Muthama's cybercafé

Amos Muthama

Kiu In Makindu Of Makueni Country, Kenya

100% repaid

Entrepreneur

Name

Amos Muthama

On-time repayments

100 weekly installments  •  99%

About Me

I am professionally a meteorologist,schooled at makueni boys,went to university of NAIROBI...I did meteorology as I first degree in university of NAIROBI.....later masters in physics while attached with institute for meteorological training and research Iam currently working at the jomo kenyatta international airport as a meteorologist for air traffic còntrol.Iam also a businessman with a shop at makindu,for food items and Iam also land lord...apart of this shop business,your money has helped to set up a cybercafe attached with the shop.

My Business

I have a salary from my employer every month of 100,000,rental houses of 40,000 per month and business shop gives an everage of 35,000 per month.Thank tremendously for your money which has enabled to launch another project of cybercafe alongside with the shop which is just beginning but I need more money to buy equipments and that is why I came to you again for help....can you please grant me a loan urgently and God will bless you greatly so that I can have more capital for the equipments for cybercafe.

Loan Proposal

I will increase highly my shop items and also extend my shop with a cyber section to create more business opportunities.I will also start buying other cyber equipment by slow monthly instalments to enlarge my business.

Income Source

Iam also a civil servant in kenya earning more than 35,000 kshs every month after all deductions have been made.I also have rental houses giving me 40,000 kshs every month when my wife is earning more than 40,000 kshs when she is also a civil servant(a nurse in makindu district hospital).

