M-Pesa agent

Annbel Githinji

Nairobi, Kenya

100% repaid



Annbel Githinji

Member since

August 2017

On-time repayments

171 installments  •  71%

About Me

I am Wambui, grew up in a Christian family and a polygamous one. There are many negative thing in such families but once one changes their perception on even the worst of circumstances there's always something positive that can be picked,and hence in this case I learned how to share whatever you have,being contented,and finding joy amid strife.

My Business

I operate mobile banking services. I also sell phone accessories such as earphones, USB cables, phone cover protectors,and phone chargers. I intend to start offering photocopying services in future since my business is near a university, and students and lecturers come asking for such services. I will also start selling women attires in future. My business is operating on relatively Iower capital but currently I am paying my son's school fees. I anticipate growth with your support. I sincerely appreciate Zidisha for such supportive deal,and affordable payment methods. There is no pressure with Zidisha loan, one can comfortably pay and still allow room for growth.

Loan Proposal

I am currently operating an Mpesa business (mobile banking) with a low capital compared to the minimum capital. I am an Mpesa agency which is under safaricom. The company suspends the mobile banking network in case an agent is operating below the minimum float. A few months ago the line was suspended, and that pushed me to getting a high interest loan to maintain the business store rent. As a result, I have been paying the loan every month. I will supplement the business with the applied loan. With your continued support,and God's Grace I will manage to sustain the business until I clear the loan. Later I can consider stocking, funding, and introducing new banking agencies to my current business. I am forever grateful to zidisha and every partner who makes it successful!





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Dec 13, 2017

Repayment status

On Time

Projected term

4 weeks

Cost to entrepreneur

Service fee: $1.81



United Kingdom


David Yang

Vancouver, Canada

Ask Annbel a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.