M-Pesa services & computer services

John Oyollo

Suba- Too Village, Kenya

100% repaid

Entrepreneur

Name

John Oyollo

Member since

June 2017

On-time repayments

105 installments  •  51%

About Me

I’m a Kenyan citizen aged 37 years, a resident of Rangwa west sub-location, Kaksingri west locaton, Central division, Suba district, Homabay County in the republic of Kenya. Although I had a fairy average childhood and grew up in a family of five, I am the fourth born and the only boy child in amidst of four girls. My world was shaken when my father died when I was in form three, and I could not proceed on with my education since he was the sole provider at home. As my pillar of strength, his death affected me deeply. After three years of hard work and struggling I was employed as MPESA assistant agent where I served for three good years but i had a passion of starting my own business to inspire my fellow youths to start businesses of their own and to dream big and come up with big ideas. But along my way, everything was not easy but that was not enough to discourage, for my dreams were much bigger than my frustration. A proverb says that ‘’everything worth having, never comes easy ‘and that was true to me. Having the attitude of not letting a single opportunity slip away from my hands, one day as I was going through a business plan template I happened to come across the Zidisha web site address and immediately browsed it I got interested since I came to note that Zidisha loans do not carry interest , the total cost for each loan is just a service fee of 5% of the loan amount just to cover the cost of transferring and administering the loan, and I can adjust my loan installment to a desired amount I can afford, I can also communicate, post photos, share information and news directly to lenders about the progress of my business, unlike other financial institution which do charge higher interest of 25% and above.Apart from being business oriented I also love doing charity work, am a community volunteer worker in SOS children villages kenya-Suba branch, where I conduct structural home visit reaching ovc with appropriate information on child right and responsibilities, shelter and care assessment, food and nutrition status assessment, psychosocial and bereavement support, child status index assessment. I also thank Zidisha team for giving me an opportunity to serve as volunteer mentor.

My Business

I am operating MPESA shop (mobile banking agency) and computer services, where by through the financial support i have been receiving from my able lenders thruogh the zidisha team i managed to buy two computers and a printer i have introduce a medium size computer tutoring class as well offering services such as photo copying , printing, and internet services. i have also been able to expand my MPESA capital base from $150 to $400usd and this has greatly improved my family and my personal life and i sincerely thank my able lenders and zidisha team for their persistence support. zidisha is a great milestone in my life.

Loan Proposal

MPESA SERVICES/COMPUTER SERVICES
I am very greatful to report to you how the two loans has really helped to me to stabilized my MPESA float balance from $200us dollars to $400us dollars with a commission increase from 10% to 20% and I believe if my third loan be approved it will increase tremendously.
yours faithfully

john.

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$244.19

Date disbursed

Sep 5, 2017

Repayment status

On Time

Projected term

5 weeks

Cost to entrepreneur

Service fee: $10.85

Credit risk payment: $32.56

Lenders

T

Tmann

Los Angeles, United States

investor

Candiac, Canada

cyrus0302

San Francisco, United States

AltruisticSelfishnes

Chicago, United States

O

Oliver

Geneva, Switzerland

B

Bpryse

Long beach, United States

ErikN

Stockholm, Sweden

I

Interfree

Dubai, United Arab Emirates

M

mogensh

København V, Denmark

BJ

Brandon Joz

North Carolina, United States

P

pmyadlowsky

Charlottesville, United States

Aggul

London, United Kingdom

Jeff and Marcie

Portland, OR, United States

J

jdhowa2

Louisville, KY, United States

D

danny

Karlsruhe, Germany

dtsuji59

Brampton, Canada

L

loistf

Madrid, Spain

ads68

Melbourne, Australia

T

ThomasGermany

Wuppertal, Germany

A

Aaron

Zurich, Switzerland

Sunnyside

Stafford, United Kingdom

A

Andy

Berlin, United States

C

chrono

Toronto, Canada

M

Morgue

Brighton, United Kingdom

S

solarkismet

Logan, United States

indrayudha

Jakarta, Indonesia

Jason

Auckland, New Zealand

O

ommthree

Egg, Switzerland

N

NickLuder

London, United Kingdom

JonB

London, United Kingdom

E

Esseni

Cincinnati, United States

E

edgrr000

Dallas, United States

A

andy.gayton

San Francisco, United States

B

bwitt

Berkeley, United States

Evan Lamos

Brussels, Belgium

B

BenHittle

Salem, United States

D

dj9812

United States

M

Malibu

Westwood, United States

D

DandS

United States

Landerson

Edinburgh, United Kingdom

joshuacollinson

Vienna, Austria

mepster

San Francisco, Ca, United States

chriseyre

Fremont, Ca, United States

TyWee

Manila, Philippines

Grant Xavier Storer

Seattle, Wa, United States

M

Medagan

San Franciso, United States

utdream

United States

N

Nicolaas

Doha, Qatar

B

beegkitty

United States

SuperMario28

Cudahy, United States

GaloLending

United States

alecors

Mexico, Mexico

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

M

Marco

Germany

Dave Bogard

New York, United States

MD

Miles Dodge

CORVALLIS, United States

MW

Matt Willis

United States

JD

Jo Dane

Melbourne, Australia

Jake Badger

Roskilde, Denmark

PC

Patrick Clavette

Hartford, Wisconsin, United States

K

K

United States

E

erica

antwerpen, Belgium

George

Corvallis, Oregon, United States

TH

tom hd

United Kingdom

Carla

Amsterdam, Netherlands

Pedro R-C

Cambridge, United States

K

Katha

Germany

N

Nick

United States

Aran Dunlop

United States

MS

Mark S Yourek

United States

Paul Smithson

Leeds, United Kingdom

A

Andrei

United States

Christopher Hey

Sudbury, Canada

JC

Justin cohan

United States

KE

Karen Epolito

Syracuse, NY, United States

RC

Rudi Chen

United States

Angela Linwood

Minneapolis, Minnesota, United States

A

Auguste

Switzerland

RE

Richard Ellis

United Kingdom

L

Lucy

Australia

S

Susan

Switzerland

WS

Warren Shen

United States

Humble Bundle Community

San Francisco, United States

S

Sus

Germany

Mary Norton

Byron Bay, Australia

R

RMIM

United States

Mike

Indianapolis, United States

Paul Buchheit

Mountain View, United States

DH

Don Hammond

United States

JD

Josh Dorf

United States

J

JB

Germany

DR

Denise Ramser

United States

Ask John a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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