Feedback

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Loan Info

Project Type

Classic Loan

Disbursed amount

$754.04

Date disbursed

May 31, 2020

Repayment status

On Time

Projected term

4 months

Cost to entrepreneur

Service fee: 10% of $754.04 = $67.79

Credit risk payment: $101.69

Lenders

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agwong

California, United States

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Żmigród, Poland

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GalantnostS

Hong Kong, Hong Kong

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Halle, Germany

C

Canlender1

Nanaimo, Canada

F

Fabrizio

Grottaferrata, Italy

zebby24

Ft.myers, United States

M

mmatessa

Ben Lomond, United States

valentin

Stockholm, Sweden

lucafrangi

Vienna, Austria

Ishaque

New Jersey, United States

investor

Candiac, Canada

A

ahnante

Yokohama, Japan

C

chkuo

Taipei, Taiwan

M

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Raleigh, United States

E

Elisabeth

Hove, Belgium

D

dkapplerb

Toronto, Canada

P

Philippe

Adliswil, Switzerland

AdamP

Sunnyvale, United States

BelleStarr

Albuquerque, United States

jesuisneil

MATTESON, United States

cyrus0302

San Francisco, United States

M

MaBeAa

Berlin, Germany

Johnny

shanghai, China

EHTHighSchool

Egg Harbor Township, United States

Tilius

Oslo, Norway

J

Jdoyle

Kitchener, Canada

A

Anonymous

United States

J

jonase

Boise, United States

Straetman

Kaarst, Germany

J

jozua

Delft, Netherlands

F

Forba

Mo i Rana, Norway

A

AlethiaLtd

Carlisle, United Kingdom

evinpa

United States

A

argentpepper

Boston, United States

MaxEmerika

Sonoma County, California, United States

MarktheMormon

Sandy, Utah, United States

Jurjen

Amsterdam, Netherlands

I

Interfree

Dubai, United Arab Emirates

P

profa

Rehovot, Israel

S

sersub

San Diego, United States

S

searthsong

Colorado Springs, United States

C

Coyote137

Portland, OR, United States

L

ldron7

Utah, United States

F

FaaThailand

Bangkok, Thailand

R

rcmssr

Woodbury, United States

JG

johnny garden

Köln, Germany

A

anonymus

Moon, United States

P

peterschinkel

Amsterdam, Netherlands

Z

zemaj

Sydney, Australia

B

blennert

Bakersfield, United States

J

juhan6811

East Point, United States

Pere

Barcelona, Spain

M

MichaelCausey

Camarillo, Ca, United States

AF

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washington, United States

yeahboi78

Alexandria,LA, United States

K

kathy207

South Portland, United States

M

MikeProtagonist

Östersund, Sweden

G

guenter

Bremen, Germany

Lorax

Around, United States

T

ToddK

Indianapolis, IN, USA, United States

B

Bobby39

Savannah, United States

M

Monique

Raumati South, New Zealand

S

Shorty

London, United Kingdom

A

ashtanga99

Newport, United States

R

ryano

New Westminster, Canada

L

Lucy2012

London, United Kingdom

K

Kumaran&Thea

London, United Kingdom

M

Markus

Tirschenreuth, Germany

P

Piccolo

London, United Kingdom

M

Marianne

London, United Kingdom

F

freewheelin

Perth, Australia

I

ilias

Melbourne, Australia

K

kingmark1

Calgary, Canada

BJ

Brandon Joz

North Carolina, United States

M

Miguel

Madrid, Spain

C

Casdjb

Toronto, Canada

N

ningli

Charlotte, NC, United States

A

Angela

Heide, Germany

Jeff and Marcie

Portland, OR, United States

E

Elisa

Espoo, Finland

S

sourabhj

Sydney, Australia

DocCindy

Bay City, United States

J

jjiffer

Seattle, United States

N

NancyG

Victoria, Canada

C

Carol

Ripon, United States

jmsquared

Seattle, United States

RockinRobin

Centennial CO, United States

R

Rossman

Poland, United States

D

dball

Karlsruhe, Germany

B

Becmo

Brisbane, Australia

JimVandegriff

Trinidad, California, United States

J

jajajarno

Giessenlanden, Netherlands

S

SelvaMarcus

Green Cove Springs, United States

F

fisaire

Ithaca, United States

dajawein

Gladstone, Australia

D

DamoA

Wollstonecraft, Australia

trevbot

Montreal, Canada

J

Jeb33red

Bourne end, United Kingdom

G

glomardor

Leonardtown, United States

Cloudways

Malta, Malta

A

aiban

Austin, United States

J

jzidi

Los Angeles, United States

clemenchiang

Singapore, Singapore

A

Austrian

Graz, Austria

P

PhilACK

Brampton, Canada

E

EnhanceLife

Heber City, United States

C

cczapp

Hilliard, United States

pentatonicscale

Niiza-shi, Japan

southcentral

Zürich, Switzerland

L

loistf

Madrid, Spain

McJulio

New Jersey, United States

peanut

Halifax, Canada

ads68

Melbourne, Australia

K

katykoo

New York, NY, United States

J

janharg

Garland, Tx, United States

D

Dionne

Pembroke, Bermuda

A

Aaron

Zurich, Switzerland

F

FuzzyHat

