Entrepreneur

About Me

My name are Judy Waruguru Mburu. I am a permanent resident of Utawala -ruai, Iam married to Mathew Kamau and we are blessed with two children. I finished my o level in 2004. In the year 2005 i joined EPZ as a clerk. I worked there upto the year 2009 when we were retrenched by the management. I decided to venture into business of selling new and second hand clothes. Later as the business grew i stocked rubber shoes and slippers. The earning that i get i plough it back to the business and the rest is used to support the daily expenses of a house hold

My name are Judy Waruguru Mburu. I am a permanent resident of Utawala -ruai, Iam married to Mathew Kamau and we are blessed with two children. I finished my o level in 2004. In the year 2005 i joined EPZ as a clerk. I worked there upto the year 2009 when we were retrenched by the management. I decided to venture into business of selling new and second hand clothes. Later as the business grew i stocked rubber shoes and slippers. The earning that i get i plough it back to the business and the rest is used to support the daily expenses of a house hold

My Business

My business deals with the new clothes, second hand clothes, rubber shoes and slippers. There is demand for this goods especially the second hand clothes due to the government regulation of the cotton industry. The demand is also due to the competitive price i sell them to the customers. Customers prefers my business because of the ideal location of the business. They prefer my business because of the polite and courteous way i interact with them. The business is profitable because am able to add stocks and i can see it grow each and every month. The risk that i face is that to theft and bulgary though we have joined with my neighbours and we have managed to employ two watchmen who keep watch at night.
My monthly cost of sales isKsh 70,000.00
Monthly revenue Ksh 100,000.00
Transport cost and other expenses Ksh 8000.000
Rent Ksh 2000.00
Electricity bills Ksh 500.00
Total expenses ksh 10500.00
My montly net profit Ksh 19,500.00

Loan Proposal

My business deals with new and second hand clothes. At the moment my stock is quiet low due to the high cost of rent of the shop am using and also because of the escalating price of the basic needs. If i succeed getting Zidisha loan, i will expand my business by buying more clothes, shoes and slippers so that customer will have a range of choices and consequently increase sales. This will eventually increase my profit and therefore will better my standard of living.

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