari    Mar 26, 2016

    my plan now is expansion of the business from the current Numbers to at least 15 computer before the end of the next three months the total cost my be 75,000 - 100000. I have 50% savings from the previous loan and my general savings.

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  • Herman Omari    Mar 11, 2016

    my business has really picked well for this season and i will like to grow more and more with zidisha.

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  • Herman Omari    Feb 16, 2016

    i will like to grow fast.

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  • Herman Omari    Jan 20, 2016

    i purchased a min refrigerator to keep snacks for my client as they a wait to be served and sometime when they take long before having something to eat wile at my business. more customers are coming and take time at the cyber cafe since they can have something to eat and keep them going. the earning have improved by approximately 7% and now i want to put an m-pesa shop where people will be paying with m-pesa, withdraw and deposit to increase the earnings. my news is that my business s growing and am not afraid of grow slow to my level. i live i a campus environment and therefore my neighborhood spending is very high during during school days and reduce during school holiday.

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  • Herman Omari    Nov 28, 2015

    thanks zidisha the loan has made a difference in my life. I managed to purchase a second hand refrigerator to my business my customers together with my family are now happy. the business is growing.

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  • Herman Omari    Nov 3, 2015

    Thank you zidisha for the support your are giving i received 8957 and am looking toward expanding my business.

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  • Herman Omari    Nov 1, 2015

    thank you Zidisha team for the far your are taking my business am growing day by day and my prayer is to help Kenyan economy grow too. thank you for your continuing support and my you be blessed.

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