For my "mtumba" (second-hand) clothing business

John Ngitira

Lodwar, Kenya

85% paid forward



John Ngitira

Member since

June 2022

On-time repayments

6 installments  •  100%

About Me

I am an enterpreneur. I was born in a poor family of seven children four brothers and three
sisters. Due to financial problems in our family my parents find it difficult to educate all of us
and some of my brothers were forced to leave the school and start hussling and this also influence me to follow the spirit of hussling in the streets.
I started a small business at age of 9 while still in primary school of selling nuts and cold drinks on my home town streets. But since i was much determined with my school i had to balance all and this enable me to develop financial independence and i was able to provide for myself.This built my enterpreneurial skills and now i am a third year student persuing a degree under bachelor of commerce at Pioneer international university. I have open mtumba shop and Boutique in my home town.
My hobby is networking and this as enable me to acquire new ideas daily.

My Business

I am a sole proprietor i oparate Mtumba shop and boutique
Currently i have managed to employ one person to assist me in selling.
I make an avarage profit of 50 us dollars weekly after deducting all the expenses. The
big challenge i face in this business is transportation expenses and i am working so hard to identify best technique on how i will tackle it.
I have also a plan to expand my business by venturing into selling shoes i.e Sneakers,Convers,
Sandals and Rubbers.
My plan is to assist my parents in their upkeep.

Project Proposal

I would like to use this amaunt of money to expand My business. Mtumba clothes business and this will enable me to gain a double profit and I am sure it will enable me to pay the loan on time and acquire other loan and through that i will be achieving my objectives .





Project Info

Project Type

Pay It Forward

Disbursed amount


Date disbursed

Jun 23, 2022

Cost to entrepreneur

Service fee: $8.00

Optional expediting fee: $12.00



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