Christopher Karanja

Kiptangwanyi Centre Nakuru County, Kenya

100% repaid



Christopher Karanja

Member since

August 2011

On-time repayments

97 installments  •  61%

About Me

I am 34 years old, married with four children, three of them are schooling. I live in Kiptangwanyi centre, Kiambogo division, Gilgil District, Nakuru county. I am a businessman,. I started as a boda boda operator, where I switched to puncture repairing. I started the business in this area after I realized that the area had a problem in addressing the issue of punctures. I use my earnings to improve on my business since I dont have an opportunity where I can get enough cash to expand my business.

My Business

My business is located at Kiptangwanyi shopping centre. kiptangwanyi centre is located at 41 km from Nakuru town which happens to be our nearest major centre. the shopping centre is about 12km from Elementaita trading centre which is mostly known as it was a colonial shopping centre. Kiptangwanyi is in Nakuru county, Gilgil district, kiambogo division, Miti Mingi location, Kiptangwanyi sublocation. My business is near the matatu stage in Kiptangwanyi shopping centre. My business entails the services of repairing punctures for motorbikes, vehicles and even bicycles. There is very high demand of this service since the area is remote, the roads are poor and we are also far away from town making this services very crucial in this area. Customers prefer my services since I offer unique, quality services and at a fairer prices as compared to my competitors. The business is profitable since there are so many boda boda operators in the area making the business profitable. The problems that my business face are lack of more advanced facilties, high prices of crude oil products that I use to operate my air compressors machine. My monthly costs include rent, water, fuel and transport costs. I would be glad if Zidisha would assist me in improving and expand my business since cash is a problem that has been limiting my future plans of expanding this business that I rely much on in order to earn my daily needs for myself and my family.

Loan Proposal

My business entails the services of puncture repair and is currently becoming more demanding. Many customers are prefering my business as I offer unique and satisfying services. I will use the money that will be loaned to me by Zidisha to expand my business to reach more customers.I will extend my services to other users such as bicycle usres and also donkey carts. I will also use the money to buy a new mobile air compressor so that I can reah more customers that can not reach me at the centre. I am also intending to expand my business house as the one that I am operating in is small and is difficult for me to handle many customers. I look forward to expand my business to many of my customers.






Loan Info

Project Type

Classic Loan

Disbursed amount


Date disbursed

Sep 22, 2011

Repayment status

On Time

Projected term

8 months

Cost to entrepreneur

Lender interest: $224.15 at 2.59% annual rate over 8 months = $3.87

Service fee: $5.77



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Amount repaid


Amount remaining


Date repaid

May 22, 2012


Fully repaid

Repayment History

Expected Payments Actual Payments
Oct 22, 2011 $29.44 Oct 26, 2011 $29.44
Nov 22, 2011 $29.44 Oct 26, 2011 $0.13
Nov 24, 2011 $21.51
Nov 25, 2011 $3.23
Nov 26, 2011 $4.58
Dec 22, 2011 $29.44 Nov 26, 2011 $0.80
Dec 29, 2011 $21.51
Jan 6, 2012 $5.38
Jan 20, 2012 $1.76
Jan 22, 2012 $29.44 Jan 20, 2012 $8.99
Jan 27, 2012 $5.38
Feb 11, 2012 $10.75
Feb 12, 2012 $4.32
Feb 22, 2012 $29.44 Feb 12, 2012 $0.52
Feb 22, 2012 $10.75
Feb 25, 2012 $5.38
Mar 1, 2012 $4.84
Mar 2, 2012 $5.38
Mar 7, 2012 $2.58
Mar 22, 2012 $29.44 Mar 7, 2012 $4.95
Mar 27, 2012 $24.49
Apr 22, 2012 $29.44 Mar 27, 2012 $7.76
Apr 28, 2012 $18.60
May 22, 2012 $3.08
May 22, 2012 $29.44 May 22, 2012 $29.44