London, Canada

Andreas Kiss

Vienna, Austria, Austria

P

Peksa

Espoo, Finland

J

jerryq

Redding, United States

1

1711mp

Brooklyn, United States

A

Andy

Berlin, United States

G

glh25

Winooski, United States

fairspirit

Utrecht, Netherlands

bycyt

Whitefish, United States

I

ianb723

ROCHESTER, United States

Cricketca

San Jose, United States

joaoferraz

RINCHOA, Portugal

A

Avalokiteshvara

Yau Yat Chuen, Hong Kong

colochef

Montevideo, Uruguay

M

miriamg

Toronto, Canada

Treesforpeople

Oxfordshire, United Kingdom

N

Navigator

Alavus, Finland

numbat

Perth, Australia

K

Krishroff

Dubai, United Arab Emirates

C

Colmena

Chicago, United States

J

jocke

Stockholm, United States

paulclinton

malaga, Spain

A

anonalender

Hampshire, United Kingdom

A

AndrewC

London, United Kingdom

gseletko

South Perth, Australia

N

NickLuder

London, United Kingdom

O

Ohio

Ohio, United States

T

ThereIsNoGod

Singapore, Singapore

soniad

Dubai, United Arab Emirates

GuillaumeTeissier

Montréal, Canada

andreatagliatti

Manchester, United Kingdom

MarshFamilyUK

Canterbury, United Kingdom

dmirpuri

Bangkok, Thailand

H

harrymore

Townsville, Australia

somuchjackson

Boston, United States

S

SAJudy

Argenta, Canada

T

Travelover

Northville, United States

E

E

Marin county, United States

H

Haavard

Bergen, Norway

fransk

Culemborg, Netherlands

Evan Lamos

Brussels, Belgium

A

akshu71

Ottawa, Canada

sderickson

Berkeley, CA, United States

S

scotchval

United States

N

nguyenlapq

United States

B

bgordon

United States

E

elhh82

Petaling Jaya, Malaysia

E

EjLehar

Galesburg, United States

A

analyticsPierce

Denver, United States

M

Malibu

Westwood, United States

M

MirTemporal

Hyde Park, United States

S

siyusong

United States

D

drorm

United States

GiselleF

United Kingdom

M

mguenter

Switzerland

raychieng

Sibu, Malaysia

T

tengbao

United States

A

adiipienaar

South Africa

S

spivurno

United States

M

Mal57

Australia

C

ccraig

United States

M

Michi

Switzerland

trincowski

Vilar, Vila do Conde, Portugal

R

rakchickenman

Perth, Australia

chriseyre

Fremont, Ca, United States

S

simonthompson99

United Kingdom

TyWee

Manila, Philippines

AndrewNeu

Ho Chi Minh, Vietnam

Vesa

Helsinki, Finland

W

wesbh89

United States

S

spaceandthyme

United States

F

factotums

United States

I

idris

United States

J

jdelaporte

United States

ThomasJosef

Berlin, Germany

Loungin

United States

K

KiraDee

United States

SV

sven vdk

Twickenham, United Kingdom

Rachael101

Brisbane, Australia

M

M.Umar

Pakistan

A

adamdreaming

United States

K

Krandor

Netherlands

Mike and Jacqui

United Kingdom

S

Stephan

Netherlands

KM

Kirsty M

United Kingdom

Alberto Cereser

Copenhagen, Denmark

P

Philip

Bremen, Germany

C

CSM

Berlin, Germany

Jeroen Decock

Gent, Belgium

Dave Bogard

New York, United States

Franmiguel

Perth, Australia

MZ

Matt Zirwas

United States

SMOICE

Berlin, Germany

Ren

Minneapolis/StPaul, United States

Vratik Krocik

Prague, Czech Republic

Jan V

Port Dalhousie, Canada

T

TP

United States

Joshi

United States

GA

Gal Ashuach

רעננה, Israel

J

Jason

West Palm Beach, United States

C

Chris

United Arab Emirates

M

Michael

Netherlands

DK

Daniel Kalla

Saint Paul, United States

KM

Kirk Moore

Cerdanyola del Vallès, Spain

Ask Amos a question about this loan project, share news and photos of your own, or send a simple note of thanks or inspiration.

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  • Amos Muthama    Sep 16, 2021

    My salary is still highly affected when it is still held due to the guarantors who defaulted sacco's loans since covid 19 invaded the land and is still held.My business has went down.

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  • Amos Muthama    Aug 12, 2021

    Due to the covid 19,those whom I guarantee loans defaulted in my sacco and my salary is still held and my business went down since that time.

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  • Amos Muthama    Jul 10, 2021

    My salary is being held by the sacco due to covid 19 effects as I am a guarantor of the people who dismissed from the jobs they had and my business went down.

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  • Amos Muthama    Jun 11, 2021

    Due to covid 19,loanees who took loans from our sacco,defaulted them and for I was their guarantor,my salary was held such that I do not get salary and also my business went down.

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  • Amos Muthama    May 12, 2021

    My salary is held up due to loan defaulters by sacco due to the covid 19 and my business went down badly.

