Mwangaza mashinani

Ann Kariuki

Embu, Kenya

100% repaid



Ann Kariuki

Member since

March 2017

On-time repayments

64 installments  •  61%

About Me

I am Ann kariuki born second and last.Am self driven and a proactive team player.i recal when we were kids ,my brother used to eat sugar now and then ,when he stopped the habit I took in myself and could always put a blame on him ,imagine my mum could not believe it was not him,that was just some childish behaviour I remembered. I finished high school in 2013 lucky enough that December I found contract job for two months which paid has 40dollars a day,I used some of the amount to support my mum with my college admission for accounting classes.
The second semester things were different my brothers contract was off my mother being the only bread winner by that time could not manage to enrol me for the second term thus I decided to look for a job,At first I got a sales job in 2015 we used to sell dlight home solar system, if you installed one for a customer we were paid 800 ksh ,Being fresh from school it was a little bit tough for me but I managed to sell to 8customers,I did that for 1 month ,the second month I was promoted to customer service in the region distributors shop.That was when I started my small business,I saved from the 21dollars I was paid weekly.

My Business

I started in 2016 where could buy solar lamps at 4.5dollars and sell them at 6dollars ,I could also sell music systems to solar customers who had acquired the home solar system,As things are changing am also diversifing,the company brought paygo home system that can .5dollars and sold them at 6dollars ,I could also sell music systems to solar customers who had acquired the home solar system,As things are changing am also diversifying,the company brought paygo home system that can support TV thus now,I buy home solar system at 12dollars once I stall it to a customer together with the TV which is boosting my sales am paid 24.25dollar thus making a profit of 12.25dollars for each sale, once I do the installation I get the company is left with the mandate to follow the customers to complete the payment as I am left with the opportunity to make more sales.I also boost my sales with solar lanterns which make a profit of 2dollars each.I use my profit to invest in the business.

Loan Proposal

I will buy 7units of solar home system that can power television at 12dollars each install earning each 24.25 dollars





Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Jan 28, 2019

Repayment status

On Time

Projected term

4 weeks

Cost to entrepreneur

Service fee: $5.24

Credit risk payment: $12.59



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