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  • Amos Muthama    Apr 1, 2021

    My salary is still held by the sacco due to the loan defaulters as their guarantor....And also my business went down significantly.

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  • Amos Muthama    Feb 26, 2021

    My salary is still held by sacco due to loans' default by people I had guaranteed and my business is doing poorly due to the covid.

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  • Amos Muthama    Jan 27, 2021

    My salary is still held due to the guarantors who defaulted sacco loans due to the covid.

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  • Amos Muthama    Dec 19, 2020

    There has been salary problem due to a sacco loan guarantor who defaulted loan payments due to the covid 19 and my salary was held by the sacco.My business went down due to the covid 19.

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  • Amos Muthama    Nov 12, 2020

    The same problem of my salary will persist until Janaury when I will pay all your money.

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  • Amos Muthama    Oct 9, 2020

    My salary is not yet restored and at the moment when I expect to resume after one month and my business is comparatively low now than it used to be due to covid 19 consequences.

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  • Amos Muthama    Sep 5, 2020

    My salary was held by my bank for guaranteeing a loan to a person who defaulted due to the covid 19 drawbacks and my business is now slightly down now until 5 weeks or more are over.

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  • Amos Muthama    Aug 28, 2020

    I will buy cyber equipments and they will help me to do more work for more money.I highly appreciate my lenders

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  • Amos Muthama    Aug 25, 2020

    My lenders please my the mercies of God help me as quickly as possible before friday to acquire the money I need for buying more cybercafe equipments and I do not want expedite as the money I expect will go down.This is the cybercafe I started...plse help me and God will bless you highly...

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  • Amos Muthama    Aug 25, 2020

    I tirelessly appreciate my lenders you have really helped me through their money to be whom Iam...this is the cybercafe I started recently and Iam politely requesting all lenders to fund my project as fast as possible as I highly need your help.It is only funded 1% and I highly these money before friday 28th august when I do not expedite it....by the mercies of God,help me....this is the cybercafe I started beside my shop...

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  • Amos Muthama    Aug 25, 2020

    I tremendously appreciate my lenders who have helped me to get that much and to continue so nicely.....may God bless them bountifully....this is my cybercafe which I started recently in this photo.

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  • Amos Muthama    Aug 24, 2020

    I tremendously appreciate all my lenders who have highly made my business to grow tremendously and my shop has highly grown.By the mercies of God,I politely request you all my lenders to fund my loan as quickly as possible as there is an issue I want to sort it put on Wednesday and God will surelly bless you unsparingly.

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  • Amos Muthama    Aug 23, 2020

    Your mobile money lending company zidisha takes so long to approve and grant loans when other mobile money loaning companies takes only minutes and hours to grant loans.Iam just taking this last loan with zidisha and I will never get it again from zidisha....

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      • Amos Muthama    Aug 25, 2020

        I talked that way for Iam highly frustrated and if it is not a bank,then next time we will go to banks.Imagine from saturday,the amount I got from a lender is only 1%....it is okay.

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  • Amos Muthama    Aug 23, 2020

    Why does your loans take so long time before they are approved and the money disbursed as quickly as possible even when one is paying his loans so well like me?....why should a loan take minimumly one day to help us get money promptly?....why should zidisha company not give out money firstly as urgently as possible to those loanees who pays their loans promptly like me and those supporting lenders come late to compensate the amount?...I think it is the high time I will leave zidisha if they will continue delaying loans so much.

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  • Amos Muthama    Aug 23, 2020

    I numerously wonder why your loans takes so long to be approved and to be funded.All mobile phone lending company usually takes one day latest to get loan money.Iam toughly giving you only 24 hours to approve my loan and disburse as Iam 99% perfect in paying your loans and I do not need more delayance otherwise I will pull out of your zidisha.I have attached my computers which I bought in my cybercafe in this email for it does not accept to be loaded down in your website.
    Yours faithfully,
    Amos muthama mutua.

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